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The Renault Kwid is a popular entry-level hatchback known for its modern SUV-inspired styling, compact footprint, and exceptional fuel efficiency, making it a highly practical choice for urban commuting. Designed to navigate narrow city roads and busy traffic with ease, it offers first-time car buyers and small families an affordable yet stylish personal mobility solution. Its blend of high ground clearance, contemporary tech features, and cost-effective maintenance has made it a standout performer in the budget car segment.
Securing a comprehensive policy for this vehicle provides critical financial protection against unexpected risks like road accidents, theft, natural disasters, and third-party liabilities. By opting for the best car insurance plan tailored to your budget and driving habits, you safeguard yourself against expensive repair bills and ensure complete peace of mind on every journey. Comprehensive coverage also helps maintain the long-term value of your hatchback while fulfilling the mandatory legal requirements for driving on public roads.
| Variant of Renault Kwid | Insured Declared Value | Zero Depreciation | Net Premium |
|---|---|---|---|
| 1.0 CAPTAIN AMERICA AMT BS VI | ₹3,42,420 | ₹1,008 | ₹10,549 |
| RXT SCe | ₹3,22,800 | ₹1,170 | ₹11,868 |
| RXE Radio Option | ₹2,38,213 | ₹953 | ₹9,564 |
| AMT RXL BS VI | ₹2,82,035 | ₹1,132 | ₹10,055 |
| RXT AMT ESI BS VI | ₹3,52,355 | ₹1,138 | ₹10,072 |
| RXT Anniversary Edition BS VI | ₹3,25,200 | ₹1,180 | ₹10,177 |
| RXT Climber BS VI | ₹3,36,901 | ₹1,251 | ₹12,175 |
| Climber MT | ₹4,89,155 | ₹1,271 | ₹15,860 |
| Evolution MT | ₹4,65,405 | ₹1,210 | ₹15,447 |
NOTE: The Renault Kwid insurance premiums mentioned above are indicative and may vary based on location, driving history, and other factors. Please contact your insurer for an accurate quote.
There are three main types of car insurance plans available for the Renault Kwid in India:
This is the basic, legally mandatory insurance policy required to drive your Kwid on Indian roads. It compensates for financial liabilities arising from third-party bodily injuries, permanent disability, death, or property damage caused by your car. However, it provides no financial compensation or repair coverage for any damage sustained by your own Kwid.
This plan is designed specifically for vehicle owners who already hold an active, long-term third-party liability policy. It pays for repair costs or loss incurred from accidents, theft, fire, vandalism, and natural calamities like floods or storms. It gives you the flexibility to secure dedicated protection for your own car without repurchasing third-party coverage.
This is an all-inclusive policy that combines third-party liability and Own Damage coverage under a single plan. It safeguards your Renault Kwid against external damages, accidents, environmental hazards, theft, and third-party claims simultaneously. It is the most recommended option for complete financial protection and total peace of mind on every journey.
The Renault Kwid is an entry-level hatchback that combines SUV-inspired styling with smart technology, practical space, and high fuel efficiency for everyday urban driving.
Powered by a 1.0L 3-cylinder SCe petrol engine delivering 68 PS power and 92.5 Nm torque, available in both 5-speed manual and 5-speed AMT (Easy-R) transmissions.
Delivers an official ARAI fuel efficiency of up to 22.3 kmpl, making it highly economical for daily urban driving.
Features an 8-inch MediaNAV touchscreen infotainment system equipped with wired Apple CarPlay and Android Auto connectivity.
Equipped with an LED digital instrument cluster, steering-mounted audio controls, front/rear power windows, and a 279-litre boot space.
Showcases SUV-inspired design cues including C-shaped LED DRLs, split headlamp setup, integrated roof rails, and bold front grille detailing.
Offers a class-leading 184 mm ground clearance and 14-inch wheels with dual-tone flex covers for easy navigation over rough roads.
Built with essential safety features including dual front airbags (up to 6 airbags on higher trims), ABS with EBD, and Electronic Stability Control (ESC).
Includes driver assistance tools like Traction Control (TCS), Tyre Pressure Monitoring System (TPMS), and a rear parking camera with sensor assistance.
The Renault Kwid is an entry-level hatchback that combines SUV-inspired design, compact dimensions, and efficient performance, making it a popular choice for city driving.
| Specification | Details |
|---|---|
| Engine Type | 1.0L SCe (Smart Control Efficiency), 3-Cylinder Petrol |
| Engine Displacement | 999 cc |
| Max Power | 68 PS (67 bhp) @ 5500 rpm |
| Max Torque | 92.5 Nm @ 4250 rpm |
| Transmission Options | 5-Speed Manual / 5-Speed AMT (Easy-R) |
| ARAI Mileage | 21.46 kmpl (MT) / 22.3 kmpl (AMT) |
| Overall Length | 3,731 mm |
| Overall Width | 1,579 mm |
| Overall Height | 1,474 mm |
| Wheelbase | 2,422 mm |
| Ground Clearance | 184 mm |
| Seating Capacity | 5 Persons |
| Boot Space | 279 Litres |
| Fuel Tank Capacity | 28 Litres |
| Tyre Size | 165/70 R14 |
| Brakes | Front Disc / Rear Drum |
Add-on covers are optional extensions that can be attached to a comprehensive policy to eliminate out-of-pocket expenses for specific repair scenarios and depreciation costs.
Zero Depreciation Cover: Ensures full reimbursement for replaced car parts without deducting standard depreciation costs during collision repairs.
Engine & Gearbox Protection: Covers repair expenses for internal engine damage and gearbox failure caused by waterlogging or lubricant leakage.
Roadside Assistance (RSA): Provides 24/7 emergency support, including breakdown towing, battery jump-starts, flat-tyre assistance, and fuel delivery.
Consumables Cover: Pays for non-reusable service materials like engine oil, brake fluids, coolants, nuts, and bolts used during repairs.
Return to Invoice (RTI): Reimburses the full ex-showroom price and registration costs of your car in the event of theft or total damage.
No Claim Bonus (NCB) Protect: Preserves your earned renewal discount on premiums even after you file a claim during the policy term.
Buying insurance for your Renault Kwid is important for several key reasons:
Under the Motor Vehicles Act, carrying at least valid third-party insurance is legally mandatory to drive your Kwid on Indian roads without incurring heavy fines or penalties.
Despite the Kwid's cost-effective maintenance, accidental damage repair especially involving fiber bumpers, body panels, and lights can create significant unexpected expenses that a policy absorbs.
Protects you from severe financial and legal liabilities if your car causes damage to someone else's vehicle, property, or causes bodily injuries to a third party.
Offers financial reimbursement up to your car's Insured Declared Value (IDV) if your hatchback is stolen or severely damaged by floods, storms, fires, or vandalism.
Allows you to attach optional covers (like Zero Depreciation or Roadside Assistance) to avoid out-of-pocket costs and secure instant breakdown assistance wherever you travel.
Claiming insurance for your Renault Kwid online via Coverfox is a simple, assistance-driven digital process.
Intimate Claim: Register the claim online via the Coverfox portal
Upload Documents: Submit digital copies of your RC, DL, policy document, damage photos, and FIR (if required) through Coverfox or the insurer portal.
Surveyor Inspection: Allow the assigned surveyor to complete a physical or self-video assessment before initiating any vehicle repairs.
Choose Settlement: Opt for cashless repairs at a recommended network garage or pay upfront at a non-network workshop for reimbursement.
Track & Settle: Track the claim progress online until direct garage payment or bank account transfer is completed.
At minimum, third-party car insurance is mandatory for a Renault Kwid in India. You can also opt for comprehensive insurance for broader protection against accidents, theft, natural calamities, and other covered risks.
The premium depends on factors such as the Kwid's variant, age, location, IDV, coverage, add-ons, and the policyholder's claim history. Comparing quotes from different insurers can help you find a suitable premium.
A comprehensive policy generally covers third-party liability as well as damage to your Kwid caused by accidents, theft, fire, natural calamities, and other covered events, subject to policy terms and exclusions.
Yes. You can compare car insurance plans online, select the coverage and add-ons you need, provide the required details, and purchase or renew the policy digitally.
Enter your existing policy and vehicle details, compare available plans, select your preferred coverage, review the premium, and complete the renewal payment online.
Zero depreciation cover may be available for eligible Renault Kwid policies. It can reduce the impact of depreciation deductions on certain replaced parts when you make an eligible own-damage claim, subject to the policy's terms and limits.
A comprehensive policy generally covers theft of the insured vehicle, subject to the policy terms and conditions.
Yes. The vehicle's age can affect factors such as its IDV and own-damage premium. Older vehicles generally have a lower IDV because of depreciation.
Yes, an eligible No Claim Bonus can generally be transferred when you replace your vehicle, subject to the insurer's terms and applicable documentation.
