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- About Coverfox
Hero Motocorp Ltd. is the largest manufacturer of two wheelers in India followed by Honda. It began its journey in India in the year 1984 as a joint venture between Honda and Hero Cycles.
It was thus formerly known as Hero Honda Motors Ltd. In the year 2010 the company bought all the shares from Honda and started operating independently as Hero Motocorp Ltd by 2011 which is supported by Hero Investment Pvt. Ltd. Hero Motocorp Ltd. has four units in India in Haryana and Uttarakhand.
It has extended its reach to different regions and geographies in India.
These units are responsible for manufacturing both the motorcycle and its parts. There are more than 6000 centers (including the service centers and dealership and spare parts outlets) of Hero Motocorp in India.
This motorcycle has three models with the Deluxe and Standard version. It has 1 type of engine and manual transmission.
This series of scooters has two models with Standard version with same type of engine, automatic transmission.
This series of motorcycle has 5 models. It has its own versions with different engine type.
This series of motorcycle has 3 models. It has its own versions with different engine type but same transmission.
This scooter has Standard version with 109 cc engine and automatic transmission.
This series of motorcycle has 2 models with each having their own versions with different engine type but same transmission.
This series has two versions and different brake system.
This series has two models each having two version with 149 cc engine.
This series has two versions and different braking system and manual transmission.
This motorcycle has Standard version with 149 cc engine and Manual transmission.
This motorcycle has two models with one having R version and other having Standard version each with 223 cc engine.
Coverage for any damages/losses caused to a third party.
Comprehensive coverage for your own two-wheeler.
Coverage upto the insured declared value in case of theft or
Benefits of cashless transactions through network garages.
My Hero bike insurance has already expired. Is vehicle inspection mandatory?
Yes it is mandatory- Fix up an appointment for the inspection of your Hero bike. Do note; this can invite a nominal fee. If the insurance company chooses to offer you the coverage, you can make the payment and get the policy in hand. However, if you are lucky enough, inspection may not be mandatory.
How does NCB work in case I buy a second-hand bike? Will I get No-Claim Bonus?
As a new owner it’s your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC. If you fail to do so and if you require raising a claim, the same will not be honored. For a favorable claim, the title on the RC of the two-wheeler and the insurance documents has to match. Also, please understand that the current owner can carry forward his existing No Claim Bonus (NCB) with him. He can use it to seek the premium discount if he purchases a new bike in future. Likewise, as a new owner, you will have to earn this bonus with each claim-free year. You can win a maximum of 50% discount on your own-damage premium with NCB.
Is an online policy valid?
Yes-an online policy is very much valid. You can also renew your Hero bike insurance policy with a debit/credit biked or even through net banking. Although, for expired policies you will have to contact us for an offline renewal process.
Should I opt for a single year insurance plan or a long-term insurance plan?
You should opt for a long-term or multi-year two-wheeler insurance plan for your Hero bike to enjoy pure convenience and be completely stress-free. You can save on premiums, eliminates the hassles of yearly renewals, skip the paperwork and avoid the gap in coverage since you are insured for an extended period.
Will I get reminder for policy renewals if I buy from Coverfox.com?
Yes, you will receive reminders via SMS and email on renewals if you have bought the policy from Coverfox.com.
How is third-party insurance different from comprehensive two-wheeler insurance?
The third party bike insurance only covers your legal liability for any loss and damages to third party because of your bike. It will not cover you or your bike for any damages suffered. Whereas, a comprehensive bike insurance will cover your bike from instances of theft, fire and vandalism. It also protects from natural disasters such as cyclone, floods, earthquakes, or from civil disturbances such as riots, which damages your bike. A list of what perils are covered will be provided in the policy document. Make sure you go through the list to understand the protection being offered. Along with this, it also covers any legal liability arising due to the damages caused to any third party triggered by your bike.