SBI General Insurance offers financial protection against accidents, theft, third-party liabilities, natural disasters, and man-made risks through a range of two-wheeler insurance products. Established in 2009, SBI General Insurance has served over 14 crore customers across India and supports policyholders through a network of 9,277 garages and 140+ locations nationwide. From third-party bike insurance to comprehensive and bundled two-wheeler insurance policies, SBI General combines extensive coverage options with digital policy servicing, cashless repairs, and 24x7 customer assistance.
Customers Served: 14+ crore customers since inception
Network Garages: 9,277 cashless garages across India
Branch Presence: 140+ locations nationwide
Personal Accident Cover: Up to ₹15 lakh for owner-driver
No Claim Bonus (NCB): Up to 50% on own-damage premium
Policy Types: Package Policy, Bundled Two-Wheeler Policy, and Liability Only Policy
Roadside Assistance: Available as an add-on cover
Customer Support: 24x7 assistance and claim support
Claim Inspection: Vehicle inspection within 24 hours of claim intimation on working days
With extensive coverage options, nationwide garage support, and hassle-free policy management, SBI General Bike Insurance provides reliable protection for bike owners.
With access to 9,277 network garages, SBI General enables policyholders to avail cashless repair services across multiple cities and towns in India.
SBI General has served over 14 crore customers across various insurance segments, making it one of India's largest general insurers.
The SBI General Two Wheeler Insurance Package Policy combines third-party liability coverage with own-damage protection and offers enhanced benefits such as Return to Invoice Cover and NCB Protection Cover.
Upon claim registration, SBI General arranges vehicle inspection within 24 hours on working days, helping speed up the claim settlement process.
Customers can purchase, renew, download, and manage their bike insurance policies online without extensive paperwork.
SBI bike insurance offers the following types of two-wheeler insurance policies:
The SBI General Two Wheeler Insurance Package Policy provides comprehensive protection by combining third-party liability cover and own-damage cover under a single policy. It also includes features such as Personal Accident Cover, Return to Invoice Cover, and NCB Protection Cover.
Designed for new bikes, this policy combines 5-year third-party insurance coverage with 1-year own-damage insurance coverage, helping new vehicle owners comply with regulatory requirements while enjoying broader protection.
This policy covers legal liabilities arising from injury, death, or property damage caused to a third party by the insured bike. It fulfils the mandatory insurance requirement under Indian motor insurance regulations.
SBI General Bike Insurance covers legal liabilities arising from bodily injury, death, or property damage caused to a third party by the insured two-wheeler. This coverage is mandatory under Indian motor insurance regulations.
The policy covers repair or replacement expenses arising from accidental damage to the insured bike due to collisions, overturning, or other unforeseen incidents.
Coverage is available for losses caused by fire, self-ignition, explosions, and lightning that result in damage to the insured vehicle.
The policy protects against damages caused by floods, cyclones, storms, earthquakes, typhoons, hurricanes, landslides, and other natural disasters.
Financial protection is provided if the insured bike is stolen or suffers losses due to burglary or attempted theft.
The policy covers damages caused by riots, strikes, malicious acts, vandalism, and terrorist activities.
Coverage extends to damages occurring while the bike is being transported by road, rail, inland waterways, elevators, or air transport.
SBI General offers Personal Accident Cover of up to ₹15 lakh for the owner-driver against accidental death or specified disabilities arising from a road accident.
Repairs arising solely due to mechanical failures or electrical malfunctions are not covered under the standard policy.
Routine deterioration of parts due to regular use and ageing is excluded from coverage.
Claims arising when the rider is under the influence of alcohol, narcotics, or prohibited substances are not admissible.
The policy does not cover losses occurring when the insured vehicle is being ridden without a valid driving licence.
Indirect losses arising from continued use of a damaged vehicle or delayed repairs are not covered.
Damages caused during racing, speed testing, unlawful activities, or organised competitions are excluded.
Incidents occurring outside the policy's geographical coverage area are not covered.
Losses resulting from war, invasion, civil war, nuclear risks, or similar events are excluded from coverage.
SBI General Bike Insurance offers a range of optional add-on covers that can enhance your policy’s protection by providing additional financial support and assistance in various situations, helping you enjoy a more comprehensive and worry-free riding experience.
If the insured bike is declared a total loss or is stolen and remains unrecovered, this add-on helps compensate for the difference between the Insured Declared Value (IDV) and the original invoice value of the vehicle.
This add-on helps preserve accumulated No Claim Bonus benefits even after making an eligible claim during the policy period.
Provides emergency support during vehicle breakdowns, including towing assistance, battery jump-start, fuel delivery, and other roadside services.
Reduces the impact of depreciation deductions on replaced parts during claim settlement, resulting in a higher claim payout.
Provides coverage for consumable items such as engine oil, lubricants, nuts, bolts, screws, and similar items that are typically excluded from standard claims.
Buying SBI General Bike Insurance through Coverfox is a quick and hassle-free process that allows you to compare plans, customise coverage, and purchase your policy online.
Provide your bike registration number or select your bike's make, model, and variant.
Review SBI General Bike Insurance quotes alongside plans from other leading insurers on a single platform.
Choose the policy type, select the preferred IDV, and add suitable add-on covers for enhanced protection.
Check the premium, policy benefits, coverage details, and exclusions before proceeding.
Complete the payment online through Coverfox using your preferred payment method.
Receive your SBI General Bike Insurance policy instantly on your registered email ID after successful payment.
Customer Care Number: 1800 102 1111
Renewal Assistance: Available Monday to Sunday from 8:00 AM to 8:00 PM
New Policy Purchase Assistance: Available Monday to Saturday from 9:30 AM to 6:30 PM
Email ID: customer.care@sbigeneral.in
SMS Support: Send "HEALTHCLAIM" to 561612
Corporate Office: SBI General Insurance Company Ltd., 9th Floor, A & B Wing, Fulcrum Building, Sahar Road, Andheri (East), Mumbai – 400099
SBI Two Wheeler Insurance is a motor insurance policy offered by SBI General Insurance that provides financial protection against accidents, theft, fire, natural calamities, third-party liabilities, and other covered risks. Customers can choose from third-party, comprehensive, and bundled bike insurance plans.
Yes. SBI General Bike Insurance can be purchased online through Coverfox by comparing plans, selecting the required coverage, choosing add-on covers, and completing the payment process digitally.
The premium depends on factors such as the bike's make and model, engine capacity, age, Insured Declared Value (IDV), geographical location, coverage type, No Claim Bonus (NCB), and selected add-on covers.
Yes. SBI General's comprehensive and own-damage bike insurance policies cover losses arising from theft of the insured two-wheeler, subject to policy terms and conditions.
SBI General offers add-ons such as Return to Invoice Cover, NCB Protection Cover, Roadside Assistance Cover, Zero Depreciation Cover, and Consumables Cover to enhance policy coverage.
You can renew your SBI bike insurance online by entering your policy or vehicle details, reviewing the coverage, updating add-ons if required, and paying the renewal premium before the expiry date.
Typically, you may need your vehicle registration certificate (RC), previous insurance policy details, identity proof, address proof, and vehicle information while purchasing or renewing a bike insurance policy.
You can register a claim by calling SBI General's customer care number or notifying the insurer online. After claim registration, a surveyor may inspect the vehicle, following which repairs can be carried out through a cashless garage or reimbursement process, depending on the claim type.
Yes. SBI General offers Roadside Assistance as an add-on cover that can provide support during emergencies such as breakdowns, towing requirements, battery issues, fuel delivery, and minor repairs.
If your policy expires, your bike remains uninsured and you may lose accumulated No Claim Bonus benefits if the policy is not renewed within the prescribed period. Riding without valid insurance may also attract penalties under applicable laws.
Yes. SBI General allows policyholders to download their bike insurance policy documents online using their policy details through the insurer's digital servicing platform.
SBI General offers No Claim Bonus discounts of up to 50% on the own-damage premium for consecutive claim-free years. Customers may also benefit from discounts based on policy type, vehicle profile, and other insurer-approved factors.
