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icon Two Wheeler Insurance icon Hero Motocorp icon Maestro

Hero Motocorp Maestro Bike Two Wheeler Insurance

The last decade has seen a revolutionary change in the gearless scooter industry. While the market was earlier considered to be mainly inclined towards the female audience, boys too were attracted to this segment, owing to the ease of driving a gearless vehicle.

This prompted various 2-wheeler manufacturers to introduce male-oriented machines in the segment. In order to cater the new audience, Hero MotoCorp came up with the "It's a boy thing" tag line.

How to buy/renew Hero Moto-corp Maestro Insurance?

  • Visit official website of coverfox.com
  • Click on bike
  • Enter your bike number and policy expiry date
  • If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
  • In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
  • Click on view quotes
  • Check on premium, coverage and other details
  • Enter bike owner details like name, email address, nominee name, date of birth, etc
  • Enter communication address and vehicle details
  • Make the payment and get policy instantly
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Types of Insurance to Buy for Hero Motocorp Maestro Bike

Comprehensive Two Wheeler Insurance

  • Covers the risk of total damage or total loss of bike beyond repair depending on the type of comprehensive plan you’ve chosen.
  • Covers the risk of damages due to natural disasters, theft & other man-made activities.
  • Covers the risk of your own losses & damages along with the losses & damages of the third party.

3rd party Two Wheeler Insurance

  • Covers only third party damages, losses & injuries.
  • Covers legal liabilities only related to the 3rd party.
  • Provides a lump sum amount if the 3rd party individual dies due to your bike related accident.

Add-ons

  • Nil Dep Rider: Covers your complete amount of claim skipping any deductions during the claims process.
  • NCB Rider Add-on: Covers you against risks of losing your NCB discounts while you file claims during an active policy year.
  • Engine Protection Rider: Covers your engine against damages due to water-logging, flooding, & even vandalism.
  • Passenger Protection: Covers any passenger behind you making sure of that person’s medical safety.
  • RTI Policy Rider: Covers any costs involving damages beyond repair leading to a complete loss of your bike.
  • Roadside Assistance Add-on: Covers any risks involved in an emergency situation like flat tyre or bike breakdown while you’re on a journey.
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Add-Ons for Your Harley Davidson Sportster Insurance

Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover
Emergency Roadside Assistance
Emergency Roadside Assistance
Return to Invoice
Return to Invoice
Daily Allowance Benefit
Daily Allowance Benefit
EMI Protection
EMI Protection
Engine Protection Cover
Engine Protection Cover

What is covered under Hero Moto-corp Maestro Insurance?

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Fire & explosion
Covers damages caused to the bike in case of fire and explosion
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Theft
Covers total cost of your vehicle in case of theft
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Accidents
Damages caused due to accident are covered
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Natural and man-made calamities
Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered
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Personal Accident
Provides coverage in case of death or disability caused due to an accident

What’s not covered under Hero Moto-Corp Maestro insurance?

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Wear & tear
Normal wear & tear of the scooter is not covered
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Electrical or mechanical breakdown
Electrical or mechanical breakdown of the scooter is not covered
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Riding outside geographical limit
Riding the scooter and causing damages outside geographic limit is not covered
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Riding in intoxicated state
Riding under the influence of drugs or alcohol is not covered
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Policy inactivation
Claiming for damages during the time when policy is inactive
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Illegal activity
Using the scooter for any illegal activity and claiming for damages
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No driving license
Riding without a valid driving license and not abiding by the traffic rules is illegal

How to claim for Hero Motocorp Maestro Bike Insurance?

Two-wheeler insurance claim in case of theft of Hero Motocorp Maestro Bike

  • Quickly file a new First Information Report at any nearby police station.
  • Contact the agent or even call up your insurer keeping all policy documents handy within 2 days.
  • Submit the FIR, Zero trace report, documents related to the claim & keys to your insurer.
  • For complete loss, you’ll receive a lump sum amount equalling the bike’s present-day IDV.

Own-damage two wheeler insurance claim for Hero Motocorp Maestro Bike

  • Contact the agent or even call up your insurer keeping all policy documents handy within 2 days.
  • Quickly file a new First Information Report at any nearby police station.
  • Keep your bike where it is. Move it only after you contact the insurer.
  • The insurance company will then analyse the damages via a thorough examination.
  • You’ll then either get a reimbursement or receive cashless service at a network garage.

Third party two wheeler insurance claim for Hero Motocorp Maestro Bike

  • Quickly file a new First Information Report at any nearby police station.
  • Contact the agent or even call up your insurer keeping all policy documents handy within 2 days.
  • Collect witnesses’ data i.e. people who were present during the incident.
  • Take some photos which will serve as evidence.
  • Collect all the third party’s insurance details with proper specifics.
  • File a case in the special Motor Accident Claims Tribunal court.
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Key Specifications of Hero Motocorp Maestro Bike

SPECIFICATIONS DETAILS
Power 8 hp
Torque 9 Nm
Transmission Automatic Chain Drive
Acceleration (0-60 kmph) 9.2 seconds
Fuel Economy (kmpl) 50 kmpl

List & Price of Variants of Hero Motocorp Maestro Bike

VARIANT PRICE
Maestro Edge 125 Disc Prismatic Connected 124.6 cc 85,948
Maestro Edge 125 Disc Prismatic Color 124.6 cc 81,948
Maestro Edge 125 Disc 2021 124.6 cc 81,528
Maestro Edge 125 Drum 2021 124.6 cc 77,078
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Frequently Asked Questions

  • Q. My Hero bike insurance has already expired. Is vehicle inspection mandatory?

    • Yes it is mandatory- Fix up an appointment for the inspection of your Hero bike. Do note; this can invite a nominal fee. If the insurance company chooses to offer you the coverage, you can make the payment and get the policy in hand. However, if you are lucky enough, inspection may not be mandatory.

  • Q. How does NCB work in case I buy a second-hand bike? Will I get No-Claim Bonus?

    • As a new owner it's your obligation to get the existing two wheeler insurance transferred in your name within the specified period from the date of transfer of RC. If you fail to do so and if you require raising a claim, the same will not be honored. For a favorable claim, the title on the RC of the two-wheeler and the insurance documents has to match. Also, please understand that the current owner can carry forward his existing No Claim Bonus (NCB) with him. He can use it to seek the premium discount if he purchases a new bike in future. Likewise, as a new owner, you will have to earn this bonus with each claim-free year. You can win a maximum of 50% discount on your own-damage premium with NCB.

  • Q. Is an online policy valid?

    • Yes-an online policy is very much valid. You can also renew your Hero bike insurance policy with a debit/credit biked or even through net banking. Although, for expired policies you will have to contact us for an offline renewal process.

  • Q. Should I opt for a single year insurance plan or a long-term insurance plan?

    • You should opt for a long-term or multi-year two-wheeler insurance plan for your Hero bike to enjoy pure convenience and be completely stress-free. You can save on premiums, eliminates the hassles of yearly renewals, skip the paperwork and avoid the gap in coverage since you are insured for an extended period.

  • Q. Will I get reminder for policy renewals if I buy from Coverfox.com?

    • Yes, you will receive reminders via SMS and email on renewals if you have bought the policy from Coverfox.com.

  • Q. How is third-party insurance different from comprehensive two wheeler insurance?

    • The third party bike insurance only covers your legal liability for any loss and damages to third party because of your bike. It will not cover you or your bike for any damages suffered. Whereas, a comprehensive bike insurance will cover your bike from instances of theft, fire and vandalism. It also protects from natural disasters such as cyclone, floods, earthquakes, or from civil disturbances such as riots, which damages your bike. A list of what perils are covered will be provided in the policy document. Make sure you go through the list to understand the protection being offered. Along with this, it also covers any legal liability arising due to the damages caused to any third party triggered by your bike.

  • Q. Can I renew insurance online for my Hero Maestro scooter?

    • Yes, you can purchase insurance for your Hero Maestro scooter online. You will need to provide details of the previous year policy and RC information during the time of renewal.

  • Q. Is vehicle inspection mandatory when buying two wheeler insurance for my Hero online?

    • Purchasing a two wheeler insurance online from Coverfox does not require two wheeler inspection. It is only required during offline purchase.

  • Q. Can I retain my No Claim Bonus (NCB) if my policy has been expired?

    • Yes, your No Claim Bonus (NCB) can be retained only if the expired policy is renewed within 90 days of the expiry of the old policy.

  • Q. Can I claim insurance for electric or mechanical fault in my Hero MotoCorp Maestro?

    • If the damage is done due to an accident then only you can claim insurance for your Hero MotoCorp maestro and not for electric or mechanical fault.

  • Q. How many days prior can I renew my two wheeler Maestro's insurance policy?

    • You can renew your two wheeler Maestro's insurance policy 60 days in advance of the expiry of the current policy.

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