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icon Health Insurance icon Diseases icon Brain Tumour

Brain Tumour

A brain tumour is a mass collection of abnormal cells in the brain. A tumour can be both cancerous and non-cancerous. The cancerous tumour is known as Benign and the non-cancerous one is known as Malignant. It is essential to understand brain tumour symptoms to get the right treatment at the right time. Brain tumour types are broadly categorised into two types-

  • Primary tumour- A brain tumour that develops in the brain is the primary tumour
  • Secondary tumour- A tumour that develops in some other organ like the breast or lung but gradually spreads to the brain is the secondary tumour

Health Insurance Companies Provides Cashless Treatment

HDFC ERGO
HDFC ERGO Health Insurance
Reliance
Reliance Health Insurance
Oriental
Oriental Health Insurance
Royal Sundaram
Royal Sundaram Health Insurance
National
National Health Insurance
SBI
SBI Health Insurance
Liberty General
Liberty Health Insurance
Universal Sompo
Universal Health Insurance
ICICI Lombard
ICICI Lombard Health Insurance
United India
United India Health Insurance
Bajaj Allianz
Bajaj Allianz Health Insurance
IFFCO TOKIO
IFFCO TOKIO Health Insurance
LIC
LIC Health Insurance
Care
Care Health Insurance
Raheja
Raheja QBE Health Insurance
Niva Bupa
Niva Bupa Health Insurance
New India Insurance
New India Health Insurance
TATA AIG Insurance
TATA AIG Health Insurance
Aditya Birla
Aditya Birla Health Insurance
Star
Star Health Insurance
ManipalCigna
ManipalCigna

Causes Of Brain Tumour

Brain tumour causes are not known by the researchers. However, there are several risk factors associated with the brain tumour. These include-

  • Hereditary:

    People who have a family history of brain tumours might have a chance of getting one in the future.

  • Exposure to certain chemicals:

    Excessive exposure to carcinogens like nickel, radon, cadmium, asbestos, benzene, etc. This can lead to the formation of tumours that may result in cancer.

  • Radiation Exposure:

    Ionising radiation can lead to cancerous tumours in future. Cancer therapies may be included as one due to their high radiation. Even in the case of nuclear fallout, people can suffer high radiation. For instance, the Chernobyl nuclear accident.

Apart from all these factors, brain tumour risk also increases with increasing age.

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Symptoms of Brain Tumour

To get the right treatment, it is vital to understand "What are the symptoms of brain tumour". Depending on the location of the tumour and its size, the signs of a brain tumour may differ.

Some of the commonly known brain tumour symptoms are:

  • Headaches are one of the basic symptoms. It may trigger the most in the morning while sleeping, or more while sneezing, exercising, or coughing
  • Trouble seeing properly
  • Vomiting
  • Numbness and weakness of face or limbs
  • Seizures and confusion
  • Memory loss
  • Difficulty while reading or writing
  • Loss of balance
  • Trouble speaking or listening to others
  • Behavioural changes
  • Loss of bowel control
  • Dizziness
  • Problem in swallowing
  • Change of taste or smell

More About Brain Tumour

A brain tumour diagnosis is done through an in-depth neurological examination including cranial nerves. The condition of pupils is also checked using an instrument known as an ophthalmoscope. CT scan, MRI, Angiography, Biopsy, and Skull X-rays of the brain is also done to get a thorough idea. The brain tumour treatment is done depending on the type, size, and location of the tumour. Brain tumour surgery is one of the most common treatments provided. Post-surgery treatments like occupational, physical, and speech therapy are given to speed up the recovery.

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Preventive Measures Against Brain Tumours

Unfortunately, there is no way you can prevent a brain tumour or brain cancer. One can only take the basic preventive measures to reduce the risk factors associated with a brain tumour. These include-

  • Trying to make as less contact with insecticides and pesticides as possible
  • Reducing the exposure to carcinogen chemicals is vital. At least, one must try to take all the required safety measures
  • Quit smoking today as it increases the chances of brain tumours
  • Some radiation exposure is inevitable like those related to chemotherapy. However, unnecessary exposure to such radiations must be avoided

Health Plans for Brain Tumour

Name of the Plan Best Features
Kotak Health Shield Plan
  • Covers 4 major critical illness treatment expenses (cardiac, cancer, Livo, and neuro)
  • Protection provided against personal accident
  • The insured individual and get their spouse covered as well
  • Individuals can avail tax benefits as well
HDFC ERGO’s Critical Illness Plan
  • Coverage provided for 15 critical illness
  • Get lump sum payment disbursed in a single transaction
  • The company provides 15 days free look period
  • Get the lifetime renewability
Care Critical Illness Plan
  • Organ donor and dialysis expenses covered
  • The plan also offers psychiatric counselling expenses
  • Get a cover for 32 critical illness
  • Care critical illness allows the individuals to pay premium through EMI
Star Critical Illness Insurance Policy
  • 9 critical illness are covered under this plan
  • When critical illness diagnosed, insured person can get lump sum payment
  • This plan covers regular hospitalisation cover
  • Along with lifelong renewals, the plan also covers non-allopathic treatment expenses to a certain limit
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Benefits of health insurance for Brain Tumour

A health insurance plan is supported in need that does not let your treatment be affected. Due to the much needed financial support, the insured person can get the right treatment without any worries.

Let's have a look at various benefits of health insurance:

  • Cut on the financial stress:

    Financial stress is obvious to strike in times of medical emergency, especially when it's a critical illness treatment. A good amount of your hard-earned money goes into the treatment. However, when you have a health plan, all this stress goes in vain and you can stay calm and get the treatment done

  • Tax benefits:

    Most health plans allow the insured individuals to avail of tax benefits under Section 80D of the Income Tax Act. So, it lets the insured person cut on their premium burden.

  • A wide range of coverage:

    A health plan mostly covers more than a number of illnesses and medical expenses. So, under one plan, you can get a wide range of treatments covered. From critical illness expenses to hospitalisation expenses and so on, a lot of coverage is provided.

  • Go cashless:

    Network hospitals of an insurance company allow you to avail the benefit of cashless treatment. This means you need not pay the hospital for the treatment. The insurance company settle the expenses up to e coverage limit. Only the uncovered expenses are to be borne by you.

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Inclusions in a health insurance policy for Brain Tumour

A health insurance plan intends to cover maximum benefits so that the insured person can get the best possible treatment in times of medical emergencies.

The Inclusions of the plans are-

  • In-patient hospitalisation expenses
  • Pre and post hospitalisation expenses
  • Road ambulance
  • AYUSH treatment may also be covered
  • No claim bonus during plan renewal
  • Daycare treatment is covered
  • Organ donor and dialysis expenses are covered
  • Major critical illness is covered
  • Modern-day treatment like oral chemotherapy is also covered
  • Room rent charges
  • Tax benefits
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Exclusions in a health insurance policy for Brain Tumour

Not everything is possible to cover in one single health plan. Hence, some of the factors remain uncovered known as the exclusions of the health plan.

The basic exclusions are-

  • Medical expenses due to suicide attempt
  • Medical expenses due to drug abuse
  • Pre-existing medical condition is mostly excluded
  • Cosmetic treatments might not be covered

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  • 1 Fill in your Details
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    Go to Health Insurance. Enter the required details. Click Get Quotes.
  • 2 Compare the Plans
    Compare the Plans
    You will soon see a list of plans that suit your requirements. Browse through them. You can select a few to compare them further.
  • 3 Make a Decision
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  • 4 Check Out
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    Submit the application. A company executive will be in touch with you soon.

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Frequently Asked Questions

  • Q. Is brain tumour treatment covered by insurance?

    • Yes, surgery for a brain tumour is generally covered under a health insurance policy. These are mostly covered as critical illnesses. However, there may be a limit to the coverage, so it is best recommended that you refer to your policy documents and confirm the same.

  • Q. How long will you live if you have a brain tumour?

    • The life expectancy of a brain tumour patient depends on the type and location of the tumour. Some tumours may never affect you really and you may live a long life and die of some other cause. The growth of tumours may also be a deciding factor.

  • Q. Is a brain Tumour a critical illness?

    • Yes, brain tumour and its surgery are mostly covered under the critical illness of a health insurance plan

  • Q. Can you survive a brain tumour?

    • The chances of survival against a brain tumour can be a tricky question to answer in a line. In case of a benign tumour, you may survive. However, its location in the brain may affect the brain otherwise. In the case of a malignant tumour, surgery can reduce the chances of fatality. However, they may turn back and lead to fatality

  • Q. What are the first symptoms of a brain tumour?

    • Severe headaches, seizures, vomiting, difficulty in walking, talking, or seeing, etc. may be some of the early brain tumour symptoms

  • Q. How serious are brain tumours?

    • Brain tumours, no matter benign or malignant, are serious. Even if it's non-cancerous, it may affect the particular location of the brain and its functioning. So, it is essential to get yourself tested in case of any doubt of a brain tumour

  • Q. What are the causes of brain tumours?

    • The exact cause remains unknown. The several risk factors that may lead to a brain tumour are-

      • Radiation exposure
      • Exposure to carcinogenic chemicals
      • Family history of brain tumours
  • Q. Can stress cause brain tumours?

    • There is no certain proof that stress causes cancer. However, stress may prompt the cancer cells and tumours to grow. In the case of chronic stress, the chances may be higher as per this theory. Also, some people may develop a habit of taking intoxicants due to stress which can be one reason for a brain tumour.

  • Q. How can you detect a brain tumour at home?

    • If you analyse brain tumour symptoms, you can take your eyesight test to get a better idea. A person with a tumour may find it difficult to see. They may see dual objects or have blurry vision. It is best to get a medical consultation to clear the doubts.

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