TVS Flame is a 125 CC commuter bike that was launched in 2008. At the time it was one of the most feature-pack motorcycles. It was one of the first Indian motorcycles to introduce a 3-valve engine. It was discontinued in 2012, but still you can see one or two Flames running around even today. Discontinued or not, in order to ride on Indian roads, you need to have a third-party motorcycle insurance policy as per the Motor Vehicle Act 1988. So, let’s see how insurance works for TVS Flame.
Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.
Here is why you should get TVS Flame Bike Insurance online:
As per the law under Motor Vehicle Act 1988, you should have at least a third-party bike cover in order to ride on public roads. Also, having insurance makes sure you do not get unnecessary fines or challans.
While riding on the road you do not have to worry about repair costs, liabilities arising from an accident or any other damages, instead all you have to do is focus on the road. Because, motorcycle insurance will cover damages for you in case of an accident.
Bike Insurance provides compensation in case your TVS Flame gets stolen. You will get the IDV of your bike as per your bike insurance policy in case of a theft.
In case of natural calamities like flood, earthquake, storm, hurricane, etc any damages that incurred to your TVS Flame will be covered by two-wheeler insurance.
Fire, explosions, riots, vandalism, etc can cause damage to your TVS Flame. In such an event, bike insurance ensures your financial security, providing cover for any damages incurred.
There are 2 ways you can make a claim for your TVS Flame. One is a cashless claim through a network garage and another is through reimbursement. If you require any help, you can contact Coverfox support for the best experience during your claims.
Buying bike insurance online helps you compare different insurers at the same place. Choose what suits best in your budget. Also, many times you get discounts and NCBs while buying bike insurance online.
Let us look over different TVS Flame variants and their prices:
| TVS Flame Variant | Ex-Showroom Price |
|---|---|
NOTE: Ex-showroom prices are subject to location and dealership.
This is the mandatory type of bike insurance to have in order to ride on public roads. It covers any damages or liabilities towards a third party that has arisen from an accident caused by the policyholder’s vehicle.
This is the best type of bike insurance as it covers both own damage and third-party damages. It gives an all round protection of your bike and can be customisable with add-ons. It is expensive, but helps you protect your TVS Flame entirely financially.
This type of bike insurance covers any damages done to your own vehicle in case of an accident. It does not cover any damages done to a third party, meaning, you should have a third-party insurance policy before buying standalone or own-damage bike insurance. Own-damage bike insurance is generally bought to save money, and buy third-party insurance from another insurer.
These inclusions are covered under a TVS Flame bike insurance policy:
The exclusions are not covered under TVS Flame bike insurance policy:
These add-ons help customise and enhance your protection in TVS Flame bike insurance:
If you wish to Buy TVS Flame insurance online, follow these steps:
If your old policy is from Covefox then:
Follow these steps to file a claim for TVS Flame bike insurance:
Ans: Yes, a third-party insurance is sufficient for TVS Flame, considering its a discontinued model and an older bike.
Ans: Yes, you can.
Ans: You can renew your TVS Flame bike insurance through Coverfox in under 3 minutes!
Ans: Yes, Comprehensive Bike insurance covers theft for TVS Flame.
