There are 4 ways to check bike insurance expiry date, online and offline. Read this article to know more.
There is a definite increase in population in India, which necessitates the demand for transportation. Every city has a high demand for two-wheelers because they are the most convenient and cost-effective mode of transportation. This need in the market has imposed several limits before you ride it, and one of the most important resources you must have is a two-wheeler insurance policy. With third-party liability insurance becoming essential by law, driving a two-wheeler without insurance coverage or with an expired one can get you in legal trouble. As a result, you must keep track of the status of your policy, which is easy to attain both online and offline.
We end up losing our insurance policy papers or any other two-wheeler-related documents because there are so many papers to keep track of.
Because of the bike registration number, it is now a little easier to get the insurance documentation completed again. That is exactly what you require!
Let's take a look at it!
Ways to Check Two-Wheeler Insurance Policy Status
When a bike insurance policy is received, it is instantly linked to the vehicle's registration number.
However, with the introduction of numerous internet platforms, completing bike insurance online checks using its registration details has been greatly easier.
To simplify the process, the government has established a number of government-approved websites where you may check bike insurance online.
Here's a quick rundown of a few.
How To Check Bike Insurance Status Online via IIB
Insurance Information Bureau (IIB) is a web portal initiated by the Insurance Regulatory and Development Authority of India (IRDAI) in 2009 to help the insurance market in India to run smoothly.
Under IIB, all information pertaining to insurance policies issued in the country is compiled and made available to policyholders in order to increase the overall transparency of the operation.
As a result, if you're thinking "to check bike insurance online," the simplest solution is to go through IIB and complete a few simple steps. They consist of the following:
- Go to the Insurance Information Bureau's official website.
- On the home page, under "Quick Links," click on the V-Seva tab to be directed to the Accident Vehicle Information Retrieval System page.
- Fill in the required information in the relevant fields, such as the owner's name, address, phone number, email address, and two-wheeler registration number.
- Furthermore, if the bike was recently involved in an accident and you need to track its insurance details in order to file a claim against it, you will need to supply information such as the date and location of the accident.
- Enter the captcha that appears and click the "Submit" button.
- When you do this, the insurance information for the two-wheeler will appear on your screen. That's all there is to it!
- However, using the IIB's portal to verify the status of your two-wheeler insurance comes with some rules to follow.
This will display the specifics of your bike insurance policy, including the expiration date. It should be noted that this website contains information about insurance policies for vehicles purchased after April 1, 2020.
Any insurance policy purchased prior to this date is not listed on the internet, and you are only allowed to access the details on this website three times with the same email address and phone number.
How To Check Two Wheeler Insurance Status via VAHAN
However, how can you verify the status of your two wheeler insurance check online policy if it is not available on the IIB's portal?
You can go to the Ministry of Road Transport and Highways' official website – VAHAN.
To do so, follow the steps outlined below:
- Visit VAHAN e-services and click on the "know your vehicle details" option at the top of the website.
- Enter the registration number and verification code for your bike.
- Click on the "search vehicle" option that appears.
- Your bike's insurance information will be displayed after you click on the "search vehicle" option.
How To Check Two Wheeler Insurance Status Offline via RTO
If the online bike insurance checking procedures fail, you can fall back on offline options.
For example, if you're wondering "how to check my bike insurance offline," you can go to the RTO office of your respected district.
- Arrive at the office and present your two-registration wheeler's number. You will be informed of the status of your coverage as well as other policy details.
You can also contact the insurance company to check the status of the 2-wheeler insurance coverage and expiry dates.
However, because offline techniques are time-consuming, it is preferable to use the above mentioned online methods to check insurance details!
How To Check Bike Insurance Status via Insurance Provider
All of the records of the insurance policies that they issue are kept by the insurance providers. By going into your insurance provider's website, you can check the expiration date of your bike insurance. The methods for verifying the details of an insurance policy may differ from one insurer to the next. However, most of these websites will allow you to check your bike's expiration date by entering the registration number.
Your two-wheeler insurance provider can supply you with information about the status of your coverage. The steps that can be useful are listed below.
- Online: Go to your insurance provider's website and upload your policy information.
- Offline: Contact your insurance provider's customer service department or pay a visit to their office.
The majority of two-wheeler insurance companies offer both physical and online services. The online approach, on the other hand, is simpler and takes less time. As a result, have your registration number handy anytime you check your status. Keeping track of your policy's status will also keep you informed about its expiration date.
If you do not renew your bike insurance policy on time, that is, before it expires, it will be cancelled, and you will have to purchase a new policy. However, most insurers offer a grace period after the policy's expiration date, but you may be required to pay a penalty in this situation.
As an outcome, it's a good idea to renew your bike insurance coverage before it expires, and double-checking the policy's expiration date can also help.