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Traveling by bike has made our lives easier. Very often, we are accompanied by our friends or family members to travel places. While riding with a friend or a family member is fun, but at times, in case of an accident, life can turn upside down causing great damages to the pillion accompanied. While owning a comprehensive bike insurance policy does provide coverage to third person or property including own damage cover, it does not cover the pillion. Although, passenger cover in bike insurance is not mandatory, but it is good to have to ensure safety of the pillion. Coverage for passenger accompanied can be availed by paying additional premium along with base comprehensive policy.
The below types of vehicle owners should look to purchase passenger add on cover when buying bike insurance
In case you cause an accident and the pillion is hurt, there are high chances that you may have to bear the expenses of the hospitalization, causing great financial distress. Hence, having a separate cover for passengers can help as all the expenses will be borne by the insurance company.
The compensation amount given to the family or the pillion depends on the nature of the injury.
Passenger assistance cover can be purchased at the time of purchasing bike insurance or its renewal
No, it is not compulsory to purchase passenger add on cover, but it is an ideal choice as it ensures the safety of the pillion
Yes, additional premium has to be paid to get passenger assistance cover add on