Tata Car Insurance

Tata Motors Limited, a USD 42 billion organization, is a preeminent global automobile company with a profile that includes a broad range of cars, sports vehicles, buses, trucks and defense carriers. The prominent Tata mark can be spotted on and off-road across 175 countries around the globe.

Tata's Sales, Service, Dealership, and Spares network covers over 3,500 touch points with more than 250 dealerships.

Tata Motors is a division of the USD 100 billion Tata group established by Jamsetji Tata in 1868. Tata Motors is India’s biggest automobile business. The company boasts of a real legacy of competent leadership concerning customer-centricity and technology. The new passenger cars launched by the group are designed for superior convenience, connectivity, and performance.

Top 5 most insured Tata models

Tata Nano

The Tata Nano is a city car produced by Tata Motors. Manufactured and sold in India, Tata Nano was initially launched at a cost of one lakh rupees which has eventually risen with time. Intended to entice India's sprouting middle classes to keep them away from two-wheelers, it gained much publicity.The Nano is a 38 PS car with a two-cylinder 624 cc rear engine. It adheres to Bharat Stage 4 Indian Emissions Standards, which are roughly equivalent to Euro 4. The Tata Nano provides a fuel efficiency of around 25.35 kmpl.
To buy or renew Tata Nano Car Insurance, please click here

Tata Indica

The Tata Indica is a hatchback that's available in many variants and with both petrol and diesel engine options. The model has been through various upgrades which have now ironed out most of its weak spots. The Indica's strength lies in the incredible cabin space, and this has led it to find a huge taking in the taxi and fleet market. Competitive pricing and the convenience of getting repaired at any local workshop/garage have supplemented to its reputation amongst the Indian customers.With an enhanced 1.4L CR4 diesel engine, an unbelievable mileage of 25 kmpl and impressive interiors, it’s all-in-one package you would want in a car.
To buy or renew Tata Indica Car Insurance, please click here

Tata Indigo

The Indigo model has been discontinued but currently,Tata Indigo eCS is being sold in Indian market. The Indigo CS (compact-sedan) was introduced in 2008, as a crossover between a sedan and a hatchback, while being referred to as the sedan. It was basically intended to attract buyers who solicited for a low-priced "3-box" car at the cost of a hatchback. At launch, the Indigo CS was the smallest sedan in the world, with a length of 3,998 mm. The 260-liter trunk looked stocky if viewed from the side. The Indigo CS maintained most of the features of the 2007 Indigo and both—the 4-cylinder petrol engine and 1.3L TDI turbocharged diesel engine adhered to Bharat Stage-III emission norms.Tata Indica eCS is proved to provide an impressive mileage of around 25 kmpl.
To buy or renew Tata Indigo eCS Car Insurance, please click here

Tata Manza

The Indigo Manza was introduced on 14 October 2009. It coincided with the curtailing of the 2007 Tata Indigo and categorizing of the Indigo XL as a taxi car. The Indigo Manza highlights an improved feature-set, comprising ABS with EBD, front SRS airbags, an audio system installed into the dashboard, electronic climate control, leather upholstery, diamond-cut alloy wheels, and a 500-liter trunk. The car is bigger than the 2007 Indigo in all ambit. Tata Manza offers an incredible fuel efficiency. The petrol version of Manza provides a mileage of 12.2 kmpl on the city roads and 15.1 kmpl on the highways respectively. Similarly, the diesel engine offers a mileage of 13.8 kmpl in the city and 18.2 kmpl on the highways.
To buy or renew Tata Manza Car Insurance, please click here

Tata Safari Dicor

Until Indica was launched, Tata Motors was focussing on making utility carriers like the Sumo, Sierra and later on succeeded by the Safari towards the second half of 1990-2000. Tata had then introduced its Safari with a 2.0-litre turbocharged diesel engine that delivered 90bhp.Tata Motors also offered an option of 2.1-litre, 135bhp petrol engine on its Safari. However, it failed to impress many consumers due to its poor mileage. With complaints about Safari being under-powered, Tata re-introduced the Safari with a 3.0-litre DiCOR engine, taking the engine block from Tata 407 and presenting it a with a standard rail valvetrain. Today, the Tata Safari comes with a 2.2-litre DiCOR engine with a fantastic mileage of around 13.9 kmpl.
To buy or renew Tata Safari Car Insurance, please click here

Why Is It Important to Insure Your Tata Car

  • Covers for any damages/losses caused to the third party

  • Comprehensive coverage for your own car.

  • Benefits of cashless transactions through network garages.

  • Protection for your car against theft, natural calamities, fire etc.

Essentials about Insurance for your Tata

Third-party Liability Insurance:
  • Covers bodily injury and /or death of third party
  • Property damage to third party
Comprehensive Coverage
  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants
What car insurance covers for your Tata car
  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover
What car insurance does not cover for your Tata car
  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Third-party liability cover
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils

Protect Your Tata Thoroughly with These Worthy Add-ons

Choose The Right IDV
ZERO DEPRECIATION COVER

A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.

Avail No Claim Bonus
ENGINE PROTECTION

If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your car’s engine in case it is damaged due to submersion in water.

Install security devices
NO CLAIM BONUS PROTECTION

Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.

Become AAI Member
PASSENGER COVER

The Passenger Cover protects the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.

Trim your Tata Car’s Premium with these Discounts

  • NO CLAIM BONUS

    You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.

  • INSTALLATION OF SECURITY DEVICES

    If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.

  • MEMBERSHIP OF AAI

    A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.

  • ACCIDENT COVER

    If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.

FAQs
Frequently Asked Questions

How will the engine’s CC affect my car insurance premium?

The total volume of all the cylinders in the car’s engine added together in cubic centimeters (cc) or liters. This has a direct impact on third-party premium. Driving a car that has a high engine CC will have more power and travel faster as it as a great mileage. The risk here is greater as compared to driving a vehicle with low engine CC (with less horsepower and limitation on speed). Higher the cubic capacity, higher is the risk. And if the risk is high, the insurance premium would be more.

What happens if I mistake my car’s variant while filing the details for car insurance?

In such a case, you can notify your insurance company or insurance broker along with your Registration Certificate copy. The requested changes will be incorporated, and you’ll be issued a letter of endorsement for the changes.

What if I had provided wrong policy information?

If it all you have provided wrong policy information, you can contact the insurance company. You can also shoot us a mail to help@coverfox.com, by requesting the endorsement changes and sending the relevant documents as proof.