- Retail Insurance
- Business Insurance
- Resources
- Claims
Liberty General Insurance Limited offers bike insurance policy plans that protect your two-wheeler against accidents, theft, natural calamities, and third-party liabilities. It is a product of Liberty General Insurance, designed to provide reliable financial protection for bike owners. The plans include both comprehensive and third-party coverage options based on individual needs and budgets.
IRDAI Registration Number: 150.
Policyholders can also benefit from add-on covers to enhance protection against specific risks. With an easy claim process and wide coverage network, it ensures hassle-free support during emergencies.
| Feature | Details |
|---|---|
| Coverage | Third-party + own damage (accident, theft, natural calamities) |
| Cashless Garages | 4300+ network garages across 95+ cities |
| Add-ons | Zero Dep, Engine Protect, RSA, Consumables cover |
| Claims | Quick and simplified claim process |
| Digital Access | Buy, renew, and manage policy online |
| IDV Flexibility | Customisable Insured Declared Value |
| No Claim Bonus | Discount on premium for claim-free years |
| Customer Support | Dedicated assistance for queries and claims |
Liberty General Insurance Limited offers two types of two-wheeler insurance plans to suit different coverage needs and durations.
This is a standard bike insurance plan valid for one year, where the premium is paid annually. It provides coverage for vehicle damage, personal injury, and third-party liabilities. The policy can be easily renewed online through the website or mobile app.
This plan offers long-term coverage of up to three years with a one-time premium payment. It is ideal for frequent riders who want uninterrupted protection without the hassle of yearly renewals, ensuring continuous coverage and convenience.
Liberty Bike Insurance provides comprehensive protection for your two-wheeler against a wide range of risks, ensuring financial security in case of unexpected events.
Covers loss or damage to your bike due to fire, theft, natural calamities (flood, cyclone, earthquake), accidents, riots, or transit-related damage
Covers legal liability for injury, death, or property damage caused to a third party, with mandatory compliance under Indian law
Provides compensation in case of accidental injury, disability, or death of the owner-driver while using the insured vehicle
Includes coverage against floods, storms, earthquakes, riots, malicious acts, and terrorist activities
Covers damage while the bike is being transported via road, rail, inland waterways, or air.
Losses already covered under another insurance policy, manufacturer warranty, recall campaign, or similar package are not covered.
Indirect damages (except specific engine or gearbox damage due to water ingress or oil leakage from an accident) are excluded.
Expenses for engine oil, lubricants, or consumables during repairs or engine flushing are not covered.
Damage such as engine corrosion caused due to delayed reporting or failure to retrieve the vehicle from waterlogged areas is not covered.
Loss or damage arising due to failure to take reasonable care of the insured vehicle is excluded.
Note: For exact coverage, refer to your Liberty general bike insurance policy document only.
You should choose Liberty two-wheeler insurance for:
Over 91% two-wheeler claims settled, reflecting reliable and efficient service.
1200+ employees across 110+ locations in 29 states and 95+ cities, ensuring wide accessibility.
4300+ partner garages enabling seamless support and cashless services.
Multiple bike insurance plans, covering third-party and standalone protections.
Dedicated support and customisable plans designed to meet diverse insurance needs.
You can easily purchase Liberty bike insurance online through Coverfox in just a few simple steps.
Visit the Coverfox website, two-wheeler insurance section
Enter your bike registration number or select your bike model
View plans from Liberty General Insurance Limited and other insurers
Compare coverage, premiums, and add-ons
Choose the plan that suits your needs
Fill in personal and vehicle details
Make the payment securely online
Receive your policy instantly via email
Get in touch with Liberty General Insurance Limited for any queries, support, or service requests.
Address: Unit 1501 & 1502, 15th Floor, Tower 2, One International Center, Senapati Bapat Marg, Prabhadevi, Mumbai – 400013, Maharashtra
Toll-Free Number: 1800-266-5844
Boardline: 022 6700 1313
Fax: 022 6700 1606
Customer Support Email: care@libertyinsurance.in
Senior Citizen Support: seniorcitizen@libertyinsurance.in
Liberty Bike Insurance is a two-wheeler insurance product offered by Liberty General Insurance Limited that provides financial protection against third-party liabilities and own damage due to accidents, theft, fire, and natural calamities. It is available as both annual and long-term policies.
Add-ons are optional covers that enhance your base policy. These may include zero depreciation, engine protection, roadside assistance, and consumables cover, allowing you to customise your policy based on your needs.
No Claim Bonus (NCB) is a discount on your premium if you do not make any claims during the policy period. It helps reduce renewal costs and increases progressively with claim-free years.
Liberty offers discounts such as No Claim Bonus for claim-free years and potential savings through online purchase and policy customisation. Discounts may vary based on policy type and rider profile.
A comprehensive plan includes third-party liability coverage along with own damage protection. It covers accidents, theft, fire, natural disasters, riots, and transit damage, along with personal accident cover for the owner-driver. Optional add-ons can further enhance coverage.
You can renew your policy online via the insurer’s website or through Coverfox by entering your bike or policy details, selecting the plan, making payment, and downloading the renewed policy instantly.
Yes, theft is covered under comprehensive policies. In case of theft, you need to inform the insurer, file an FIR, and submit required documents to process the claim.
Yes, Liberty provides access to a network of 4300+ cashless garages across 95+ cities, allowing you to get your bike repaired without upfront payment at partner garages.
You can check your policy status online through the insurer’s website, mobile app, or by contacting customer support. You can also access your policy details via email or download them from your account.
Liberty supports multiple payment modes including debit cards, credit cards, net banking, and UPI, making the premium payment process quick and convenient.
