ICICI Lombard Two Wheeler Insurance

• Offers flexible tenure options of 1, and 3 years
• Equipped with an inbuilt personal accident cover for the car owner and the provision for an add-on cover for the co-passenger
• Add-Ons covers for insuring electrical and non-electrical accessories
• Single policy certificate with 3 years validity
• An extensive network of more than 2,150 garages spread across India
• No Claim Bonus feature that offers the flexibility to policyholders to switch from other insurers to ICICI Lombard
• Offers 5% discount for members of any renowned automobile association
• Offers 2.5% discount on the installation of ARAI approved anti-theft device in the insured two wheeler
• No mandatory inspection of two wheelers
• Instant issuance of policy document
• Offers the convenience of setting renewal reminders at regular intervals as required

The following are some of the unique add-ons offered on two wheeler insurance from ICICI Lombard on payment of an additional amount over and above your premium for the basic plan.

• Co-passenger: While the owner-driver is insured by the basic plans of bike insurance from ICICI Lombard, the co-passenger can be protected through an add-on cover.
• Electrical and non-electrical two wheeler parts: This add-on cover insures electrical and non-electrical parts of two-wheelers.
• Seat cover: This add-on feature enables the policyholder to avail the reimbursement for the cost of replacement for the seat and its cover, in the case of it being damaged as a result of an unexpected event.
• Lights: This rider is especially designed to cover the expenses incurred towards the repair and replacement of lights and light-related parts.
• Bi-fuel:This add-on rider is tailor-made for protecting the insured two wheeler’s bi-fuel kit from any damage.

In case of an accident or a vehicle breakdown, the insurance company provides the needed assistance to get the vehicle back to a normal state. The policyholders can also avail cashless repair facility to repair the insured vehicle. In case the vehicle is repaired in a non-network garage, the reimbursement can be claimed for the cost of repair from the insurance company.

The claims can be registered and tracked online using the ‘Lodge a Motor Claim’ service on the official website. However, the service only handles accidental claims as of now.

Claim Process for Accident/Breakdown

In case of an accident, follow the below-stated steps to register your claim:

• Take note of the vehicle details of any other vehicle involved in the accident.
• Note down the contact details of the witnesses if any.
• Call on the toll-free number of ICICI Lombard, share the details of the accident, and get the claim registration number from the claim executive.
• The claim executive will also provide details of the documents that need to be submitted to process the claims.
• File an FIR at your nearest police station in case of theft, major damages, or bodily injury.

Settlement of Claims

• After registering the claim, the Customer Service Manager (CSM) will get in touch with you within one day of making a claim.
• Submit the required documents to the insurance company and get them verified with the original documents.
• After assessment, the CSM will get an estimate of the repairs needed and will approve the same.
• In case of repairs done at the cashless garage, the insurance company will settle the payment with the network garage.
• The CSM will ask you for any additional payments that need to be made by you.

Cashless Garage Network -The Company has a network of around 1700+ garages.

ICICI Lombard General Insurance, from the house of one of the most renowned banking companies in India – ICICI, is synonymous with a range of two wheeler insurance policies that are customised to suit varied requirements of their customers. Not just that, the add-on covers further enhance the effectiveness of two wheeler insurance from ICICI Lombard. What’s more, the streamlined processes, quality of services and quick solutions make ICICI Lombard earn its goodwill in the insurance market.