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Compare & Buy TVS Ronin Bike Insurance Policy
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icon Two Wheeler Insurance icon Tvs icon Ronin

TVS Ronin Bike Insurance

The TVS Ronin is a modern neo-retro motorcycle designed for riders who want a balance of city comfort, touring capability, and stylish road presence. Powered by a refined 225.9cc oil-cooled engine and equipped with modern features like USD forks, dual-channel ABS, SmartXonnect connectivity, and Glide Through Technology (GTT), the Ronin has quickly become one of the most popular premium commuter motorcycles in India. With its premium styling and advanced features, protecting your bike with the right insurance policy becomes essential.

TVS Ronin Bike Insurance

Whether you ride daily in city traffic or enjoy weekend highway rides, TVS Ronin bike insurance helps provide financial protection against accidents, theft, natural disasters, and third-party liabilities. Bike insurance also ensures compliance with Indian motor insurance laws while helping reduce unexpected repair expenses.

TVS Ronin Bike Insurance Premiums

Compare multiple bike insurance plans online and choose coverage suitable for your TVS Ronin based on premium, add-ons, claim settlement support, and overall benefits.

TVS Ronin Variants IVD [1st Year] Zero Depreciation Net Premium [5 Years]
Ronin 225CC ₹1,19,820 ₹959 ₹12,888
Ronin DS Single Channel ABS ₹1,25,852 ₹1,007 ₹13,073
Ronin TRIPLE TONE ₹1,32,125 ₹1,057 ₹13,264
Ronin SS Single Channel ABS ₹1,16,720 ₹934 ₹12,793
Ronin TD Special Edition ₹1,38,160 ₹1,105 ₹13,449

Note: Insurance premiums vary depending on the variant, location, insurer, and add-ons selected. Please compare policies carefully before purchasing.

Specifications & Features of TVS Ronin

  • Powered by a 225.9cc oil-cooled, single-cylinder, 4-valve engine producing 20.4 PS power and 19.93 Nm torque, paired with a 5-speed gearbox with Assist and Slipper Clutch.

  • Delivers an approximate mileage of 40 - 42 kmpl and comes with a 14-litre fuel tank, making it suitable for both city commuting and long rides.

  • Features premium hardware including 41 mm USD front forks, rear monoshock suspension, 300 mm front disc brake, 240 mm rear disc brake, and dual-channel ABS with Rain and Urban ride modes.

  • Designed with neo-retro scrambler styling, block-pattern tyres, signature T-shaped LED headlamp, full LED lighting, and comfortable upright ergonomics.

  • Equipped with TVS SmartXonnect Bluetooth connectivity offering turn-by-turn navigation, voice assistance, ride analytics, and call/SMS alerts.

  • Comes with Glide Through Technology (GTT) for smoother low-speed riding in traffic, while offering a seat height of 795 mm, ground clearance of 181 mm, and kerb weight of around 159 to 160 kg.

Why Do You Need TVS Ronin Bike Insurance?

Bike insurance is mandatory under Indian law and helps protect TVS Ronin owners from major financial losses. It covers accident repairs, theft, third-party liabilities, and damages caused by natural or man-made disasters like floods, fire, and riots. Insurance also provides peace of mind while riding by reducing unexpected expenses.

How to Buy Two Wheeler Insurance for TVS Ronin

Buying TVS Ronin bike insurance online is a simple and hassle-free process. Before purchasing the policy, keep documents like your bike’s registration certificate (RC), previous insurance details (if any), bike number, and personal ID proof ready for faster policy issuance.

  • Visit Coverfox and enter your TVS Ronin bike details.

  • Select the bike make, model, variant, and registration year.

  • Choose your bike’s RTO location for accurate premium calculation.

  • Select the preferred insurance type such as third-party, comprehensive, or standalone own-damage policy along with suitable add-on covers.

  • Compare insurance premiums, coverage benefits, and claim support offered by different insurers.

  • Choose a suitable insurer and insurance plan based on your coverage requirements and budget.

  • Complete the payment securely through the available online payment options.

  • Download the digital copy of your TVS Ronin bike insurance policy instantly after successful payment.

Types of TVS Ronin Bike Insurance Policies

  • Third-Party Bike Insurance

  • Third-party bike insurance is mandatory in India and covers legal and financial liabilities arising due to injury, death, or property damage caused to others by your TVS Ronin. However, it does not cover damages to your own bike.

  • Comprehensive Bike Insurance

  • Comprehensive bike insurance covers both third-party liabilities and damages to your own TVS Ronin caused by accidents, theft, fire, floods, and natural disasters. It offers wider protection and is recommended for premium motorcycles.

  • Standalone Own Damage Insurance

  • Standalone own damage bike insurance covers repair expenses for your own TVS Ronin due to accidents, theft, or disasters. This policy is available only if you already have separate third-party insurance coverage.

Coverage Under Bike Insurance for TVS Ronin

Covered Under TVS Ronin Insurance Not Covered Under TVS Ronin Insurance
Third-party liabilities Normal wear and tear
Own damage coverage Mechanical or electrical breakdowns
Theft protection Riding without a valid licence
Fire and natural disaster damage Drunk driving or illegal racing
Personal accident cover Consequential damages
Man-made damages like riots and vandalism Consumables unless add-on cover is purchased

Add-On Covers for TVS Ronin Bike Insurance

You can enhance your TVS Ronin bike insurance policy with add-on covers for improved financial protection and riding convenience. Popular add-ons include Zero Depreciation Cover to reduce depreciation deductions during claims, Engine Protection Cover for engine-related damages caused by water ingression or oil leakage, and Roadside Assistance Cover for emergency support like towing and breakdown assistance.

Riders can also opt for Return to Invoice Cover to recover the bike’s invoice value in case of theft or total loss, No Claim Bonus (NCB) Protection to retain bonus benefits after claims, and Consumables Cover for expenses related to engine oil, lubricants, nuts, bolts, and similar consumable parts.

Zero Depreciation Cover No Claim Bonus Cover Roadside Assistance Cover
Return to Invoice Cover Consumables Cover Engine Protection Cover
Passenger Assistance Cover Personal Accident Cover

Disclaimer: *Premiums starting from ₹457 are indicative for third-party bike insurance for select models and may vary based on vehicle specifications, location, and insurer.

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FAQs on TVS Ronin Bike Insurance

  • Q. What is the engine capacity of the TVS Ronin?

    • The TVS Ronin is powered by a 225.9cc oil-cooled, single-cylinder engine that delivers strong city and highway performance.

  • Q. What is the starting price of TVS Ronin bike insurance?

    • Third-party bike insurance for the TVS Ronin generally starts from around ₹1,500, while comprehensive plans may start from approximately ₹6,000 depending on the variant, location, IDV, and add-ons selected.

  • Q. Is comprehensive insurance recommended for TVS Ronin?

    • Yes, comprehensive insurance is recommended for the TVS Ronin as it covers both third-party liabilities and damages to your own bike caused by accidents, theft, fire, and natural disasters.

  • Q. Does TVS Ronin insurance cover theft?

    • Yes, theft coverage is available under comprehensive and standalone own-damage bike insurance policies.

  • Q. Which add-ons are useful for TVS Ronin bike insurance?

    • Popular add-ons for the TVS Ronin include Zero Depreciation Cover, Engine Protection Cover, Roadside Assistance, Return to Invoice Cover, and NCB Protection.

  • Q. Can I renew expired TVS Ronin insurance online?

    • Yes, you can renew an expired TVS Ronin bike insurance policy online, although some insurers may request a bike inspection before approval.

  • Q. Does TVS Ronin come with dual-channel ABS?

    • Yes, the TVS Ronin is equipped with dual-channel ABS along with Rain and Urban ride modes for improved riding safety.

  • Q. What is the mileage of the TVS Ronin?

    • The TVS Ronin offers an approximate mileage of 40 - 42 kmpl depending on riding style, road conditions, and maintenance.

  • Q. Is third-party bike insurance mandatory for TVS Ronin?

    • Yes, third-party bike insurance is legally mandatory in India under the Motor Vehicles Act for all two-wheelers, including the TVS Ronin.

  • Q. What documents are required to buy TVS Ronin bike insurance online?

    • You generally need the bike registration certificate (RC), previous insurance details, bike number, and identity proof to purchase or renew the policy online.

  • Q. What is covered under comprehensive TVS Ronin insurance?

    • Comprehensive insurance usually covers accident damages, theft, fire, natural disasters, third-party liabilities, and personal accident cover.

  • Q. What is not covered under TVS Ronin bike insurance?

    • Bike insurance generally does not cover normal wear and tear, mechanical breakdowns, drunk driving, illegal racing, or damages caused outside policy terms.

  • Q. Can I transfer my No Claim Bonus (NCB) to a new insurer?

    • Yes, you can transfer your accumulated No Claim Bonus (NCB) when switching your TVS Ronin bike insurance policy to another insurer.

  • Q. How is the insurance premium for TVS Ronin calculated?

    • The premium depends on factors like the bike variant, registration city, IDV, age of the bike, add-on covers selected, and claim history.

  • Q. Why should I buy TVS Ronin bike insurance online?

    • Buying bike insurance online allows you to compare multiple insurers, get better premium quotes, choose add-ons easily, and receive instant policy issuance digitally.

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