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Digit bike insurance is a prominent two wheeler insurance plan offered by Go Digit General Insurance. Over the years, the insurer has achieved considerable reach in the market and has been awarded Asia's General Insurance Company of the Year 2019.
The two types of bike insurance plans offered by Go Digit are third party and comprehensive bike insurance. The insurer has a good track record of claim settlement (as per the company’s report, 72.4% of the claims settled are within 15 days). You can cover your bike with digit two wheeler insurance for a premium amount as low as Rs. 752.
Digit Third Party Insurance
Covers third-party losses and Personal Accident for the owner driver
People who generally do not use their two-wheeler too much but still want to have a protection shield around it, usually opt for a Third-Party Liability Policy.
Does not cover:
A Comprehensive or Standard Package policy is highly recommended to bike owners, except certain specific instances like when the owner rarely rides the bike or it is too old already.
Digit Standard Package
To ride a two-wheeler in India, it is mandatory to have at least a Third Party Liability policy. However, only having a Third Party Liability Policy is not enough and can leave you and your bike vulnerable. To have complete protection for your two-wheeler, it is wise to take a Comprehensive or Standard Package two-wheeler insurance policy.
There are some limitations to your base bike insurance policy, situations that might not be covered. But fret not! We will always give you a way out! With the right addons, you will be able to cover your expenses for any additional loss or assistance! So, let’s see what are the important addons:
It is equally important to know what’s not covered in your two wheeler insurance policy, so that there are no surprises when you make a claim. Here are some such situations:
The claims settlement process against Digit Bike Insurance can be initiated through these 3 simple steps:
Renewal of your Digit Bike Insurance can be done online in a few clicks. All that you need to do is to enter essential details like bike registration date, your city of residence and the model to be directed to the payment procedure.
GoDigit is one of the young, emerging general insurance companies in India with a range of 10 lakh products. It has spread across 179 countries across the world. Currently, it specializes in offering insurance policies for bikes, cars and travel. It has plans to expand its product range to mobile insurance and home insurance as well, in the near future.
Yes, GoDigit offers pick-up, repair and drop services for vehicles covered by Digit Bike Insurance and Digit Car Insurance. All you need to do is get in touch with the customer care of the insurance company on the toll-free number, 1800-258-5956. You can give the details of your insured bike like bike registration number, policy number, address from where the bike has to be picked up, etc. The bike will then be picked up, repaired at their nearest network garage, and dropped at your doorstep.
Accident or death caused in the following circumstances: