Liberty General, a collaboration of Liberty Citystate Holdings PTE Ltd and Enam Securities and DP Jindal Group, is a trusted name in the insurance space. The company understands the cumbersome process of claiming the benefits of a two wheeler insurance and hence, provides comprehensive two wheeler insurance plans that protect your vehicle from all risks.
Liberty General offers renewal discounts, quick claim settlement, third party cover and many other attractive benefits that make it a preferred choice for two wheeler insurance amongst vehicle owners.
Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.
When buying an insurance policy for your bike, you need to take into account several factors and most importantly your needs and requirements. There are many policies available today, and thus, choosing the right one can be a tough decision. A wrong decision can lead to many problems later on, and thus, being careful is essential.
This policy covers the liabilities to the third party in case of an accident. The liability coverage goes for accidental death, physical injury and/or the damage to vehicle and property
Comprehensive Coverage (Own Damage)
This is the comprehensive policy by Liberty Two wheeler Insurance policy and covers a wide range of scenarios. In addition to the third party coverage, this package plan also covers the insured bike and its owner from the following damages caused by:
Personal Accident Cover:
Type of Injury Compensation Level in case of personal accident cover for owner-driver
No Claim Bonus
You are eligible for a NCB discount on your own-damage premium for every claim-free year .It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current bike and purchase a new one.
The following table shows the NCB grid:
| No. Of Years | Discount |
|---|---|
| One claim-free year | |
| Two consecutive claim-free years | |
| Three consecutive claim-free years | |
| Four consecutive claim-free years | |
| Five consecutive claim-free years |
A deductible is nothing but an amount that you need to pay out during an accident or mishap. This deductible plays a major role in determining your two wheeler insurance premium.
Higher the deductible, lower would be your two wheeler insurance premium. If you know you are a safe and responsible driver, opt for a higher voluntary deductible. This will help in getting the cheapest two wheeler insurance.
Membership of AAI
If your bike is a member to any of the recognized Automobile Associations of India then can fetch you an extra discount
Installation of security devices
If your two wheeler is fitted with an ARAI-approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.
The claims would not be admitted under the below exclusions:
Contact Details:
Step-by-step Claim process:
In case of an accident or an unfortunate event or loss, do follow the below step-by-step, easy and hassle-free claim process:
Documents required for registering the claim:
Liberty General Two wheeler Insurance is a trust that is backed with more than 615 garage network, quality service and quick solutions. The two wheeler insurance policy of this Company provides comprehensive coverage to protect your bike in case of any accident or damage. Additional add-on covers widens the scope of the policy and with the extraordinary goodwill of the company standing by your side, Liberty General is a sure consideration for your prized possession.
The premium for Liberty two wheeler insurance can be paid online or offline at the nearest branch. You can make the payment via credit card, debit card, netbanking, UPI, etc.
You can check the policy status of your Liberty two-wheeler insurance through their website. Visit the insurer’s self help page, click on policy support, enter your login ID and password and the status of your policy will be displayed.
Liberty two wheeler insurance can be renewed online through Coverfox.com or through the insurer’s website. Enter previous policy number, registration details of the vehicle, identity proof, address proof, etc. Proceed with making the payment to get the renewed policy document.
You can register a claim with Liberty two wheeler insurance by calling at their call center or it can also be done online through the insurer’s self help portal.
You can contact the insurer through email or call on their toll free number and inform them about the cancellation of the policy within 7 days of issuance to get the refund back.
Liberty general insurance commenced its operations in 2013 providing retail, comprehensive and industrial insurance solutions.
Yes, renewal of bike insurance or scooter insurance is mandatory as per the law as no vehicle is allowed to ply on Indian roads without a valid third party bike policy.
To verify your multi year two wheeler insurance claim, you need to submit the below documents:
You can register claim for Liberty bike insurance online through their website or call on their toll free number 1800-266-5844
