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Health Insurance
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Sbi Health Insurance
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Sbi General Arogya Plus Policy
SBI General Insurance logo
SBI General Insurance

SBI General Arogya Plus

Highlights

Flat Premium for all ages
No Health Check-Up till 55 years*
No Capping on Room Rent, No Sub-Limits
OPD Benefits available
Coverage available upto 20 Lakh
Total cashless network hospitals 5703
66.08% Claim Settlement Ratio
Flat Premium for all ages
No Health Check-Up till 55 years*
No Capping on Room Rent, No Sub-Limits
OPD Benefits available
Coverage available upto 20 Lakh
Total cashless network hospitals 5703
66.08% Claim Settlement Ratio
family premium calculation
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Overview

SBI Arogya Plus Health Insurance Plan is a cost saving plan that beats the high hospitalization charges & medical inflation. In this plan, you can connect and get treatment from close to 4500 network hospitals. This policy comes with a lifetime renewal option. Read below to understand more in detail about the benefits of this plan. Less

SBI Arogya Plus Health Insurance Plan is a cost saving plan that beats the high hospitalization charges & medical inflation. In this plan, you can connect and get treatment from close to 4500 network hospitals. This policy comes with a lifetime renewal option. Read below to understand more in detail about the benefits of this plan.

Features of SBI General Arogya Plus

Key features to look for while selecting your health insurance plan
Sum Assured:
0%

Copay

Copay
Copay is the percentage of the claim amount that is borne by an insured person.
No limit on room rent

Room Rent

Room Rent
Room rent limit is the maximum amount of per day room charges that you can claim in case you get admitted to a hospital.
4 years

PED Waiting period

PED Waiting period
The amount of time you need to wait for, from the start of your policy, to be able to use the benefits in case of a particular disease

What is covered?

Sum Assured:
Pre hospitalization
60 days

Pre hospitalization

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What is Pre hospitalization
Medical expenses up to 60 days before admission will be covered.
Post Hospitalization
90 days

Post Hospitalization

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What is Post Hospitalization
Medical expenses up to 90 days after discharge will be covered.
Ambulance charges
Covered

Ambulance charges

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What is Ambulance charges
You can claim Rs. 1,500 per hospitalization up to a maximum of Rs. 1,500 for ambulance charges.
OPD
Covered

OPD

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What is OPD
Most plans only cover expenses when you are hospitalised, not for consultations or minor treatments as an outpatient. Coverage for such expenses is termed as 'Outpatient benefit'. This plan covers outpatient expenses of up to Rs 1,000.
Home hospitalization
Covered

Home hospitalization

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What is Home hospitalization
Treatment taken at home for any medical reason, if hospitalization is not possible. This is a rare scenario and is termed as 'Domiciliary Hospitalization'. In such a scenario, expenses of up to Rs 1,00,000 are covered in this plan.
Day Care
142 procedures upto S.I.

Day Care

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What is Day Care
Health insurance covers medical expenses only for hospitalizations exceeding 24 hours. Day care procedures refers to medical treatment undertaken in a hospital requiring less than 24 hours due to technological advancement. This plan covers listed day care procedures as mentioned in the policy wordings.
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What’s not covered

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Maternity
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Renewal Bonus
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Health checkup
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Hospital Daily Cash
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Restore benefits
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AYUSH Cover
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Organ Donor
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War related Injuries
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Cosmetic Surgery
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Lasik eye treatment
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Damage while driving under the influence of liquor or drugs
Compare, Buy and Renew Health Insurance Plans Online

Cashless network hospitals

You don’t have to pay a penny to get your treatment done in the network hospitals of SBI General Insurance.
Search for number of nearby cashless network hospitals in your area.
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5703
Network Hospitals in India
Search cashless hospitals in your area
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89

Eligibility criteria

AGE ELIGIBILITY

18 years
Adult
55 years
Max age bar

POLICY PERIODS

1
year(s)
2
year(s)
3
year(s)

AGE ELIGIBILITY

3 months
55 years
Max age bar

No. of Members Covered

4
Members
Upto 2
Adults
Upto 2
Children

Policy Periods

1 year(s) 2 year(s) 3 year(s)

Waiting period

After
4 years
You can claim for any pre-existing conditions after 4 years of the policy start date.
After
30 days
A 30 days cooling period for all claims except any arising out of accidental injuries

About SBI General Insurance

SBI General Insurance Company Limited started its operations as a joint venture between (SBI) State Bank of India & (IAG) Insurance Australia Group. SBI General Insurance offers a variety of insurance products raning from from Motor insurance, Health insurance, Personal Accident insurance, Travel insurance and Home Insurance in the retail space. Less

SBI General Insurance Company Limited started its operations as a joint venture between (SBI) State Bank of India & (IAG) Insurance Australia Group. SBI General Insurance offers a variety of insurance products raning from from Motor insurance, Health insurance, Personal Accident insurance, Travel insurance and Home Insurance in the retail space.

Other plans of SBI General Insurance

Arogya Supreme

Arogya Supreme Policy by SBI General Insurance is a comprehensive …
View Details

Arogya Sanjeevani

The SBI Arogya Sanjeevani Policy is introduced by the IRDAI. …
View Details

Arogya premier

SBI General Arogya Premier is a health insurance plan that …
View Details
family premium calculation
Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the more
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. less
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Types of Health Insurance

Health Insurance
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Mediclaim Policy
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Health Insurance for Senior Citizens
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Health Insurance for Parents
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Maternity Insurance
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Critical Illness Insurance
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Top Health Insurers
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family premium calculation
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Want Expert Advice?
Talk to our Insurance experts to choose the right plan as per your medical needs.
I hereby authorize Coverfox to communicate with me on the given number for my Insurance needs. I am aware that this authorization will override my registry under NDNC. Less
I hereby authorize Coverfox to communicate with me on the More
Thank you for scheduling a call with us! One of our Health Insurance experts will call you shortly.
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