The TVS Radeon is a practical and fuel-efficient commuter motorcycle designed for everyday city riding and long-term ownership. Known for its comfortable seat, strong mileage, lightweight handling, and low maintenance costs, the Radeon remains a popular choice among daily commuters across India. TVS Radeon bike insurance starts from approximately ₹770 for third-party coverage. The first-year IDV of the TVS Radeon is approximately ₹37,520. However, insurance premiums may vary based on factors such as registration location, insurer, variant, claim history, and policy type selected.
Powered by a 109.7cc air-cooled Dura-Life engine producing around 8.19 PS power and 8.7 Nm torque, the TVS Radeon delivers a claimed mileage of approximately 63 kmpl to 73.68 kmpl. Since the motorcycle is heavily used for daily commuting, having suitable two wheeler insurance becomes important for protection against accidents, theft, floods, and third-party liabilities.
Insurance Premiums for TVS Radeon
| TVS Radeon Variants |
IDV [!st Year] |
Zero Depreciation |
Net Premium [5 years] |
| Radeon STD 110CC |
₹42,500 |
₹191 |
₹6,157 |
| Radeon DUAL TONE DISC |
₹58,895 |
₹265 |
₹6,575 |
| Radeon Base Edition BS6 |
₹54,471 |
₹245 |
₹6,462 |
| Radeon DRUM BS VI |
₹69,927 |
₹315 |
₹6,856 |
| Radeon DRUM SPECIAL EDITION SBT |
₹50,674 |
₹228 |
₹6,366 |
Note: Premiums are indicative and may vary depending on insurer, location, IDV, and policy customisation.
Why Bike Insurance Is Important for TVS Radeon
The TVS Radeon is primarily used for daily office commuting, city rides, frequent traffic usage, and long-distance local travel. Regular riding exposure naturally increases the risk of minor accidents, scratches and dents, flood damage during monsoons, theft, and third-party liabilities.
Although the Radeon is positioned as an affordable commuter motorcycle, repeated repairs and accidental damages can still lead to unexpected expenses. Insurance helps reduce this financial burden significantly. Additionally, third-party bike insurance is legally mandatory under the Motor Vehicles Act.
Key Highlights of TVS Radeon
Powered by a 109.7cc single-cylinder air-cooled Dura-Life engine producing approximately 8.19 PS power and 8.7 Nm torque.
Delivers a claimed mileage ranging between approximately 63 kmpl and 73.68 kmpl depending on riding conditions and maintenance.
Equipped with Synchronized Braking Technology (SBT), telescopic front suspension, hydraulic rear shock absorbers, and optional front disc brake setup.
Features a 10-litre fuel tank, USB charging port, all-gear self-start, comfortable cushioned seat, and lightweight commuter-friendly handling.
Recommended Insurance Add-Ons for TVS Radeon Bike
Zero Depreciation Cover helps minimise depreciation deductions during claims and improves final claim payout.
Roadside Assistance (RSA) provides emergency support during breakdowns, punctures, towing, and battery-related issues.
Engine Protection Cover helps cover repair expenses related to engine damage caused by water ingress or lubricant leakage.
Return to Invoice (RTI) Cover helps bridge the gap between the bike’s IDV and original invoice value during total loss or theft situations.
Types of Insurance Available for TVS Radeon
Third-party bike insurance covers legal and financial liabilities caused to another person, vehicle, or property and is mandatory under Indian law.
Comprehensive bike insurance provides wider protection by covering accidental damage, theft, fire, floods, natural calamities, and third-party liabilities affecting your TVS Radeon.
Standalone own-damage bike insurance covers damages to your own motorcycle caused by insured events while third-party coverage is purchased separately.
How to Buy TVS Radeon Insurance Online
Two wheeler Insurance for your TVS Radeon can be purchased or renewed online easily through Coverfox without lengthy paperwork or dealership visits.
Step 1: Arrange Basic Documents
Keep important documents handy before starting the process, including RC (Registration Certificate), Previous insurance policy for renewals, Driving licence, and Basic KYC documents if required.
Step 2: Search Your Bike Details
Enter the bike registration number or choose the exact TVS Radeon variant manually to fetch available insurance plans.
Step 3: Review Available Plans
You can compare multiple insurance options based on premium pricing, IDV, policy coverage, add-ons, claim assistance, and insurer benefits.
Step 4: Customise the Policy
Select the preferred coverage type and useful add-ons such as zero depreciation cover or roadside assistance depending on your riding requirements.
Step 5: Make Secure Online Payment
After finalising the policy, complete the payment securely using available online payment methods.
Step 6: Receive Policy Digitally
Once the transaction is successful, the insurance policy is generated digitally and can be downloaded instantly for future use and claim-related requirements.
Disclaimer: *Premiums starting from ₹457 are indicative for third-party bike insurance for select models and may vary based on vehicle specifications, location, and insurer.
