TATA AIG Bike Insurance offers comprehensive financial protection for motorcycles, scooters, mopeds, and electric two-wheelers against accidents, theft, natural calamities, third-party liabilities, and personal accident risks. Whether you are looking for a TATA AIG comprehensive bike insurance policy, third-party cover, or own-damage protection, the insurer offers multiple plans to suit different coverage requirements.
TATA AIG General Insurance Company Limited was established in 2000 as a joint venture between the Tata Group and American International Group (AIG). Over the years, it has become one of India's leading general insurance companies, offering motor, health, travel, home, and commercial insurance solutions. Customers can conveniently purchase, renew, download, and manage their TATA AIG two-wheeler insurance policy online while also benefiting from cashless repair support through its extensive network garage ecosystem.
TATA AIG Bike Insurance Policy - Key Features
| Policy Type |
Comprehensive, Third-Party, and Standalone Own Damage Insurance |
| Cashless Garages |
5,300+ network garages across India |
| No Claim Bonus (NCB) |
Up to 50% discount for 5 consecutive claim-free years |
| Claim Support |
Assistance from 750+ claim experts |
| Personal Accident Cover |
Up to ₹15 lakh for the owner-driver |
| Add-On Covers |
12 add-on covers available |
| Long-Term Plans |
3-year and 5-year third-party insurance plans available |
| Policy Services |
Online purchase, renewal, policy download, and claim registration |
| Customer Support |
24x7 claim and customer assistance services |
| Policy Issuance |
Instant digital policy issuance and document access |
Why Choose TATA AIG Bike Insurance Policy?
When it comes to protecting your bike, choosing the right two wheeler insurance policy is essential for financial security and peace of mind. Here’s why TATA AIG stands out in the two wheeler insurance segment:
Trusted Brand Reputation
TATA AIG combines the credibility of the Tata Group with the global insurance expertise of AIG, making it one of the most trusted insurers in India.
Simple Online Processes
From policy purchase to TATA AIG bike insurance renewal and policy download, the entire process can be completed online within minutes.
Strong Claim Support
TATA AIG has a dedicated team of over 750 claim experts to assist customers throughout the claim process.
Nationwide Presence
With a vast branch presence and more than 5,300 network garages, policyholders can access support across the country.
Types of TATA AIG Bike Insurance Policy
Comprehensive Bike Insurance Policy
A comprehensive bike insurance policy covers both third-party liabilities and damages to your own bike arising from accidents, theft, fire, natural calamities, and man-made disasters. It also includes personal accident cover for the owner-driver.
Standalone Own-Damage Bike Insurance Policy
This policy covers damages to the insured bike caused by accidents, theft, fire, floods, earthquakes, riots, and other covered events. A separate third-party insurance policy is required for legal compliance.
Third-Party Bike Insurance Policy
Third-party bike insurance is mandatory under Indian law and covers bodily injury, death, and property damage caused to third parties by the insured vehicle.
Long-Term Two-Wheeler Insurance Policy
TATA AIG offers long-term bike insurance plans that reduce the hassle of annual renewals and provide continuous protection for newly purchased bikes.
Bundled Bike Insurance Policy for New Bikes
New bike owners can opt for bundled plans that combine long-term third-party coverage with own-damage protection under a single policy.
What is Covered Under TATA AIG Bike Insurance?
Own Damage Cover
Coverage is available against accidental damages, theft, fire, natural disasters such as floods and earthquakes, riots, vandalism, and transit-related damages.
Third-Party Liability Cover
The policy covers legal liabilities arising due to third-party bodily injury, death, or property damage caused by the insured bike.
Personal Accident Cover for Owner-Driver
TATA AIG offers a compulsory Personal Accident Cover of ₹15 lakh for the registered owner-driver, as mandated by IRDAI.
Coverage Through Add-On Covers
Customers can enhance their protection by purchasing optional add-ons available with comprehensive and own-damage policies.
What is Not Covered Under TATA AIG Two Wheeler Insurance?
Normal wear and tear due to ageing.
Mechanical or electrical breakdowns.
Consequential losses arising from delayed repairs.
Damages caused while riding under the influence of alcohol or drugs.
Riding without a valid driving licence.
Usage outside India's geographical limits.
Racing, speed testing, or reliability trials.
Damages arising from negligence or restricted usage conditions.
Commercial use of a private two-wheeler.
Damages resulting from war, nuclear risks, or related events.
Add-On Covers Available Under TATA AIG Two Wheeler Insurance
Zero Depreciation Cover
Also known as Depreciation Allowance Cover, this add-on reduces depreciation deductions on replaced parts during claims.
Roadside Assistance Cover
Provides emergency support such as towing assistance, flat tyre support, battery jump-start, emergency fuel delivery, and on-site repairs.
Return to Invoice Cover
In case of theft or total loss, this add-on helps compensate based on the original invoice value instead of the depreciated IDV.
Consumables Cover
Covers expenses related to consumables such as engine oil, lubricants, screws, nuts, bolts, grease, and other eligible consumable items.
Emergency Medical Expenses Cover
Provides reimbursement for emergency medical treatment and ambulance expenses arising from an accident.
Additional Personal Accident Cover
Additional personal accident protection can be purchased for the owner-driver and unnamed occupants.
How to Buy TATA AIG Bike Insurance Online?
Follow this simple process to buy Tata AIG Bike insurance online from Coverfox and you can easily check TATA AIG bike insurance price online with our platform.
Step 1: Enter your bike registration number or bike details on Coverfox.
Step 2: Compare TATA AIG bike insurance plans along with policies from other leading insurers.
Step 3: Choose the required coverage type and add-on covers.
Step 4: Review the premium, IDV, and policy benefits.
Step 5: Complete the online payment securely.
Step 6: Receive your TATA AIG bike insurance policy instantly on your registered email ID.
While buying TATA AIG two wheeler insurance, you need these documents - Registration Certificate (RC), Identity Proof( Your Aadhaar card, PAN card, Passport, or Voter ID) Address Proof (Your driving license, utility bills, or passport) Driving License (DL) (Valid license of the vehicle owner). Nominee Details (Name, age, and relationship of your beneficiary).
TATA AIG Bike Insurance Customer Care Details
WhatsApp: +91 9136160375
New Policy Purchase: 1800 267 6115
Customer Support: 022 6489 8282
Senior Citizen Helpline: 1800 267 1955
Email: customersupport@tataaig.com
Disclaimer: *Discount up to 85% is calculated by comparing different insurers and may vary depending on the insurer, vehicle details, location, and policy terms.
