Imagine you've just bought your dream bike – sleek, powerful, and perfect for the open road. But what if a sudden mishap dents that joy? That’s where bike insurance steps in, serving as your financial safety net, which protects your bike from unforeseen mishaps or accidents. In India, you are required by law to have third-party bike insurance for legal compliance on the public road.
What is Bike Insurance?
Two-wheeler insurance, or Bike insurance, is a type of financial protection designed to safeguard you and your bike while covering expenses arising from accidents, theft, damages, and legal liabilities involving your two-wheeler. It is a legal contract between the policyholder and the insurer, offering financial aid during times of need, depending on the policy type and coverage. Based on your chosen two-wheeler insurance plan, it can include protection against own-damage, third-party liabilities, and personal accident cover. Riding without valid insurance in India can attract heavy fines of up to ₹4000, as the Motor Vehicles Act, 1988 makes at least third-party liability cover compulsory for all riders. For new two-wheeler owners, a 5-year third-party plan is mandatory to ensure legal compliance and avoid challans. So, compare bike insurance quotes and get insured today!
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Top Bike Insurance Plans in December 2025
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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs
Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.
Save up to 85%* on Two Wheeler Insurance
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Which Vehicles are Covered Under Two-Wheeler Insurance Policy?
The following types of two-wheelers can be covered under two-wheeler insurance online:
Luxury Bikes
Premium motorcycles that are known for advanced features, power, and elite road presence.
Scooty/Scooter
Lightweight, gearless two-wheelers that are ideal for urban mobility and ease of use.
Sports Bikes
High-performance motorcycles that are built for speed, agility, and aerodynamic handling.
Regular Bike
Fuel-efficient bikes that are designed for everyday city travel and short-distance commuting.
Touring Bikes
Long-distance motorcycles equipped with comfort, storage, and stability for highway rides.
Mopeds
Simple, low-speed two-wheelers that are ideal for short errands and budget-friendly rides.
Hybrids
Two-wheelers combining petrol engines with electric power for better efficiency and reduced emissions.
Electric Bikes
Eco-friendly bikes powered entirely by electric motors with minimal running costs.
Key Features and Benefits of Bike Insurance Policy
Feature
Description
Third-Party Cover
Covers legal liabilities arising from injury, death, or property damage to others.
Own-Damage Cover
Protection against damages to your own bike due to accidents, fire, theft, etc.
Personal Accident Cover
Offers financial protection to the rider/owner in case of injury or death up to ₹15 lakh.
Cashless Repairs
Get repairs done at network garages without upfront payments.
No Claim Bonus (NCB)
Discounts up to 50% on premium for claim-free years, helping you save money.
24×7 Roadside Assistance
Support for breakdowns, flat tyres, battery issues, towing and more.
Easy Bike Insurance Renewal
Bike insurance renewal is easier than ever – under 3 minutes!
Add-On Covers
Customise your plan with extras like engine protection, zero depreciation, etc.
Legal Compliance
Ensures you're legally covered as per the Motor Vehicles Act, 1988.
Affordable Premiums
Flexible and budget-friendly plans for all bike types and usage.
Theft Cover
In case your bike is stolen or totalled, you will be compensated as per the IDV of your bike.
Customisable IDV
You can set your IDV for your bike and pay premiums accordingly.
Disclaimer: Information is generic. For accurate information, please refer to your bike insurance policy.
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Types of Bike Insurance Policies
In India, you can buy 3 types of two-wheeler insurance online: third-party (covers damage to others), own-damage (covers your bike), and comprehensive (covers both). Let’s have a detailed look at all of the types of two-wheeler insurance online.
When selecting a bike insurance policy, it’s important to understand the available options to choose the one that best fits your needs. Here’s a detailed look at the three main types of bike insurance policies:
Third-Party Bike Insurance
In a third-party liability insurance, only the damages done to a third party (individual or property) are covered. A third party bike insurance is a mandatory policy that ensures that you are legally compliant and financially covered if your vehicle causes damage to a third party in an accident.
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Comprehensive Bike Insurance
A comprehensive bike insurance gives all-around financial protection to the policyholder. It covers any damages done to the policyholder’s bike, any third-party liability and can be further customised using add-ons. It is recommended for people looking for new bike insurance to ensure complete financial security.
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Standalone Bike Insurance
A standalone insurance policy or own-damage two wheeler insurance covers damages done to the policyholder’s vehicle only. No third-party liabilities will be covered under this type of insurance, so ensure to get a third-party insurance before buying a standalone cover plan. This is a cost-effective bike insurance plan.
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Comparison of Bike Insurance Types
Each bike insurance option comes with its own advantages and limitations. While third-party cover is the most basic requirement, a comprehensive plan offers wider protection for your two-wheeler. The table below will help you understand the differences between these plans and decide which one suits you best:
ASPECT
THIRD-PARTY BIKE INSURANCE
COMPREHENSIVE BIKE INSURANCE
STANDALONE OWN-DAMAGE BIKE INSURANCE
Coverage
Covers damage/injury to third-party individuals or property only
Covers third-party liabilities plus own bike damages
Covers only own bike damage; third-party cover must be bought separately
Legal Requirement
Mandatory under the Motor Vehicles Act, 1988
Not mandatory but highly recommended
Not mandatory but requires a third-party policy for legal compliance
Own-Damage Cover
❌ Not included
✅ Included
✅ Included
Third-Party Liability Cover
✅ Included
✅ Included
❌ Not included
Personal Accident Cover
Mandatory PA Cover of ₹15 lakh
Mandatory PA Cover of ₹15 lakh
Mandatory PA Cover of ₹15 lakh
Add-On Options
❌ Not available
✅ Available (e.g., Zero Dep, RSA, Engine Protection)
✅ Available (customisable)
Premium Cost
Most basic, cheapest
Higher premium rates, but more coverage
Cost-effective premium by bundling policies
Customisation
❌ Unavailable
Can be customised using add-ons
Limited add-ons can be used for customisation
Best For
Basic legal compliance, budget buyers
Full coverage seekers, high-risk area riders
Riders with third-party policy needing own-damage protection
Limitations
No own-damage or rider cover
Higher premiums
No third-party liability cover
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Why Should You Buy Bike Insurance?
Legal Requirement
As per the Motor Vehicles Act 1988 in India, at least third-party bike insurance is mandatory for all two-wheeler owners. Riding without third-party liability insurance cover can lead to traffic challans that can go up to ₹4,000.
Financial Protection
Repair costs, especially for new bike owners, are quite high. It can make a dent in your wallet – unless you are insured with 2 wheeler insurance. It is your financial helping hand during the times of need.
Peace of Mind
While riding on the road, you do not have to worry about legal troubles due to lack of two-wheeler insurance, financial backlash due to accidental damages, or repair costs of your bike. You will ride completely stress free, because insurance will have your back financially.
Covers damages and Repair costs
2 wheeler insurance ensures third-party damage cover and protection against damages that are caused by man-made hazards like theft, fire, explosion, riots and vandalism. It also covers damages caused by natural disasters like floods, storms, hurricanes, earthquakes, etc. The repair costs are either reimbursed or paid through cashless claims by the insurer.
Add-ons
Have complete two-wheeler protection using add-ons in your policy. Get 24x7 Roadside assistance – no worries about getting stuck in the middle of nowhere, Get Zero Depreciation Cover – get full claim amount for your repairs, etc. Add-ons ensure your coverage is enhanced and give you truly complete protection as per your needs.
NCB Benefits and Discounts
You can enjoy No-Claim bonuses on renewal– protect your bike while you save money. NCB bonuses also encourage the policyholder to ride safely, as avoiding claims means avoiding accidents and mishaps. Maintaining NCBs in the long run is beneficial for you and your wallet.
What is Covered and not Covered under Bike Insurance?
Inclusions of Bike Insurance
Third-Party Liabilities: Covers financial and legal liabilities for damages or injuries caused to a third party.
Losses/Damages Due To Fire: Provides compensation for loss or damage to your bike due to fire or explosion.
Accidental Damages: Covers the cost of repairs or replacement if your bike is damaged in a road accident.
Natural Calamities: Includes protection against events like floods, earthquakes, storms, etc.
Man-Made Situations:Covers damage due to riots, vandalism, strikes, or other human-caused incidents.
Loss or Theft Of Vehicle: Offers compensation if your insured bike is stolen or declared a total loss.
Exclusions of Bike Insurance
Electrical or Technical Issue: Mechanical breakdowns or electrical failures are not included under coverage.
Intoxication: Claims are rejected if the rider was under the influence of alcohol or drugs at the time of the incident.
Basic Wear and Tear: Routine depreciation or ageing of vehicle parts is excluded from coverage.
Unlawful Activities: No coverage if the bike is used in any illegal activity or purpose.
Out Of Jurisdiction: Events occurring outside the defined geographic coverage of the policy are not covered.
Consequential Loss: Indirect losses that result from a covered event but are not directly caused by it are not included.
Two Wheeler Insurance Add-Ons
Add-on covers in two-wheeler insurance online are optional enhancements that you can include with your comprehensive or standalone own-damage policy. Though they come at a small additional cost, these add-ons significantly boost the protection offered by your standard insurance plan. Here are some popular add-ons you can consider:
Zero Depreciation Cover
Due to passage of time your bike loses value due to depreciation, which can directly reduce the amount of settlement, at the time of claim. When you purchase a zero-depreciation bike insurance coveryou do not have to compromise on the claim amount, as it foregoes the amount of depreciation on the parts made of nylon, plastic, and fibreglass. In the event of a claim settlement, the customer receives the full amount due without any deductions for depreciation. It is always advisable to get this add on cover cover which will help you from any loss in claim, arising from depreciation of your bike or scooter.
No Claim Bonus (NCB) Protection
Earn a discount on your premium for every claim-free year — this is known as the bike insurance no-claim bonus protection cover, which can go up to 50%. If you opt for an NCB Protection cover, you can still retain your bonus even if you file a claim during your policy term.
24x7 Roadside Assistance Cover
Breakdowns happen — but with 24x7 two wheeler roadside assistance add-on, help is always a call away. Whether it's a flat tyre, an empty fuel tank, lost keys, or minor repairs, this cover ensures emergency support, day or night, within the predefined limits of your policy.
Return to Invoice Cover
In the unfortunate event your bike is stolen or completely damaged beyond repair, RTI cover in bike insurance ensures you receive the full on-road price (including taxes and registration) instead of the depreciated IDV. It bridges the gap between the current value and the original purchase cost.
Consumables Cover
Running a bike involves using parts that wear out over time - think engine oil, brake fluid, nuts, bolts, and more. Consumable cover add-on in two wheeler insurance ensures you’re reimbursed for the cost of these consumables during repairs, up to a set limit.
Personal Accident Cover
Personal accident (PA) cover in bike insurance is a mandatory add-on for bike owners, as per the guidelines set by IRDAI. It offers up to ₹15 Lakh coverage, ensuring financial support for the policyholder’s nominee in case of an accidental death. The cover also provides compensation for injuries or permanent disabilities sustained in a road accident.
Engine Protection Cover
Engine protection cover in bike insurance is ideal for riders in areas prone to floods or waterlogging, this cover safeguards your bike’s engine against damage from water ingression, lubricant leaks, and hydrostatic lock. It also covers critical engine components like pistons, crankshafts, and cylinders.
Pillion Rider Cover
Pillion rider cover add-on extends protection to the person riding the pillion. In case of an accident, it provides financial coverage for their medical expenses or compensation in case of death or injury as specified in the policy.
Bike Insurance Premium Rates
Premium rates are the bike insurance prices that one needs to pay for a particular term (typically 1 year) to avail two-wheeler insurance services. This bike insurance price depends on the coverage plan selected, along with the add-ons, discounts, and on the make model of the bike. Since comprehensive coverage plans cover multiple things and can be heavily customised, we cannot pre-amptively determine its cost. However, price for third-party liability insurance is set by IRDAI based on cubic capacity of the bike, and power output in an e-bike and are as follows:
Bike Insurance Premium Rates for Petrol/Diesel Motorcycles
Engine Capacity (CC)
Annual Premium (₹)
5-Year Premium (₹)
Up to 75 cc
₹538
₹2,901
75 cc to 150 cc
₹714
₹3,851
150 cc to 350 cc
₹1,366
₹7,365
Above 350 cc
₹2,804
₹15,117
Bike Insurance Premium Rates for E-Bikes
Motor Power (kW)
Annual Premium (₹)
5-Year Premium (₹)
Up to 3 kW
₹457
₹2,466
Above 3 kW and up to 7 kW
₹607
₹12,849
Above 7 kW and up to 16 kW
₹1,161
₹6,260
Above 16 kW
₹2,383
₹12,849
Bike Insurance Providers in India 2025
At Coverfox, we have trusted bike insurer companies, providing bike insurance with premiums starting at ₹457*, with a wide network of garages and high CSR. Below is the list of insurers that provide bike insurance through Coverfox in 2025 (in no particular order).
Bike Insurance Company
Cashless Garages
Acko
4,000+
Bajaj Allianz
7,200+
Cholamandalam
6,912+
Future Generali
3,500+
Go Digit
Repair anywhere
HDFC ERGO
12,000+
ICICI Lombard
12,000+
IFFCO Tokio
4,300+
Liberty General
900+
Magma HDI
4,000+
National Insurance
900+
Navi General
1,100+
New India
1,173+
Oriental Insurance
7,926+
Raheja QBE
1,300+
Reliance General
11,000+
Royal Sundaram
7,600+
SBI General
16,000+
Shriram General
2,000+
Tata AIG
10,000+
United India
3,100+
Universal Sompo
3,500+
Zurich Kotak General Insurance Co.
4,000+
Zuno (Edelweiss)
1,500+
Disclaimer: *Price for TP bike insurance for EV (Under 3kW) for 1 year. The bike insurance companies displayed above are in alphabetical order, and Coverfox does not endorse or favour any one company over the other. For an accurate list of bike insurers in India, you can refer to the IRDAI (Insurance Regulatory and Development Authority of India) website www.irdai.gov.in
How to Calculate Bike Insurance Premium Online?
Follow these steps to quickly estimate your bike insurance premium using an online calculator:
1
Enter Your Bike Details
Visit the insurance calculator website and provide your bike’s make, model, variant, ex-showroom price, and year of purchase.
2
Provide Registration & Claim Info
Select your city or RTO of registration and mention if you made any claims in the previous policy term.
3
Get Instant Premium Quotes
The calculator will show the estimated premium instantly. Compare plans from multiple insurers and choose the one that suits you best.
Factors Affecting Bike Insurance Premium
The bike insurance premium is affected by various factors, that can increase or decrease the premium price:
Bike’s Make, Model, and Age
Premiums for two wheeler insurance are directly influenced by the brand, engine capacity, and current market value of your bike. High-end models or superbikes attract higher premiums due to expensive parts and higher repair costs. On the other hand, older bikes have lower insured declared value (IDV), which leads to reduced premiums.
Type of Coverage
Whether you opt for third-party insurance (which is legally mandatory) or a comprehensive policy impacts your premium. Comprehensive policies offer broader protection—including own damage and theft—hence they cost more than basic third-party plans.
Location
The place where you primarily ride or park your two-wheeler plays a major role in determining premiums. If you live in metro cities or accident-prone zones, your bike insurance premium will be higher due to greater chances of claims related to theft, traffic congestion, or road mishaps.
Add-Ons Selected
Choosing add-on covers like Zero Depreciation, Roadside Assistance, or Engine Protection enhances your two wheeler insurance policy but also increases the overall premium. While they offer added peace of mind, it’s essential to evaluate their necessity based on your bike usage and conditions.
Driver’s Profile
The age, riding experience, and previous claim history of the rider impact the bike insurance premium. Younger or new riders are considered riskier by insurers, resulting in higher premiums compared to experienced and responsible riders with a clean track record.
No Claim Bonus (NCB)
If you haven’t raised any claims in the previous policy year, you become eligible for an NCB discount on your bike insurance renewal premium. This discount increases progressively each year and can go up to 50%, significantly lowering your overall cost.
Usage and Mileage
Bikes used daily for long commutes or commercial purposes usually attract higher insurance premiums due to increased wear and tear, and greater claim risk. Limited usage bikes or those ridden occasionally are seen as lower risk by insurers.
Vehicle Modifications
Installing non-standard accessories or performance modifications can increase the bike insurance premium. These modifications may raise the replacement cost or alter the risk profile of the bike, leading insurers to charge a higher premium for coverage.
Engine Capacity
Engine capacity, often denoted as “cc”, is also considered the power of the bike. The higher the engine displacement, the higher the premium. Insurers often classify premiums in slabs like below 75cc, 75–150cc, 150–350cc, and above 350cc.
How to Save on Bike Insurance Premiums?
Bike insurance premiums are generally affordable, but without proper planning or smart use of benefits, they can become costly. Here are some effective tips to help you reduce your premium price:
1
Maintain a Claim-Free Record
Avoid filing claims for minor damages. A clean history earns you No Claim Bonus (NCB) discounts—up to 50%—on renewals.
2
Compare Policies Online
Use comparison tools to evaluate features, premiums, and coverage from multiple insurers before making a decision.
3
Opt for Higher Voluntary Deductibles
Choosing a higher deductible can lower your premium. Just ensure the amount is affordable during a claim.
4
Install Anti-Theft Devices
Use ARAI-approved security devices to reduce theft risk. Insurers often reward this with discounts.
5
Choose Add-Ons Wisely
Select only necessary add-ons based on your bike usage. Overloading your policy increases cost unnecessarily.
6
Bundle Insurance Policies
Get discounts by buying bike insurance from the same provider you use for other policies like health or bike insurance.
7
Renew Before Expiry
Avoid policy lapses by renewing on time. Delays can increase costs and lead to loss of NCB benefits.
8
Limit Modifications
Performance or aesthetic modifications increase premium. Stick to standard parts to keep rates low.
9
Ride Responsibly
A safe riding record with no traffic violations lowers your risk profile and helps maintain a lower premium.
Check best value premium
Benefits of Choosing Coverfox for Buying Bike Insurance Online
Coverfox provides one of the best platforms to buy two wheeler insurance online. It is a one stop station where you can compare prices, coverages, calculate premium and get excellent after-sale support. Here is a more detailed breakdown of the benefits of buying two-wheeler insurance online through Coverfox:
Comprehensive Coverage
Coverfox provides comprehensive bike insurance online that covers your own damage, third-party liabilities, and total loss due to accidents, theft, fire, and natural disasters.
Add-ons and Customisation
You can enhance your online two-wheeler insurance with add-ons like Zero Depreciation Cover, Roadside Assistance, and Engine Protection, allowing for customised coverage according to your needs.
Cashless Claims
Bike insurance Policyholders can enjoy cashless claim benefits at network garages, reducing out-of-pocket expenses for repairs.
Digital Convenience
The platform makes bike insurance online simple—from purchase to claims. The digital world has taken insurance to another level.
24/7 Assistance
Online support is available through chatbots and customer service, offering guidance and assistance whenever needed for two-wheeler insurance online.
Cost Savings
Coverfox provides bike insurance at best rates in the market, and you can compare it with different insurers at the same time. Coverfox also provides discounts like NCBs, cutting down premium costs and helping you save money whilst protecting you financially.
Peace of Mind
Comprehensive insurance coverage provides financial security and peace of mind, safeguarding against unforeseen liabilities and expenses.
How to Compare Bike Insurance Plans Online?
Comparing bike insurance policies online helps you determine the best possible policy for your two-wheelers. It ensures you take the right decision and do not regret later. Coverfox provides the best platform to compare bike insurers online. You can compare different insurer factors like reviews, claim settlement ratios, network garages etc online through Coverfox. Here are a few tips to compare insurers online:
1Use Coverfox to get the best insurer quotes and explore key factors.
2 Compare premiums, coverage, and features side by side.
3 Check customer reviews and ratings for insurers.
4 Review claim settlement ratios to assess reliability.
5 Evaluate available add-ons like roadside assistance and zero depreciation.
6 Choose a policy that offers the best value and protection for your bike and preferences.
Compare & Buy Bike Insurance
Why is Bike Insurance Renewal Essential?
Legal Requirement
As per the Motor Vehicles Act, riding without valid two-wheeler insurance is illegal and can attract hefty fines or even licence suspension.
Continuous Financial Protection
Renewal ensures uninterrupted coverage against accidents, theft, fire, natural calamities, and third-party liabilities.
Preserves No Claim Bonus (NCB)
Timely renewal helps retain your NCB discounts, reducing your premium significantly over time.
Avoids Inspection and Waiting Periods
If your policy lapses, insurers may demand bike inspection and impose a waiting period before reactivating coverage.
Covers Third-Party Damages
A lapsed policy leaves you financially liable for third-party injury or property damage, which could be very costly.
Peace of Mind While Riding
Knowing your bike is insured lets you ride confidently, even in unpredictable situations like road mishaps or theft.
May Require Re-inspection
If your bike insurance lapses or expires, while you renew your bike insurance policy, you might be required to have your vehicle re-inspected.
How to Buy/Renew Bike Insurance Online?
If you are looking to buy bike insurance online for your two-wheeler or renew your existing policy, you have come to the right place. Coverfox provides everything you need while looking for a bike insurance policy. You can compare insurance prices, select add-ons, get discounts and everything can be done completely online! Just follow these simple steps:
1
Visit the Coverfox website.
2
Enter your bike details, including registration number and model.
3
If renewing, enter the expiry details of your previous bike insurance policy
4
Make a secure online payment.
5
Receive your policy instantly via email.
Documents Required When Buying Bike Insurance Online
Bike registration certificate (RC).
Previous insurance details (for renewal).
Personal identification proof
Address proof
Invoice of purchase of new bike (for new bike insurance)
Driving Licence
How to File A Claim against Bike Insurance Policy?
After you purchase bike insurance, at a point you might need to file for a claim. Filing a claim is basically asking the insurance to make you whole for an incident or a repair that is covered under your bike insurance policy. There are 2 types of claims, one is cashless claim the other is reimbursement claims. Here’s a thorough guide on how to file a claim against your bike insurer:
Types of Bike Insurance Claim Settlement
Cashless Claim Settlement Process
These claims are made through network garages of the insurer. Get your bike repaired at a network garage of your bike insurer, and gain access to cashless claims! Just file a cashless claim request with your bike insurance company, and the bill will be settled between the insurer and the garage
Reimbursement Claim Settlement Process
Reimbursement claims are bike insurance claims where you pay for the repair costs of your bike and preserve the invoice. Then, while filing for a claim, you provide that invoice and get reimbursed the money you spent as per your bike insurance policy.
How to File a Bike Insurance Claim
1
Inform the Bike Insurer & Raise the Claim
Notify your bike insurance provider immediately and submit the claim form with basic details of the incident.
2
Submit Documents & Repair Estimates
Provide required documents such as the FIR (if applicable), policy details, and repair cost estimates.
3
Vehicle Inspection by Insurer
The insurer arranges an inspection of the bike to assess the damage before approving repairs.
4
Repair & Claim Settlement
Get your bike repaired at a network garage for a cashless claim, or pay the bill yourself and submit receipts for reimbursement.
Documents Required for Bike Insurance Claim
Make sure to have the following documents ready when filing your two-wheeler insurance claim to ensure quick and smooth processing:
Driving Licence (DL)
Valid licence of the rider at the time of the incident.
Duly Filled Claim Form
Filled and signed claim form provided by your insurer.
Bike’s Registration Certificate (RC)
Proof of vehicle ownership and registration details.
ID Proof
Valid photo ID of the policyholder (Aadhaar, PAN, etc.).
Two-Wheeler Insurance Policy
Active policy copy for verification.
Police FIR
Only if applicable — required for theft or major accidents.
Repair Bills & Payment Receipts
Required for reimbursement claims to validate repair expenses.
Tips to Avoid Bike Insurance Claim Rejections
Here’s how you can avoid getting your two-wheeler insurance claims rejected using these simple tips:
Ensure all documents are correct and up to date.
Renew your bike insurance policy on time.
Report the incident to your insurer immediately.
Understand what is and isn't covered in your policy.
Always ride with a valid driving licence.
Avoid riding under the influence of alcohol.
Use your bike only for the declared purpose.
Transfer policy when buying or selling a used bike.
Reasons for Bike Insurance Claim Rejections
Getting your bike insurance claims is frustrating and inconvenient. Here are common reasons why claims get rejected:
Incomplete or incorrect documentation.
Policy expired at the time of the incident.
Delay in claim initiation beyond allowed time.
Damage not covered under policy terms.
Driving without a valid licence
Riding under the influence of alcohol or drugs
Using the bike for unauthorised or commercial use
Non-transfer of policy after ownership change
Pre-existing damage or wear and tear
How to Check Bike Insurance Status and Download Policy Online?
Regularly checking bike insurance status ensures that your coverage is active and up to date, especially before renewing, claiming, or facing an emergency. Downloading the policy copy is equally crucial—it serves as official proof of two-wheeler insurance and helps you avoid penalties for riding without valid documentation. A digital policy is also easier to store, share, and retrieve anytime.
You can check and download your bike insurance policies bought through Coverfox by:
1
Step 1: Visit the Coverfox website
Go to www.coverfox.com and navigate to the Two-Wheeler Insurance section.
2
Step 2: Click on “Login” or “Manage Policy”
At the top-right corner, click Login, and sign in using your registered mobile number or email ID linked to your policy.
3
Step 3: Enter the OTP for Secure Access
You’ll receive an OTP on your registered number. Enter it to securely log into your account.
4
Step 4: View Your Policy Dashboard
Once logged in, go to your policy dashboard to view active and past policies, renewal dates, and claim history.
5
Step 5: Download Your Policy Document
Locate your current two-wheeler insurance policy. Click the ‘Download’ or ‘View PDF’ button to get the digital copy.
6
Step 6: Save or Print the Policy Copy
Save the PDF file for future use, and optionally take a printout to keep a physical copy handy while riding.
Pro Tip: If you’ve purchased your policy through another insurer but want to renew via Coverfox, you can still use Coverfox to compare policies and get your renewed digital copy instantly.
Two Wheeler Insurance: Buy/Renew Best Two Wheeler Insurance Online
4.5 / 5 ( 313 reviews )
Varun raj
Seamless policy renewal
Renewing my bike insurance policy online was quick and easy
09 Jan
Akash shetty
Affordable plans and great coverages
I was looking for the best insurance for my bike and coverfox made it so simple. They helped me choose an affordable plan with great coverage. Definitely recommend them to anyone.
31 Dec 2024
Amarnath shindhe
easy claim settlement
My bike was damaged and I was worried if the insurance would cover the damage. Coverfox processed my claim smoothly and I got the settlement very easily.
31 Dec 2024
shakti
nice
it was nice product
08 Dec 2021
Dharmendra Verma
Nice Product
I like this product this is one of the best product.
28 Jun 2020
ASHWINI PRASHANTBHUJBAL
Waiting fro Policy Document
I have not received hard copy of car policy no. 131300/31/2020/1651 renewed on 4th April2019. Hope I will receive hard copy from coverfox for this policy in next few days.
07 Apr 2020
Neetu
Good Tool
Please don't send too much promotional sms as insurance is not something which anyone buy on daily or monthly basis. A customer hardly buys insurance once or twice a year.
07 Apr 2020
ANUJ NARAINNAG
Great User Experience
Sometimes system error puts us in trouble like error in make and model of vehicle etc. But Coverfox people help us to rectify the same without any hassel
Thank you very much
30 Mar 2020
ABHAEY ASHOKKKULTHE
Coverfox is a preferred renewal platform
I need to renew all my future insurance policies through COVERFOX. I do not find the option to enter my present policy details so that coverfox can intimate me for renewal.
30 Mar 2020
Balakrishna PrasadU
Chat experience can be improved
Good but call centre and chat executive we're not very helpful. Need to reduce background noise in c.c, also cc executive didn't give call back. As I am New to this platform.
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