The necessity and benefits of health insurance cannot be ignored in today’s times when everyone is at risk irrespective of age or location. A medical emergency can arise suddenly and unexpectedly. Health insurance helps in such a situation by providing financial coverage against medical expenses due to an accident, illness or injury. Navi general insurance offers a variety of health insurance plans to match the needs of all kinds of customers. Navi health insurance plans are affordable, customizable, provide wide coverage and give tax benefits also.
It is a comprehensive health insurance plan available on both individual and family floater basis. It offers 24 benefits to choose from. A policyholder can opt for any number of benefits depending on his requirement and budget. It is available for 1, 2 or 3 years. Some of the benefits offered are in-patient hospitalisation, day care treatment, pre and post hospitalisation expenses, domiciliary hospitalisation, COVID hospitalisation, hospital daily cash etc. It offers lifetime renewal without any medical check-up on each renewal. The sum insured can be reinstated on exhaustion for every policy year. It also offers ‘extra care’ cover which is an additional sum insured for hospitalisation due to vector-borne diseases.
It is a personal accident cover available on an individual basis or on a family floater basis. The policy has a term of 1 year and is renewable for life. It has in-built policy benefits like death cover, permanent total disablement cover and permanent partial disablement cover. Some optional covers are also available like temporary total disablement, hospital expenses due to accident and education grant.
It is a critical illness cover which pays a lump sum amount to the insured. It is available on an individual basis or on a family floater basis. It offers 16 coverages including 41 critical illnesses and takes care of the total well being of the insured. The policy can be issued for 1, 2 or 3 years.
It is an aggregate deductible policy that helps in increasing the sum insured at a lower cost. This policy is most suited for anyone who wants to enhance their individual health insurance sum insured or someone who wants to enhance employer’s health coverage. It offers 11 base covers and 7 optional covers. The policy can be issued for 1,2 or 3 years.
It covers ancillary expenses during hospitalisation and pays a fixed amount for each day of hospital stay. The policy has 3 plans according to the number of hospitalisation days. The policy is available on individual, family floater and family non-floater basis.
It provides coverage against vector borne diseases such as dengue, malaria, chikungunya etc. This policy can be indemnity based or benefit based as per the choice of the insured. It provides coverage for inpatient treatment, homecare treatment and OPD treatment.
It is a benefit based policy that provides covid cover by paying a lump sum amount equal to sum insured on testing positive for Covid-19. It requires hospitalisation of minimum 72 hrs. The policy is available on an individual sum insured basis only for a term of 3.5 months, 6.5 months and 9.5 months.
It is an indemnity based Covid cover that protects against hospitalization expenses. It requires a minimum 24hrs hospitalisation. It is available as an individual or family on an individual sum insured basis or a family floater basis. It has been made mandatory by IRDAI.
It is a standard health insurance policy made mandatory by IRDAI and provides basic health coverage. Navi Arogya Sanjeevani Policy available on individual or family on individual sum insured or family floater basis.
Navi health insurance also offers a number of group health insurance plans for family, employees and their families. These plans provide coverage against accidents, hospitalisation, critical illness, seasonal illness and ancillary expenses. These plans are Navi health group critical surgery, Navi health group seasonal byte, and Navi health group hospicash.
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