Harley-Davidson Motor Company is the daughter company of Harley-Davidson Inc. which was established in the year 1903. In August 2009 the company started its operation in India. The assembly plant in Haryana is known as Complete Knocked Down (CKD). There are total of 11 models belonging to 6 different platforms viz. Touring, Street, Dyna, V-Rod, Softail and Sportster. The company also owns a riding club which houses Harley-Davidson owners. This group is offered large number of special privileges and benefits.

In India, Harley-Davidson has established the motorcycle culture.

Currently, it has 4000 plus motorcycles and continues its investment in Indian market. It has 13 dealership across India which are also only distributors in India. The Harley-Davidson owners in India can get damaged part replaced by the genuine parts and also customize the bike at the authorized service centers located in the country.

Other Models Manufactured by Harley Davidson

Street

This series has only one Standard version with an engine type of 749 cc and manual transmission.

Sportster

The Sportster series of motorcycles have 3 models with 2 types of engine, 1 transmission type and offered at different ex-showroom price.

Dyna

The Dyna series of cruiser has two models with each having one Standard version, 1 fuel type, 1 engine and transmission option. It is offered at a different ex-showroom price.

Softail

This motorcycle series have 4 models and with each having a Standard version of same engine capacity, manual transmission. The ex-showroom price for each model is different.

V Rod

This motorcycle has one version named Nigh Rod Special with 1247 cc engine and Manual transmission.

Touring

There are 3 models under this series with each having 2 types of engine and 1 type of transmission and offered at different ex-showroom price.

Why Is It Important to Insure Your Harley Davidson Bike

  • Coverage for any damages/losses caused to a third party.

  • Comprehensive coverage for your own two wheeler.

  • Coverage upto the insured declared value in case of theft or

  • Benefits of cashless transactions through network garages.

Essentials about Insurance for your Harley Davidson Bike

Third-party Liability Insurance:
  • Covers bodily injury and/or death of a third party
  • Property damage to a third party
Comprehensive Coverage
  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the owner-driver
What two wheeler insurance covers for your Harley Davidson Bike
  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover
  • Own-damage cover
What two wheeler insurance does not cover for your Harley Davidson Bike
  • Normal wear and tear and electrical or mechanical breakdowns
  • Damage to tyres (unless the vehicle is also damaged)
  • Driver without a valid driving license
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the two wheeler is used for any illegal purpose
  • Third-party liability cover
  • Usage outside geographical limits
  • If the vehicle is used for hire or reward, carriage of goods, organized.
FAQS
Frequently Asked Questions

My Harley Davidson bike insurance has already expired. Is vehicle inspection mandatory?

Yes it is mandatory- Fix up an appointment for the inspection of your Harley Davidson bike. Do note; this can invite a nominal fee. If the insurance company chooses to offer you the coverage, you can make the payment and get the policy in hand. However, if you are lucky enough, inspection may not be mandatory.

How does NCB work in case I buy a second-hand bike? Will I get No-Claim Bonus?

As a new owner it’s your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC. If you fail to do so and if you require raising a claim, the same will not be honored. For a favorable claim, the title on the RC of the two-wheeler and the insurance documents has to match. Also, please understand that the current owner can carry forward his existing No Claim Bonus (NCB) with him. He can use it to seek the premium discount if he purchases a new bike in future. Likewise, as a new owner, you will have to earn this bonus with each claim-free year. You can win a maximum of 50% discount on your own-damage premium with NCB.

Is an online policy valid?

Yes-an online policy is very much valid. You can also renew your Harley Davidson bike insurance policy with a debit/credit biked or even through net banking. Although, for expired policies you will have to contact us for an offline renewal process.

Should I opt for a single year insurance plan or a long-term insurance plan?

You should opt for a long-term or multi-year two-wheeler insurance plan for your Harley Davidson bike to enjoy pure convenience and be completely stress-free. You can save on premiums, eliminates the hassles of yearly renewals, skip the paperwork and avoid the gap in coverage since you are insured for an extended period.

Will I get reminder for policy renewals if I buy from Coverfox.com?

Yes, you will receive reminders via SMS and email on renewals if you have bought the policy from Coverfox.com.

How is third-party insurance different from comprehensive two wheeler insurance?

The third party bike insurance only covers your legal liability for any loss and damages to third party because of your bike. It will not cover you or your bike for any damages suffered. Whereas, a comprehensive bike insurance will cover your bike from instances of theft, fire and vandalism. It also protects from natural disasters such as cyclone, floods, earthquakes, or from civil disturbances such as riots, which damages your bike. A list of what perils are covered will be provided in the policy document. Make sure you go through the list to understand the protection being offered. Along with this, it also covers any legal liability arising due to the damages caused to any third party triggered by your bike.