Royal Enfield is a two wheeler manufacturer located in Chennai. The company began its journey way back in the year 1893 and is considered as one of the oldest two wheeler manufacturers. It was in the year 1909 that the company manufactured its first motorcycle. However, the company gained popularity as a manufacturer after the launch of JAP 6 HP 770 CC V twin with sidecar combination in the year 1912.
Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.
Presently, Royal Enfield Motors is offering three bikes in India. Below are Royal Enfield two wheeler Insurance premium rates for the top 5 Royal Enfield Bikes:
| Royal Enfield Bike Models(2019 Registration) | Royal Enfield Model Variant | Insured Declared Value | Zero Depreciation | Net Premium | More Plans |
|---|---|---|---|---|---|
Disclaimer: The above Royal Enfield bike insurance premium rates may change as per the Royal Enfield bike model, variant, fuel type, place of registration, year of registration, policy type, IDV and Add-on covers chosen.
Third-party Liability Insurance:
Comprehensive Coverage
Royal Enfield is known for its classic bikes, and in 2025, they are bringing the Classic 650, Royal Enfield Himalayan 750, and Royal Enfield Scrambler 450 to India. This bike will have the same vintage look fans love, but with more power under the hood. If you’re into Royal Enfield’s style and want something with a bit more kick. Check out the expected price range, release date of this new release.
| Bike Model | Expected Price Range* | Expected Date of Release |
|---|---|---|
| Royal Enfield Classic 650 | Starts from 3.40 lakhs | March 2025 |
| Royal Enfield Himalayan 750 | Starts from 4 lakhs | September 2025 |
| Royal Enfield Scrambler 450 | Starts from 2.60 lakhs | December 2025 |
*Prices may vary across cities due to factors like taxes, dealer charges, and location-based fees.
Yes it is mandatory- Fix up an appointment for the inspection of your Royal Enfield bike. Do note; this can invite a nominal fee. If the insurance company chooses to offer you the coverage, you can make the payment and get the policy in hand. However, if you are lucky enough, inspection may not be mandatory.
As a new owner it’s your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC. If you fail to do so and if you require raising a claim, the same will not be honored. For a favorable claim, the title on the RC of the two-wheeler and the insurance documents has to match. Also, please understand that the current owner can carry forward his existing No Claim Bonus (NCB) with him. He can use it to seek the premium discount if he purchases a new bike in future. Likewise, as a new owner, you will have to earn this bonus with each claim-free year. You can win a maximum of 50% discount on your own-damage premium with NCB.
Yes-an online policy is very much valid. You can also renew your Royal Enfield bike insurance policy with a debit/credit biked or even through net banking. Although, for expired policies you will have to contact us for an offline renewal process.
You should opt for a long-term or multi-year two-wheeler insurance plan for your Royal Enfield bike to enjoy pure convenience and be completely stress-free. You can save on premiums, eliminates the hassles of yearly renewals, skip the paperwork and avoid the gap in coverage since you are insured for an extended period.
Yes, you will receive reminders via SMS and email on renewals if you have bought the policy from Coverfox.com.
The third party bike insurance only covers your legal liability for any loss and damages to third party because of your bike. It will not cover you or your bike for any damages suffered. Whereas, a comprehensive bike insurance will cover your bike from instances of theft, fire and vandalism. It also protects from natural disasters such as cyclone, floods, earthquakes, or from civil disturbances such as riots, which damages your bike. A list of what perils are covered will be provided in the policy document. Make sure you go through the list to understand the protection being offered. Along with this, it also covers any legal liability arising due to the damages caused to any third party triggered by your bike.
