Go Digit two wheeler insurance offers a simple and hassle-free way to protect your bike against accidents, theft, natural disasters, and third-party liabilities. Designed for modern riders, it provides flexible bike insurance plans with easy online purchase, instant policy issuance, and quick claim settlement. Go Digit general insurance company is an IRDAI-registered general insurance company (IRDAI Reg. No. 158), known for its digital-first approach and customer-friendly services.
With features like paperless renewals, smartphone-enabled self-inspection, and app-based claim support, Go Digit makes managing your bike insurance policy simple and hassle-free.
Key Features of Digit Bike Insurance
| Key Feature |
Details |
| Cashless Garages |
9000+ cashless garages across India for convenient and hassle-free bike repairs. |
| Paid-in Claims |
1000 Crore+ paid-in claims, reflecting Digit’s strong claim settlement support. |
| Policies Sold |
3 Cr+ policies sold, showcasing wide customer trust and market presence. |
| Digital Policy Purchase and Renewal |
Buy or renew your Digit bike insurance policy online in a quick and paperless process. |
| Smartphone-Enabled Self-Inspection Claims |
Raise claims through your smartphone with self-inspection for faster claim processing. |
| No Claim Bonus Benefits |
Get premium discounts on renewal for every claim-free year. |
| 24×7 Customer Support |
Round-the-clock customer assistance for claims, renewals, and policy queries. |
Go Digit Two Wheeler Insurance Plans
Go Digit is a general insurance company that offers multiple two-wheeler insurance plans designed to meet different rider needs, whether you need mandatory third-party cover, own damage protection, or complete bike insurance coverage.
Digit Two-Wheeler Liability Only Policy
Covers third-party injury, death, or property damage caused by your insured bike. This is the legally mandatory minimum insurance cover.
Digit Stand-Alone Own Damage Bike Policy
Covers damages to your bike caused by accidents, theft, fire, natural calamities, and man-made events. Ideal if you already have an active third-party policy.
Digit Two-Wheeler Package Policy
Provides both third-party liability cover and own damage protection under one policy for wider financial security.
Digit Two-Wheeler Long Term Package Policy
Offers extended tenure coverage with third-party liability and own damage benefits, reducing annual renewal hassle.
Digit Two-Wheeler Bundled Policy
Designed mainly for new bikes, combining long-term third-party insurance with own damage cover as per applicable rules.
Benefits of Choosing Go Digit Bike Insurance
Choosing Go Digit two-wheeler insurance gives riders a convenient, digital-first experience along with practical coverage benefits and reliable support services.
Extensive Cashless Repair Network
Get access to 9000+ cashless garages across India, making bike repairs smoother and reducing out-of-pocket expenses during approved claims.
Smartphone-Based Self-Inspection
Enjoy a quicker claims experience with smartphone-enabled self-inspection, helping you submit damage details digitally without unnecessary paperwork.
Fast and Hassle-Free Claims
Digit is known for its simple, paperless, and efficient claim process designed to reduce delays and improve convenience.
24x7 Customer Assistance
Receive round-the-clock support for claims, policy servicing, renewals, and emergency assistance, even on public holidays.
Wellness Rewards Through the Digit App
Access complimentary wellness benefits and partner offers through the Digit App from selected health and wellness brands.
Coverage Offered by Digit Two Wheeler Insurance
Digit Two Wheeler Insurance offers protection against third-party liabilities and own damage losses under package policies, subject to policy terms and selected cover type.
Inclusions Under Digit Bike Insurance
Third-party liability for injury, death, or property damage caused to others.
Accidental own damage caused by collision, overturning, or impact.
Loss or damage due to fire, self-ignition, lightning, or explosion.
Theft of the insured bike or total loss is subject to IDV terms.
Damage caused by floods, cyclones, storms, earthquakes, and other natural calamities.
Damage arising from riots, strikes, malicious acts, and terrorism-related events.
Transit damage while the bike is being transported within covered limits.
Personal Accident cover for owner-driver as applicable in the policy schedule.
Exclusions Under Digit Bike Insurance
Normal wear and tear, ageing, and depreciation of parts.
Mechanical or electrical breakdown not linked to an accident.
Riding without a valid driving licence.
Riding under the influence of alcohol or drugs.
Consequential or indirect financial losses.
Use of the bike for racing, speed testing, or unauthorised purposes.
Losses arising from war, invasion, or nuclear risks.
Standalone tyre or tube damage unless caused in an insured accident.
Steps to Buy Go Digit Bike Insurance
You can easily buy Go Digit Bike Insurance through Coverfox in under a few minutes.
Visit Coverfox and select the bike insurance section.
Enter your bike registration number or choose your bike make and model manually.
Provide details such as registration year, previous insurer, and existing policy status.
Compare available Go Digit bike insurance plans along with other insurer options.
Select the preferred Go Digit policy with suitable coverage and add-ons.
Review the premium amount and fill in the proposer details.
Make the payment securely through the available online payment modes.
Receive your Go Digit bike insurance policy instantly on your registered email.
Go Digit Cashless Garage Network for Two Wheelers
Go Digit offers a wide cashless garage network for two-wheeler insurance customers, helping policyholders get their bikes repaired without paying the full repair bill upfront at authorised network garages. Digit currently has 9000+ cashless garages for two-wheelers across India.
How to Find a Digit Cashless Garage
You can check Digit’s official garage locator and search by city, location, or pincode to find the nearest authorised network garage.
Disclaimer: *Discount up to 85% is calculated by comparing different insurers and may vary depending on the insurer, vehicle details, location, and policy terms.
