Liberty General, a collaboration of Liberty Citystate Holdings PTE Ltd and Enam Securities and DP Jindal Group, is a trusted name in the insurance space. The company understands the cumbersome process of claiming the benefits of a two wheeler insurance and hence, provides comprehensive two wheeler insurance plans that protect your vehicle from all risks.
Liberty General offers renewal discounts, quick claim settlement, third party cover and many other attractive benefits that make it a preferred choice for two wheeler insurance amongst vehicle owners.
When buying an insurance policy for your bike, you need to take into account several factors and most importantly your needs and requirements. There are many policies available today, and thus, choosing the right one can be a tough decision. A wrong decision can lead to many problems later on, and thus, being careful is essential.
This policy covers the liabilities to the third party in case of an accident. The liability coverage goes for accidental death, physical injury and/or the damage to vehicle and property
Comprehensive Coverage (Own Damage)
This is the comprehensive policy by Liberty Two wheeler Insurance policy and covers a wide range of scenarios. In addition to the third party coverage, this package plan also covers the insured bike and its owner from the following damages caused by:
Personal Accident Cover:
Type of Injury Compensation Level in case of personal accident cover for owner-driver
No Claim Bonus
You are eligible for a NCB discount on your own-damage premium for every claim-free year .It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current bike and purchase a new one.
The following table shows the NCB grid:
| No. Of Years | Discount |
|---|---|
| One claim-free year | |
| Two consecutive claim-free years | |
| Three consecutive claim-free years | |
| Four consecutive claim-free years | |
| Five consecutive claim-free years |
A deductible is nothing but an amount that you need to pay out during an accident or mishap. This deductible plays a major role in determining your two wheeler insurance premium.
Higher the deductible, lower would be your two wheeler insurance premium. If you know you are a safe and responsible driver, opt for a higher voluntary deductible. This will help in getting the cheapest two wheeler insurance.
Membership of AAI
If your bike is a member to any of the recognized Automobile Associations of India then can fetch you an extra discount
Installation of security devices
If your two wheeler is fitted with an ARAI-approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.
The claims would not be admitted under the below exclusions:
Contact Details:
Step-by-step Claim process:
In case of an accident or an unfortunate event or loss, do follow the below step-by-step, easy and hassle-free claim process:
Documents required for registering the claim:
Liberty General Two wheeler Insurance is a trust that is backed with more than 615 garage network, quality service and quick solutions. The two wheeler insurance policy of this Company provides comprehensive coverage to protect your bike in case of any accident or damage. Additional add-on covers widens the scope of the policy and with the extraordinary goodwill of the company standing by your side, Liberty General is a sure consideration for your prized possession.
