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ICICI Lombard Two Wheeler Insurance

ICICI Lombard General Insurance Company Limited was established on 30th October 2000. It is a joint venture between ICICI bank (multinational, banking and financial service located in Mumbai, India) and Fairfax (financial service group in Canada). The company offers a wide range of products insurance like home, motor, travel and health insurance.

Features of ICICI Lombard

Some of the salient features of ICICI Lombard two wheeler insurance are as follows:-

  • They offer their policy holders with a feature which sets renewal reminders thus saving the hassle of reminding the policy expiry dates.

  • Co-passengers are offered a personal accident cover.

  • A digitally signed Copy of your policy is available to you with an few minutes of applying the policy.

  • They offer cashless claims services with a network of about 1700+ cashless garages spread across India.

  • The policy holder can avail NCB benefits if they have been driving safely without making any claims in their previous policy year.

Comprehensive Coverage

Under the comprehensive coverage their offer the following:-

  • Protect your two wheeler against damage or loss caused due to natural occurring calamities. It safeguards your two wheeler by offering a cover for frost, hailstorm, cyclone, tempest, inundation, fire, explosion, self-ignition, lightning etc.

  • This policy offers a personal accident cover to the owner/driver of the vehicle up-to 1 lakh. It also offers an optional coverage for co-passengers and can be opted while buying the policy depending on your specific need.

  • It safeguards your two wheeler against manmade calamities as well such as theft, burglary, riot, strike, terror attacks etc.

  • It also offers protection and compensation against third parties liabilities if involved in an accident resulting in their injury, death or property damage.

Discount Offered

  • This policy offers the following discounts:-

  • No Claim Bonus Discount

  • Automobile Association Membership

  • Installation of Two Wheeler Safety Devices

Policy Exclusion

The policy won't imply or can't be claimed under the following circumstances:-

  • If the two wheeler is damaged by a person driving without a driving license.

  • If the two wheeler has incurred a loss or damage by a person who was riding under the influence of liquor or alcohol.

  • Two Wheeler depreciation or any substantial loss .

  • Damage or loss of the two wheeler caused due to nuclear risk, mutiny or war .

  • Two wheeler has suffered electrical or mechanical breakdown.

Claim Settlement

Cashless Garage Network -The Company has a network of around 1700+ garages.

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