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icon Two Wheeler Insurance icon Hero Motocorp icon Destini 125 Xtec

Hero Destini 125 Xtec Bike Insurance

As you hit the road with your Hero Destini 125 Xtec, the wind in your hair and the thrill of the ride ahead, it's crucial to remember the importance of bike insurance. Whether you're a daily commuter or a weekend warrior, ensuring your two-wheeler against unforeseen events is not just a smart move but a legal requirement in most places.

Top Bike Insurance Plans in July 2025

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.

Specifications of Hero Destini 125 Xtec Bike Insurance

Here are some specifications of Hero Destini 125 Xtec

Model Name MODEL VARIANT Weights in KG Mileage Ex showroom price Plans
Hero Destini 125 Xtec
124.6 cc
115 kg
42.5 kmpl
₹ 83,565

View Plans

Types of Two Wheeler Insurance Policy

Comprehensive Two Wheeler Insurance
Comprehensive Two Wheeler Insurance
Third Party Two Wheeler Insurance
Third Party Two Wheeler Insurance
Own Damage Two Wheeler Insurance
Own Damage Two Wheeler Insurance
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Buy/Renew Destini 125 Xtec Bike Insurance Plans Online

The Importance of Bike Insurance

A Bike insurance is a critical investment for any rider, offering legal compliance, financial protection in accidents, personal accident cover, and peace of mind. It safeguards against hefty fines, unexpected expenses, and injuries, allowing riders to enjoy the thrill of the road without worry.

Add-Ons For Your Hero Destini 125 Xtec Bike Insurance

Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover
Emergency Roadside Assistance
Emergency Roadside Assistance
Return to Invoice
Return to Invoice
Daily Allowance Benefit
Daily Allowance Benefit
EMI Protection
EMI Protection
Engine Protection Cover
Engine Protection Cover

What is Covered and Not Covered Under Hero Destini 125 Xtec Bike Insurance

What is Covered? Comprehensive Bike Insurance Standalone own-damage Bike Insurance Third-Party liability Bike insurance
Third-party liabilities
✔
✖
✔
Own damages
✔
✔
✖
Personal accident cover
✔
✔
✖
Protection against fire
✔
✔
✖
Cover against theft
✔
✔
✖
Cover against disasters
✔
✔
✖
Add-ons available
✔
✔
✖

Top Rated Two Wheeler Insurance Companies

HDFC ERGO
HDFC ERGO Two Wheeler Insurance
Reliance
Reliance Two Wheeler Insurance
Oriental
Oriental Bike Insurance
Bharti AXA
Bharti AXA Two Wheeler Insurance
Go Digit
Digit Two Wheeler Insurance
Kotak
Kotak Two Wheeler Insurance
Royal Sundaram
Royal Sundaram Two Wheeler Insurance
National
National Two Wheeler Insurance
SBI
SBI Two Wheeler Insurance
Liberty General
Liberty General Two Wheeler Insurance
Magma HDI
Magma HDI Two Wheeler Insurance
Shriram
Shriram Two Wheeler Insurance
Universal Sompo
Universal Sompo Two Wheeler Insurance
ICICI Lombard
ICICI Lombard Two Wheeler Insurance
Edelweiss
Edelweiss Bike Insurance
United India
United India Bike Insurance
Bajaj Allianz
Bajaj Allianz Two Wheeler Insurance
IFFCO TOKIO
IFFCO TOKIO Two Wheeler Insurance

Why Is It Important to get Hero Destini 125 Xtec Bike Insurance Through Coverfox?

  • Comparison and Better Deals
  • Instant Policy Issuance
  • Lower Premiums
  • Secure Payment Gateways
  • Paperless Transactions and Environmental Benefits
Documents Required to Buy Hero Destini 125 Xtec Bike Insurance Policy
  • Registration certificate of your bike
  • Details of your bike like chassis number, bike number, etc.
  • Attested identity proof of the bike's owner (Aadhar, PAN card, driving license, passport)
  • The driving license of the bike owner (attested)
  • Passport size photographs.
Claim Process

In case of an accident or theft, promptly inform your insurer, gather documents, assess damages, choose repair option (cashless or reimbursement), and settle the claim. Reporting promptly, keeping records, understanding exclusions, selecting cashless garages, and providing honest information are crucial for a smooth process.

Frequently Asked Questions

  • Q. What is the mileage of Hero Destini 125 Xtec?
    • The mileage of Hero Destini 125 Xtec is 42 kmpl.

  • Q. What is the cost of Hero Destini 125 Xtec?
    • The cost of Hero Destini 125 Xtec is ₹ 82,451.

  • Q. In which colors is Hero Destini 125 Xtec available in India?
    • The Hero Destini 125 Xtec is available in 7 colours: Matte Black, Pearl Silver White, Nobel Red, Panther Black, Chestnut Brown, Matte Ray Silver, Metallic Nexus Blue

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