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Reliance Bike Insurance Policy

Some of the salient features of this policy are as follows:-

They allow customer to buy their policy over a phone call or it can also be purchased online

In case of emergencies or claims their support team can be reached out as the provide 24X7 assistance to the policy holders

Policy can be customize as per your requirement and can be further extended with the help on add-ons

The claims are processed with utmost ease and convenience

The offer flexible payment solutions with affordable premium rates to all the customers

Comprehensive Coverage

Reliance Two wheeler unlike other companies also offers comprehensive coverage option which includes the following:-

They offer cover not just to your two wheeler vehicle but also safeguards the owner, driver and third party involved in an accident.

Under this policy they offer an optional cover which ensures the safety and liability of third parties. This covers third party liability in case of injury or death caused due to an accident

This policy covers damage or loss of your two wheeler caused to man-made and natural calamities.

Discounts Offered

NCB – if you drive safety and don't register for any claims you are entitled for a No Claim Bonus when you renew the policy. This discount ranges from 20 – 50% which calibrated on a year on year basis.

Voluntary deductible - This discount is applicable for individuals who opt for voluntary deductible at the time of buying the policy depending. With voluntary deductible option the insured volunteers to pay a fixed percentage of claimable expenses.

Unlike other two wheeler insurance policies they also offer discounts if ARAI approved antitheft devices are installed & special discounts for if you are a member of reputed Automobile Association in India.

Policy Exclusions

Compulsory deductible amount

Ageing, wear and tear


Damage by person without driving license

Damage to tyres and tubes

Note: All the plans mentioned below offer comprehensive coverage with exclusions and benefits mentioned above.

Portfolio of Products

Nil Depreciation Cover

Zero depreciation/ bumper to bumper/ nil depreciation cover protects the vehicle from the depreciated or reduced value of two wheeler parts (this includes the paint, plastic parts, etc.).The depreciated value is anywhere between 5- 50% and is effective right after the two wheeler drives out of the showroom. Thus, with this add-on cover the out of pocket expenses of the insured are saved to a large extent at the time of claim.

Personal Accident Bundle Cover

This is an extension of personal accident cover. With this extension compensation is paid during events of death, permanent total disablement, loss of limbs or eyes (one or both).

Claim Settlement

Cashless Garage Network -The Company has a network of around 150+ garages for two wheelers.