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icon Two Wheeler Insurance icon Hero Motocorp icon Ignitor
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Hero MotoCorp Ignitor Bike Two Wheeler Insurance

The Ignitor was launched in the year 2012, after Hero and Honda broke apart, and started their individual journeys as hard-core rivals. The above break-up prompted Hero to use some of the bikes in Hero-Honda's previous portfolio, albeit with some changes. Therefore, the Ignitor was born through significant cosmetic tweaking on its sibling, the Honda Stunner. Though Ignitor and Stunner share the same platform and genes, the former edges ahead due to a more mature overall package. Two wheeler insurance is mandatory in India.

How to buy/renew Hero Motocorp Ignitor Insurance?

  • Visit official website of coverfox.com
  • Click on bike
  • Enter your bike number and policy expiry date
  • If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
  • In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
  • Click on view quotes
  • Check on premium, coverage and other details
  • Enter bike owner details like name, email address, nominee name, date of birth, etc
  • Enter communication address and vehicle details
  • Make the payment and get policy instantly
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Types of Insurance to Buy for Hero MotoCorp Ignitor Bike

Comprehensive bike insurance

  • This plan covers a wide range of damages, injuries & even losses caused to both, the 3rd party & you.
  • It covers a broad range of damages due to natural calamities, man-made actions & even thefts.
  • It also covers wholesome damages to your bike depending on the type of plan variant you’ve chosen.

3rd party bike plan

  • Compensates only for a wide range of damages, injuries & even losses caused to the 3rd party.
  • Compensates for various liabilities pertaining to the 3rd party.
  • Compensates an amount in case of a 3rd party individual’s death resulting from an accident.

Add-ons

  • Nil Depreciation Add-on: This one offers you the complete amount of claim bypassing all the deductions involved in the process.
  • NCB Policy Rider: Raising claims during a policy year keeps you from availing NCB discounts during renewal. This rider helps you to get those discounts despite the claims.
  • Engine Protect Add-on: This add-on is necessary in case you live in areas which pose a threat to your engine. This one covers costs involved in engine parts’ replacement & repair.
  • Passenger Add-on Policy: This policy takes care of your passenger in case of any injuries sustained due to an accident while being on the back seat of your bike.
  • RTI Add-on Rider: This policy helps you get a full amount that’s equal to your bike’s invoice value in case a total bike loss & damage beyond repair.
  • Roadside Rider Policy: This policy comes to your rescue especially in situations when there’s flat tyre or bike breakdown. You receive the help you need while you’re in such a plight.

Add-Ons for Your Hero Moto-corp Ignitor Insurance

Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover
Emergency Roadside Assistance
Emergency Roadside Assistance
Return to Invoice
Return to Invoice
Daily Allowance Benefit
Daily Allowance Benefit
EMI Protection
EMI Protection
Engine Protection Cover
Engine Protection Cover
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What is covered under Hero Moto corp Ignitor Insurance?

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Fire & explosion
Covers damages caused to the bike in case of fire and explosion
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Theft
Covers total cost of your vehicle in case of theft
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Accidents
Damages caused due to accident are covered
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Natural and man-made calamities
Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered
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Personal Accident
Provides coverage in case of death or disability caused due to an accident

What’s not covered under Hero Motocorp Ignitor insurance?

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Wear & tear
Normal wear & tear of the scooter is not covered
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Electrical or mechanical breakdown
Electrical or mechanical breakdown of the scooter is not covered
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Riding outside geographical limit
Riding the scooter and causing damages outside geographic limit is not covered
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Riding in intoxicated state
Riding under the influence of drugs or alcohol is not covered
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Policy inactivation
Claiming for damages during the time when policy is inactive
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Illegal activity
Using the scooter for any illegal activity and claiming for damages
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No driving license
Riding without a valid driving license and not abiding by the traffic rules is illegal
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How to claim for Hero MotoCorp Ignitor Bike Insurance?

Two-wheeler insurance claim in case of theft of Hero MotoCorp Ignitor Bike

  • Commence by the registration of an FIR by going to a police station that is close by.
  • Connect with your insurer or even agent within a span of 2 day & keep all your policy documents with you.
  • Provide documents like the FIR, no trace doc, claim file & even your keys to the insurer.
  • When there’s a total loss, you’ll be paid an amount that is similar to your bike’s current IDV value.

Own-damage two wheeler insurance claim for Hero MotoCorp Ignitor Bike

  • Connect with your insurer or even agent within a span of 2 day & keep all your policy documents with you.
  • Commence by the registration of an FIR by going to a police station that is close by.
  • Don’t shift your vehicle from the accident location unless & until you talk to your insurer.
  • The insurance company will conduct its due diligence process to evaluate the damages.
  • After this, the bike policyholder will be paid through reimbursement or he can even get a cashless service.

Third party two wheeler insurance claim for Hero MotoCorp Ignitor Bike

  • Commence by the registration of an FIR by going to a police station that is close by.
  • FIR is compulsory in third party cases.
  • Connect with your insurer or even agent within a span of 2 day & keep all your policy documents with you.
  • Collect witnesses’ information who have seen the accident or incident.
  • Take some pictures as evidence.
  • Take down the complete insurance info of the person who is the third party.
  • Make a case in the special Motor Accident Claims Tribunal court.

Key Specifications of Hero MotoCorp Ignitor Bike

SPECIFICATIONS DETAILS
Power 11 hp
Torque 11 Nm
Transmission 5-Speed
Acceleration (0-60 kmph) 6.5 seconds
Fuel Economy (kmpl) 52 kmpl
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List Price of Variants of Hero MotoCorp Ignitor Bike

VARIANT PRICE
Ignitor 125 Drum 50 Kmpl, 124.7 cc(Discontinued) 61,025
Ignitor 125 Disc 50 Kmpl, 124.7 cc(Discontinued) 63,125

More Hero Motocorp Models

Here are some quick links to find out more about bike insurance for other models
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Hero Motocorp Passion
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Hero Motocorp Splendor
Hero Motocorp Xtreme 160R
Hero Motocorp Xtreme
View More +
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Frequently Asked Questions

  • Q. My Hero bike insurance has already expired. Is vehicle inspection mandatory?

    • Yes it is mandatory- Fix up an appointment for the inspection of your Hero bike. Do note; this can invite a nominal fee. If the insurance company chooses to offer you the coverage, you can make the payment and get the policy in hand. However, if you are lucky enough, inspection may not be mandatory.

  • Q. How does NCB work in case I buy a second-hand bike? Will I get No-Claim Bonus?

    • As a new owner it’s your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC. If you fail to do so and if you require raising a claim, the same will not be honored. For a favorable claim, the title on the RC of the two-wheeler and the insurance documents has to match. Also, please understand that the current owner can carry forward his existing No Claim Bonus (NCB) with him. He can use it to seek the premium discount if he purchases a new bike in future. Likewise, as a new owner, you will have to earn this bonus with each claim-free year. You can win a maximum of 50% discount on your own-damage premium with NCB.

  • Q. Is an online policy valid?

    • Yes-an online policy is very much valid. You can also renew your Hero bike insurance policy with a debit/credit biked or even through net banking. Although, for expired policies you will have to contact us for an offline renewal process.

  • Q. Should I opt for a single year insurance plan or a long-term insurance plan?

    • You should opt for a long-term or multi-year two-wheeler insurance plan for your Hero bike to enjoy pure convenience and be completely stress-free. You can save on premiums, eliminates the hassles of yearly renewals, skip the paperwork and avoid the gap in coverage since you are insured for an extended period.

  • Q. Will I get reminder for policy renewals if I buy from Coverfox.com?

    • Yes, you will receive reminders via SMS and email on renewals if you have bought the policy from Coverfox.com.

  • Q. How is third-party insurance different from comprehensive two-wheeler insurance?

    • The third party bike insurance only covers your legal liability for any loss and damages to third party because of your bike. It will not cover you or your bike for any damages suffered. Whereas, a comprehensive bike insurance will cover your bike from instances of theft, fire and vandalism. It also protects from natural disasters such as cyclone, floods, earthquakes, or from civil disturbances such as riots, which damages your bike. A list of what perils are covered will be provided in the policy document. Make sure you go through the list to understand the protection being offered. Along with this, it also covers any legal liability arising due to the damages caused to any third party triggered by your bike.

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