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One of the oldest insurance providers in the country, National Insurance provides attractive two-wheeler insurance policies to ensure your asset is safe from all risks while on the road.
It offers an excellent facility to track the claim status online.
With real time customer service, roadside assistance and a complete comprehensive coverage for your two wheeler, National Insurance has surely become a preferred choice for two wheeler owners to insure their bikes/ scooters.
You can customize your National Insurance Two wheeler Insurance Policy as per your bike’s requirement. It is important to understand the coverage before actually opting for a two wheeler insurance policy. It is essential to cover your bike sufficiently to protect it from theft, damage or accident.
Personal accident cover for owner-driver
Type of Injury Compensation Level in case of personal accident cover for owner-driver
National Insurance Two wheeler insurance offers unique add-on covers that offers an extra touch of protection at a minimal rate. These add-ons enhances your basic insurance policy by paying an additional premium.
This add-on cover offers depreciation waiver on metal and plastic parts in case of partial loss/claim. This cover ensures you the entire claim amount without deducting the depreciation on the parts that are replaced.
This type of add-on covers those items or substances that are declared of no use for the vehicle post a damage or are either consumed completely.
This type of add-on helps you if your two wheeler is stolen or damaged to recover the financial losses you have suffered. The Return to Invoice Cover will help you by paying you the full value of your two wheeler
This type of add-on offers you a medical cover especially if you ride with a co-passenger in an accident prone zone.
No claim bonus
You are eligible for a NCB discount on your own-damage premium for every claim-free year .It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current bike and purchase a new one.
The following table shows the NCB grid:
|No. Of Years||Discount|
|One claim-free year||20%|
|Two consecutive claim-free years||25%|
|Three consecutive claim-free years||35%|
|Four consecutive claim-free years||45%|
|Five consecutive claim-free years||50%|
A deductible is nothing but an amount that you need to pay out during an accident or mishap. This deductible plays a major role in determining your two wheeler insurance premium.
Higher the deductible, lower would be your two wheeler insurance premium. If you know you are a safe and responsible driver, opt for a higher voluntary deductible. This will help in getting the cheapest two wheeler insurance.
Membership of AAI
If your bike is a member to any of the recognized Automobile Associations of India then can fetch you an extra discount
Installation of security devices
If your two wheeler is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.
The claims would not be admitted under the below exclusions:
Toll free number 1800 200 7710
Send an email at firstname.lastname@example.org
Step-by-step Claim process:
In case of an accident or an unfortunate event or loss, do follow the below step-by-step, easy and hassle-free claim process:
Documents required for registering the claim:
National Insurance company is backed with a very strong network garages. Additional add-on covers widens the scope of the policy. The complete package that National Insurance Two wheeler Insurance offers for your beloved bike gives you a financial security when it comes to safeguarding your two wheeler. The surety of claims settlement and the ensuing peace of mind is unmatched. If you are one of those who believe and highly depend on excellent claim settlement and customer service, National Insurance Two wheeler Insurance should be your sure-shot choice.