IndusInd General (Formerly Reliance) Two-Wheeler Insurance

IndusInd General Insurance Company Limited, formerly known as Reliance General Insurance Company Limited, is one of India's leading general insurance companies offering two-wheeler insurance. The insurer provides comprehensive protection against accidents, theft, natural disasters, third-party liabilities, and other unforeseen events, helping riders safeguard their vehicles against a wide range of risks.

With IRDAI Registration Number 103, IndusInd General offers flexible policy options, extensive garage support, and multiple add-on covers to help riders stay financially protected on every journey. The company also focuses on providing convenient insurance solutions, allowing policyholders to choose coverage that suits their riding needs and budget.

• 11,000+ cashless network garages across India

• Trusted by 8 crore+ customers

• Premiums starting from ₹19 per month

• Up to 80% discount on online premiums

• Personal Accident Cover up to ₹15 lakh

• No Claim Bonus up to 50%

• Own damage protection against accidents, theft, fire, and natural calamities

• Third-party liability coverage as per Motor Vehicles Act

• 10+ add-on cover options

• Instant online purchase and renewal facility

• Customisable policy options

• Mobile app support for policy management and claims assistance

• Quick digital claim settlement process

Long-Term Two-Wheeler Bike Insurance

A comprehensive long-term policy that provides protection against own damage, theft, fire, natural calamities, personal accidents, and third-party liabilities under a single policy.

Long-Term Third Party Bike Insurance

Provides long-term coverage for third-party bodily injury, death, and property damage liabilities while ensuring compliance with legal requirements.

Annual Third Party Bike Insurance

A one-year third-party insurance policy that covers legal liabilities arising from injuries, death, or property damage caused to third parties.

Standalone Own Damage Bike Insurance

Covers damages to the insured bike caused by accidents, theft, fire, natural disasters, and other covered risks. This policy can be purchased alongside an existing third-party insurance policy.

Zero Depreciation Bike Insurance

Offers claim settlement without considering depreciation on replaced parts, resulting in higher claim payouts and reduced out-of-pocket expenses.

Pay-As-You-Drive Insurance

Usage-based insurance where premiums are linked to the distance travelled. Suitable for riders who use their bikes occasionally and want lower premium costs.

IndusInd General Bike Insurance offers a range of add-on covers that can be purchased along with your base policy to enhance protection and reduce out-of-pocket expenses during unforeseen events.

• Nil Depreciation Cover

Covers the full cost of replacing damaged parts without applying depreciation deductions.

• Consumables Cover

Pays for consumable expenses such as engine oil, brake fluid, coolant, lubricants, nuts, bolts, and similar items after an insured accident.

• Additional Third-Party Property Damage Cover

Provides enhanced coverage beyond the standard third-party property damage limit.

• Additional Personal Accident Cover for Owner-Driver

Offers additional financial protection against accidental death or disability over and above the standard personal accident cover.

• Emergency Medical Expenses Cover

Covers emergency medical treatment and ambulance expenses for the rider and pillion passenger following an accident.

• Return-to-Invoice Cover

Pays the original invoice value of the bike, including road tax and registration charges, in case of total loss or theft.

• EMI Protection Cover

Pays up to three EMIs directly to the lender if the insured bike remains under repair for more than 30 days following an insured event.

• Helmet Cover

Provides reimbursement for replacing a damaged helmet with the same model and specification following an insured accident.

IndusInd General Bike Insurance provides a range of benefits designed to make bike ownership more secure, from cashless repairs and add-on covers to seamless online policy management.

• Extensive Cashless Garage Network

IndusInd General gives you access to over 11,000 cashless network garages across India, making it easier to get your bike repaired without arranging funds upfront during a claim.

• Flexible Policy Choices

Whether you need comprehensive coverage, third-party insurance, standalone own damage protection, or usage-based insurance, the insurer offers multiple options to suit different riding needs.

• Budget-Friendly Coverage

With premiums starting at affordable rates and attractive online discounts, riders can secure their two-wheelers without putting pressure on their finances.

• Enhanced Protection Through Add-Ons

The insurer offers several add-on covers that help strengthen your policy by covering expenses that are typically excluded under a standard bike insurance plan.

• Seamless Digital Experience

From policy purchase and renewal to claim registration and tracking, most insurance services can be completed online in just a few steps.

• Quick Claim Assistance

A streamlined claims process and cashless repair facilities help minimise delays and reduce the hassle involved in settling claims.

• Coverage Tailored to Your Needs

Policyholders can customise their coverage by selecting suitable add-ons and protection levels based on their vehicle usage and budget.

• Dedicated Mobile App Support

The IndusInd Insurance App allows users to manage policies, renew coverage, raise claims, and access insurance services conveniently from their smartphones.

• Trusted General Insurance Provider

IndusInd General Insurance is an IRDAI-registered general insurance company (Registration No. 103) offering a broad portfolio of insurance products and nationwide service support.

Buying IndusInd General Bike Insurance through Coverfox is simple and convenient:

Step 1

Visit the Coverfox two-wheeler insurance page and enter your bike registration number.

Step 2

Provide basic vehicle and rider details to view available bike insurance plans.

Step 3

Compare IndusInd General bike insurance plans, coverage benefits, premiums, and add-ons.

Step 4

Choose the policy that best suits your requirements and customise it with preferred add-on covers.

Step 5

Review the policy details and make the premium payment online through a secure payment gateway.

Step 6

Receive your policy instantly on your registered email ID and enjoy uninterrupted two-wheeler insurance coverage.

Customer Care Number: +91 22 48903009 (Paid Number)

Senior Citizen Helpline: 022-65934185

WhatsApp Number: 7400422200

Email ID: services@indusindinsurance.com

Service Timings: 9:00 AM to 7:00 PM (All Days)

24x7 Assistance Available For: Health Claims Assistance and Roadside Assistance

Correspondence Address

IndusInd General Insurance Company Limited (formerly known as Reliance General Insurance Company Limited)

Correspondence Unit, 2nd & 3rd Floor, Winway Building, 11/12, Block No. 4, Old No. 67, South Tukoganj, Near Madhumilan Square, Indore, Madhya Pradesh – 452001