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Hero MotoCorp Karizma Two Wheeler Insurance

Hero MotoCorp Karizma Two Wheeler Insurance
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Hero MotoCorp Karizma

General Information: 

Being a flagship offering from the stable of Hero MotoCorp, Karizma is designed to have looks that substantially distinguish it from its siblings. With a flared side profile that aids aerodynamic characteristics and a taller tail section, the bike is meant to look aggressive while being practical in order to cope with Indian riding conditions. Karizma made its debut back in 2003 when it was touted as the first semi-faired motorcycle in the country and was subsequently given a variety of cosmetic updates along its lifetime.


  • The most prominent design feature of the Karizma is its front face, which consists of a curved fairing that houses stacked twin headlamps, surrounded by turn indicators on each side
  • A relatively smaller and tightly placed engine block leaves a significant gap behind the front tyre hugger, making the side profile look disproportionate
  • A tiny fairing element placed below the engine block helps deviate air flow away from the rider foot pegs and thus helps during high-speed runs
  • Despite the disproportionate side profile, when viewed in isolation, the derriere looks neatly designed, thanks to a taller tail section, slim LED taillights and bronzed exhaust tip
  • Features like wider rear tyre, split seats, and blacked out 5-speed alloy wheels add a pinch of much needed aggressiveness to the Karizma’s persona 

Power & Performance: 

Being the flagship motorcycle in the portfolio of India’s largest 2-wheeler brand is a high responsibility to carry. As a result, the Karizma is equipped with a husky gasoline engine, that supplies enough grunts in a linear manner to satisfy the quest of its owner. 


223 cc


19 hp


19 Nm



Acceleration (0-60 kmph)

3.8 seconds

Fuel Economy (kmpl)

30 kmpl

Braking & Handling: 

  • Farther set handlebars, backward set foot pegs, and a lower seating position provides a combination of sporty yet comfortable riding posture
  • The seats are well padded, and there is enough room for the rider to move about during hard cornering
  • The bike is equipped with telescopic hydraulic shocks at the front while the rear 5-step adjustable shock absorbers can be fine-tuned, based on the type of riding an owner is associated with
  • It is strange that Hero has missed a rear disc brake though the front gets a highly potent 276 mm disc
  • A kerb weight of just 154 kg helps in manoeuvring the bike in city traffic though it also makes it extremely unstable on high speeds

What To Opt For:

  • A zero depreciation insurance cover is highly recommended in order to cope with any potential damage to the mighty 223 cc engine
  • Planning to use your new bike as a long run commuter? You might be interested in going in for a comprehensive policy
  • Spending a relatively huge amount on a motorcycle makes it mandatory to opt for an anti-theft package, in order to be prepared for a worst case scenario