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Royal Sundaram Two Wheeler Insurance is a bike insurance policy offered by Royal Sundaram General Insurance (previously known as Royal Sundaram Alliance Insurance Company Limited), a joint venture of Sundaram Finance Limited.
The insurer was the first in the country to partner with banks for selling retail insurance products. With over 4.5 million customers, 2000+ employees and 156 branches across India, Royal Sundaram was the first insurer to introduce in-house Motor Assessors (IMAs). The different type of two wheeler insurance cover offered by Royal Sundaram are loss or damage to your two-wheeler, liability to third parties and personal accident cover.
The benefits of the Royal Sundaram Two Wheeler Insurance are mentioned below:
Royal Sundaram Insurance offers two types of two wheeler insurance, third party and package policy. Below are the details of both the coverage options for insuring your vehicle
Royal Sundaram two wheeler Insurance covers total or partial loss/ damages to your bike due to:
For every claim-free year, Royal Sundaram Insurance offers you a discount on your own-damage premium.
The following table shows the NCB grid:
|No. Of Years||Discount|
|One claim-free year|
|Two consecutive claim-free years|
|Three consecutive claim-free years|
|Four consecutive claim-free years|
|Five consecutive claim-free years|
Deductible is an amount that you promise to pay when your vehicle is damaged due to an accident or any other event and a claim is lodged. Voluntary deductible plays an important role in determining your two wheeler insurance premium. Higher the deductible, lower the premium and vice-versa. If you think you are a safe and cautious rider, you should opt for high amount of voluntary deductible.
Discount for anti-theft device
If you've installed an ARAI approved anti-theft device in your vehicle, then you are eligible for an additional discount up to 2.5% on your own-damage premium.
Member of Automobile Association of India
You get a 5% (or max up to Rs.50) of discount on own damage premium if you are a member of any Automobile Association of India.
Required steps and supporting documents
a) In case of Accident
b) In case of Theft
c) In case of Third Party Claims
Step-wise guide to claim:
Royal Sundaram Company ensures 24*7 customer support with an excellent claim settlement process. Royal Sundaram has around 3300+ network garages all over India to help you in cashless claim settlement process. In fact, Royal Sundaram was the first to start with cashless claim settlement services for their customers. And since then they have had a robust base of faithful customers across the country. The two wheeler insurance premiums are pocket friendly, and you can easily buy insurance online instantly. Moreover, provide a cover to your two-wheeler for a long-term either for 2 or 3 years in a single policy and stay worry-free. If you are looking for a trustworthy brand that has PAN India base to support you at the time of claims, Royal Sundaram is a must-go insurance provider.