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Hero Motocorp HF Bike Two Wheeler Insurance

It’s praiseworthy to know that a 3 decade old legacy of 100cc still continues with Hero HF. Designed for the common-man, Hero MotoCorp HF is a straightforward everyday motorcycle, which doesn’t even try to pretend to be a character that isn’t a part of its personality. Aptly designed body with a basic blend of subtle graphics and user compatibility forms a product that can sufficiently cater to the needs of a basic Indian commuter. Stacked on the lowest level in the company’s motorcycle portfolio, the HF comes in three different design trims: Dawn, Deluxe and Deluxe ECO.

How to buy/renew Hero Moto-corp HF Insurance?

  • Visit official website of coverfox.com
  • Click on bike
  • Enter your bike number and policy expiry date
  • If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
  • In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
  • Click on view quotes
  • Check on premium, coverage and other details
  • Enter bike owner details like name, email address, nominee name, date of birth, etc
  • Enter communication address and vehicle details
  • Make the payment and get policy instantly
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Types of Insurance to Buy for Hero Motocorp HF Bike

Comprehensive bike plan

  • A comprehensive two wheeler plan pays for a wide-ranging range of losses, injuries & damages in connection to the 3rd party. At the same time, all of these are also covered for the policyholder.
  • Even payments related to man-made activities along with natural disasters & thefts are also compensated for.
  • Total damages are also covered subject to terms and conditions of the policy.

3rd party bike plan

  • Pays only for losses, injuries, damages pertaining to the 3rd party
  • Pays only for hospitalization costs of the 3rd party individual.
  • Compensates only for liabilities of the third party.
  • Compensates a certain pre-decided amount on a third party’s death.

Add-ons

  • Zero Depreciation Rider: Also referred to as Nil Dep policy, this add-on endows you with the complete claim amount bypassing any deductions.
  • NCB Rider Add-on: This one makes sure that the policyholder doesn’t miss out on his or her discounts even if he spends a year filing claims.
  • Engine Rider: This policy takes care of the repairing aspects & replacement costs of any engine parts of your bike.
  • Passenger Protection: In case anyone is traveling with you on the bike & gets hurt, this policy takes care of their hospitalization expenses.
  • RTI Cover Rider: In case of a total loss of bike, this plan helps you get a complete payment which is equal to your bike’s full invoice value.
  • Roadside Rider: This plan comes in handy when you need any type of help in case of a bike breakdown or flat tire.
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Add-Ons for Insurance

Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover
Emergency Roadside Assistance
Emergency Roadside Assistance
Return to Invoice
Return to Invoice
Daily Allowance Benefit
Daily Allowance Benefit
EMI Protection
EMI Protection
Engine Protection Cover
Engine Protection Cover

What is covered under Hero Moto-corp HF Insurance?

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Fire & explosion
Covers damages caused to the bike in case of fire and explosion
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Theft
Covers total cost of your vehicle in case of theft
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Accidents
Damages caused due to accident are covered
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Natural and man-made calamities
Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered
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Personal Accident
Provides coverage in case of death or disability caused due to an accident
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What’s not covered under Hero Moto-corp HF insurance?

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Wear & tear
Normal wear & tear of the scooter is not covered
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Electrical or mechanical breakdown
Electrical or mechanical breakdown of the scooter is not covered
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Riding outside geographical limit
Riding the scooter and causing damages outside geographic limit is not covered
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Riding in intoxicated state
Riding under the influence of drugs or alcohol is not covered
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Policy inactivation
Claiming for damages during the time when policy is inactive
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Illegal activity
Using the scooter for any illegal activity and claiming for damages
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No driving license
Riding without a valid driving license and not abiding by the traffic rules is illegal

How to claim for Hero Motocorp HF Bike Insurance?

Two-wheeler insurance claim in case of theft of Hero Motocorp HF Bike

  1. Start by launching an FIR by going to a police station.
  2. After this step, connect with your agent or direct insurer & keep all insurance related docs ready.
  3. Submit the insurance company’s requested documents to the nearest insurance office branch. These docs include a report of FIR, claim file, keys & no trace document.
  4. If the bike goes missing and is nowhere to be found, you get an amount that equals your two wheeler’s current value of IDV.

Own-damage two wheeler insurance claim for Hero Motocorp HF Bike

  1. Connect with your agent or direct insurer within 2 days & inform them about the event.
  2. Proceed further by launching an FIR by going to a police station.
  3. Do not move the two wheeler from the location of the event or accident
  4. Then the insurance company will conduct an assessment and evaluation of damages or losses by sending an officer either at the garage or the accident spot.
  5. Post this, you’ll either be compensated via reimbursement or you may get cashless service

Third party two wheeler insurance claim for Hero Motocorp HF Bike

  1. Reach the local police station & inform them about the accident.
  2. FIR in such cases is absolutely mandatory.
  3. Connect with your agent or direct insurer within 2 days & inform them about the event.
  4. Collect the contact information of witnesses.
  5. Click some photos as evidence.
  6. Jot down 3rd party person’s details or insurance details if any.
  7. File a case in the special Motor Accident Claims Tribunal court.
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Key Specifications of Hero Motocorp HF Bike

SPECIFICATIONS DETAILS
Power 8 hp
Torque 8 Nm
Transmission 4-Speed
Acceleration (0-60 kmph) 9.3 seconds
Fuel Economy (kmpl) 66 kmpl

List Price of Variants of Hero Motocorp HF Bike

VARIANT PRICE
Hero HF Deluxe 100 61,510
Hero HF Deluxe Kick Start Drum Alloy Wheel 71,844
Hero HF Deluxe Self Start Alloy Wheel 77,282
Hero HF Deluxe Self Start Alloy Wheel All Black 78,370
Hero HF Deluxe Self Start Alloy Wheel i3S 79,076

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Add-Ons

Frequently Asked Questions

  • Q. My Hero bike insurance has already expired. Is vehicle inspection mandatory?

    • Yes it is mandatory- Fix up an appointment for the inspection of your Hero Moto bike. Do note; this can invite a nominal fee. If the insurance company chooses to offer you the coverage, you can make the payment and get the policy in hand. However, if you are lucky enough, inspection may not be mandatory.

  • Q. How does NCB work in case I buy a second-hand bike? Will I get No-Claim Bonus?

    • As a new owner it’s your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC. If you fail to do so and if you require raising a claim, the same will not be honored. For a favorable claim, the title on the RC of the two-wheeler and the insurance documents has to match. Also, please understand that the current owner can carry forward his existing No Claim Bonus (NCB) with him. He can use it to seek the premium discount if he purchases a new bike in future. Likewise, as a new owner, you will have to earn this bonus with each claim-free year. You can win a maximum of 50% discount on your own-damage premium with NCB.

  • Q. Is an online policy valid?

    • Yes-an online policy is very much valid. You can also renew your Hero Moto bike insurance policy with a debit/credit biked or even through net banking. Although, for expired policies you will have to contact us for an offline renewal process.

  • Q. Should I opt for a single year insurance plan or a long-term insurance plan?

    • You should opt for a long-term or multi-year two-wheeler insurance plan for your Hero bike to enjoy pure convenience and be completely stress-free. You can save on premiums, eliminates the hassles of yearly renewals, skip the paperwork and avoid the gap in coverage since you are insured for an extended period.

  • Q. Will I get reminder for policy renewals if I buy from Coverfox.com?

    • Yes, you will receive reminders via SMS and email on renewals if you have bought the policy from Coverfox.com.

  • Q. How is third-party insurance different from comprehensive two-wheeler insurance?

    • The third party bike insurance only covers your legal liability for any loss and damages to third party because of your bike. It will not cover you or your bike for any damages suffered. Whereas, a comprehensive bike insurance will cover your bike from instances of theft, fire and vandalism. It also protects from natural disasters such as cyclone, floods, earthquakes, or from civil disturbances such as riots, which damages your bike. A list of what perils are covered will be provided in the policy document. Make sure you go through the list to understand the protection being offered. Along with this, it also covers any legal liability arising due to the damages caused to any third party triggered by your bike.

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