Tork Kratos R Insurance

Owning a bike is not just about the thrill of the ride or the convenience of zipping through traffic. It's also about being prepared for the unexpected. Enter Tork Kratos R Bike Insurance – your safety net on the road. Here's why bike insurance is crucial and how you can navigate the claim process effortlessly.

Here are some specifications of Tork Kratos R Insurance.

Model Name	Riding Range	Weights in KG	POWER	Ex showroom price	Plans
Tork Kratos R	180 km	140 kg	4000 W	₹ 1.49 lac	View Plans

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Bike insurance isn't just a legal formality; it's an essential layer of financial protection. For owners of the dynamic Tork Kratos R, insurance safeguards against various on-road and off-road misfortune. From accidents and theft to natural calamities and third-party liabilities, a robust insurance policy ensures that you're covered against the unforeseen expenses that can arise from owning and riding a motorcycle.

• Comparison and Better Deals
• Instant Policy Issuance
• Lower Premiums
• Secure Payment Gateways
• Paperless Transactions and Environmental Benefits

• Registration certificate of your bike
• Details of your bike like chassis number, bike number, etc.
• Attested identity proof of the bike's owner (Aadhar, PAN card, driving license, passport)
• The driving license of the bike owner (attested)
• Passport size photographs.

When the unexpected happens, knowing the claim process can make all the difference. Here's a step-by-step guide to ensure you're well-prepared.

Step 1: Immediate Notification

• At the first sign of trouble, contact your insurance provider immediately. Quick notification is crucial for a smooth claim process. Make sure you have your policy number and relevant personal identification on hand.

Step 2: Documentation

• Gather all necessary documents, including a copy of the FIR in case of theft or third-party injury/damage, photographs of the damage, and your bike insurance policy details. Your insurer may also require a duly filled claim form and an estimate of the repair costs.

Step 3: Survey and Approval

• Once you've submitted your documents, an insurance surveyor will assess the damage. It's important to not undertake any repairs before this assessment, as it could affect your claim. After the evaluation, the surveyor will inform you about the claim approval and the extent of coverage.

Step 4: Repair and Reimbursement

• After approval, you can proceed with the repairs. Depending on your policy, you may opt for a cashless facility at an authorized garage or pay upfront and get reimbursed later.