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HEALTH INSURANCE

Protect Yourself From The New Strain of Covid-19 Variant-Omicron!

Jitendra Kaku 01 December 2021

A novel variant of the coronavirus, Omicron, has alarmed the entire world with new symptoms and after effects that no one has an answer to.

protect yourself from the new strain omicron

Amidst the spread of COVID-19 across the country, people are facing a lot of issues related to health & other life related issues. The Indian Government is leaving no stones unturned & taking all precautionary measures to curb the spread of the virus and its variants including the-- Omicron.

Experts are still learning about this variant & its deadly effects. It has around 50 mutations, which potentially makes the variant more transmissible & deadly. There are almost 50 mutations & 32 are in spike proteins. The virus uses them to enter the human cells. 10 are mutations of exceptionally high relevance.

This deadly virus is surely a "Variant of Concern", placing the new strain into the most troubling category of Covid variants, along with Delta, and its less stronger rivals Alpha, Beta and Gamma.

The had expressed its concern & said that it is not yet explicit whether infection with Omicron causes more serious disease compared to other variants, including Delta. The known mutations that may withhold immune escape potential and possibly transmissibility advantage. The likelihood of potential further expansion of Omicron at the global level is soaring.

The likelihood of potential further expansion of Omicron at the global level is soaring. The total global risk associated with the new VoC (variant of concern) Omicron is estimated as very high.

Symptoms of Omicron Variant

Symptoms of Omicron - New Covid-19 variant
Symptoms of Omicron - New covid-19 variant

A new dominant variant in South Africa is a major concern. The grave symptoms of this new strain on COVID-19 patients include

  • Extreme Tiredness
  • Scratchy throat
  • Mild muscle ache
  • Dry Cough
  • Slightly high body temperature
  • No major drop in oxygen saturation levels is observed till date
  • Particularly no loss of taste or smell

Omicron Variant Safety Precautions

The oncoming of the new deadly Covid-19 variant shows once again that the pandemic is far from over — and Covid-norms to be followed strictly for breaking the chain of transmission:

safety precautions for Omicron - New covid-19 variant
Safety Precautions for Omicron - New Covid-19 variant

Following are the preventive measures that you must take in order to protect yourself and your loved ones from the Omicron variant:

  • Mask yourselves while venturing out of your house
  • Be in a good ventilation in all shared spaces
  • Maintain social distancing practices when in public places
  • Wash your hands regualrly with soap and water for around 20 seconds and carry a sanitiser with you
  • As per Govt guidelines, get your shot of Covid vaccine at the earliest

In these Covid times with growing medical needs and rising inflation, we must secure ourselves with a medical health plan. A simple outpatient procedure can make your wallet considerably lighter. An insurance policy will help you get the best medical care and you don't have to worry about expenses. A good insurance plan ensures you don’t have to dig into your savings in the time of a medical emergency.

It also helps cut down the cost of medical expenses in cases such as daycare procedures & routine check-ups. At the cost of a small premium every year, you can protect yourself and your family from huge financial losses in the time of a medical emergency.

Health insurance comes with a plethora of benefits that are not just limited to offering financial cover during medical emergencies but also offers you a peace of mind. Despite the fact that you are in good health at the moment, health insurance covers more than only illnesses and diseases. Accidents can happen at any time, regardless of one's age or level of physical ability.

In such a situation, having health insurance could be really beneficial. Coverfox.com has tied up with multiple insurers to provide the best health plans including Covid-19 health plans. If you wish to get comprehensive protection we would recommend going for a comprehensive health insurance else there are COVID 19 specific policies such as Corona Kavah and Corona Rakshak you can opt for.

Corona Kavach Policy (Corona Health Insurance)

This plan grants you with a cover against hospitalization due to Covid-19.Although, one needs to get hospitalized for a minimum of 24 hours/full day. This Corona Kavach Policy covers for your covid-19 hospitalization cost, bills related to AYUSH treatment that go up to Rs. 5 Lakh & expenses related to home treatment as well.

The expenses of items that are consumable are also covered in this policy. These items include PPE kits, oxygen cylinders, ventilators, masks, gloves etc. The advantages of the policy under the terms and conditions of the Corona Kavach policy remain the same regardless of the insurance provider.
Eligibility Specifications
Age of Entry 18-65 years
Types of Coverage Family Floater or Individual
Sum Insured Amount Rs 50k - 5lakhs
Discount % on Premium 5% for doctors & health workers

Corona Rakshak Policy (Coronavirus Health Insurance)

If you are found covid positive & if it's diagnosed in the policy term period, you receive a lump sum amount on your hospitalization. However, the hospitalization needs to be for a minimum of 72 hours/3 Days. The timeline of this policy is minimum 3.5 months & maximum 9.5 months.

Eligibility Specifications
Age of Entry 18-65 years
Types of Coverage Individual
Sum Insured Amount Rs 50k - 2.5lakhs
Discount % on Premium 5% for doctors & health workers
Key Takeaways- During these unprecedented times, you must focus on protecting your as well as your family’s interest & health. This is why it is recommended to own a reliable health insurance plan with COVID-19 cover to avoid any uncertainties. You can select either COVID-19 specific health insurance plans or regular health insurance plans to get the required cover. All you need to do is connect with the customer care executives at Coverfox.com and share your budget and other requirements. The representatives will help you buy the most suitable policy within a few minutes. We currently sell Niva Bupa’s Corona Kavach to our customers.
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