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Universal Sompo has 99% claim settlement ratio.
Covering own damage, third party damage or liability and personal accidents, the company absolutely understand the needs of an Indian rider and hence, provides the best two wheeler insurance benefits.
Universal Sompo Private Bike Insurance Policy can be tailor-made for any private vehicle to get insurance. This policy by Universal Sompo Motor Insurance for two wheeler covers Own Damage bike insurance and also, Third-party liability insurance, which helps bike owners at the time when needed – in case of any accident or mishaps.
Own Damage: This policy cover any damage or loss to the owner's bike due to any of the following things:
Third Party or Liability: This policy is mandatory by the Motor Vehicle Act 1988, it is provided by Universal Sompo Private Bike Insurance Policy which covers any injuries or property damages to the third party.
Personal Accident cover for owner/driver of the bike: Death benefit of Rs.1 lakh for the owner/driver in case of accidental death.
Universal Sompo General Insurance offers many attractive discounts that the policyholder can avail.
|No. Of Years||Discount|
|One claim-free year||20%|
|Two consecutive claim-free years||25%|
|Three consecutive claim-free years||35%|
|Four consecutive claim-free years||45%|
|Five consecutive claim-free years||50%|
Universal Sompo Two Wheeler Insurance also offers a discount:
Toll-Free Number: 1800 22 4030, 1800 200 4030,
Other Contact Numbers: 022 - 27 63 9800, 022 - 39133700
Required steps and supporting documents:
a) In case of Accident
b) In case of Theft
c) In case of Third Party Claims
Step-wise guide to claim:
The first things to make a claim is to call on Universal Sompo General Insurance’s Toll-Free Helpline number - 1-800-22-4030
Take appointment with the surveyor and take your vehicle to any of Universal Sompo General Insurance authorized network garages for repair, for cashless service. Submit the require documents to the surveyor
Company confirms liability
If possible, opt for cashless facility, the company will settle the repair bills directly with the garage up to the amount payable
But in case you do not opt for cashless facility, you have to pay for the repair charges and then submit the bills with claim form to the surveyor/company for settlement
Universal Sompo offers 24/7 claims assistance with the most convenient and hassle free processing. Tailor-made plans aimed to suit individual requirements and provide the most comprehensive coverage at crucial times. With so many add-ons to add to your insurance policy, Universal Sompo can be your sure-shot way to deal with any accidents/damages related to your bike’.
What does my Universal Sompo Two Wheeler Insurance doesn’t cover?
Even if you buy an add-on cover for your Universal Sompo Two-wheeler insurance, the below exclusions are not covered:
How can I save on my Universal Sompo two-wheeler insurance premium?
The below factors influence your premium for your two-wheeler insurance:
What documents are required to settle the theft claims?
The below documents are required for settling a theft claim:
Can I cancel my Universal Sompo Two-wheeler insurance plan anytime?
Yes, you can cancel your Universal Sompo Two-wheeler insurance plan anytime whenever you wish. But, you cannot raise a claim within 30 days before the two-wheeler insurance expiry date. In this case, you won’t be eligible to raise a refund too. Besides, you might end up paying a nominal cancellation fee too in case you wish to cancel your two-wheeler insurance plan.
What if I feel like discontinuing my two-wheeler insurance with Universal Sompo?
You can certainly discontinue your two-wheeler insurance plan with Universal Sompo. All you need to do is, inform Universal Sompo within 45 days before your renewal date. You can certainly port your policy to another insurance company.