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IFFCO TOKIO Two Wheeler Insurance

IFFCO-TOKIO General Insurance Company Limited was established on 4th December, 2000. This company is a joint venture between Tokio Marine and Nichido Fire Insurance Co. Ltd. (Japans' largest insurance group) and the Indian Farmers Fertilizer Co-operative (IFFCO) and its associates. It offers wide range of insurance policies on health, travel, home and trade.

Features of Iffco Tokio

  • Tailored bike insurance to choose as per the needs of their consumers.
  • They offer 24X7 claims assistance services online.
  • No claim bonus facility which is up-to 50% while renewing the policy to reward customers who drive safely.
  • Ease of claim settlement via both online and offline assistance via their network of cashless garages.
  • Any loss to your two wheeler caused by man-made and natural calamities which is subject to deduction for depreciation with respect to parts such as tyre, two wheeler battery or nylon plastic parts.
  • Personal Accident cover upto 1 lakh for individual driving the vehicle or person driving it.
  • Safeguard against third party liability claims caused due to accidents.
  • Renewal reminders which includes intimation via letters about the NCB confirmation from previous insurance company.

Policy Exclusions

  • The company is not liable to pay claims in the case of loss or damage caused by an accident outskirt of the specific geographical area.

  • Claims which arise out of contractual liability of your two wheeler.

  • Any loss or damage of your vehicle caused by any person who is not the driver of you vehicle.

  • Loss or damage caused to any property due to an accident which is caused due a consequential loss.

  • Any loss or damaged caused due nuclear weapons material.

Claim Settlement

The Company has a network of around 1200+ garages.