- About Coverfox
Mahindra and Mahindra Limited (M&M) is an Indian multinational auto manufacturing organization headquartered in Mumbai, Maharashtra. It is one of the prominent vehicle producers in India and the highest manufacturer of tractors across the world. It is a division of Mahindra Group having primary competitors such as Tata Motors, Maruti Suzuki, Ashok Leyland, etc. in the Indian market.
Mahindra & Mahindra operates in more than 100 countries and employ more than 200,000 people.
Today, Mahindra offers a full portfolio — electric carriers to SUVs, pick-ups to massive commercial vehicles. Their vehicles function on the roads in more than 70 countries worldwide. Mahindra intends to create top-notch R&D; facilities in India and the US, and along with their group company, SsangYong Motors of South Korea, they endeavor to build a leading global mobility brand.
The Mahindra XUV 500 is a mid-size, SUV manufactured by Mahindra & Mahindra. It was designed and refined at Mahindra's design and vehicle-build center in Nashik and Chennai and is produced at Mahindra's Chakan & Nashik plant. Its design is motivated by the fastest land animal, the cheetah.The XUV500 can reach a top speed of 178 km/h with an acceleration of 0–60 km/h in 5.4 seconds and 0–100 km/h in 12.5 seconds. Its fuel mileage is 16 kmpl on highways and 13.8 kmpl on the city roads.
The Mahindra Xylo is an MUV designed and produced by Mahindra & Mahindra. The Xylo was introduced in India on 13 January 2009 at Nashik. Four variants, D2, D4, H4, and H8, are presently available. More than 3,000 units of Xylo were sold within the first month of its launch. With its best-in-class 2nd & 3rd row space, the Xylo is the roomiest MUV around. The new 'comfort suspension', premium interior theme, plush upholstery and a flexible 60:40 third row are few of the features that take the Xylo to all new heights. Its brand-new powerful mHAWK Engine gives incredible power of (120 PS) & Torque (280 NM). Clubbed with convenience, elegance and ultimate safety mechanism, Xylo offers an efficient mileage of 12 kmpl.
The Mahindra Scorpio was the first SUV from the company built for the global market. The car has been the recipient of three prestigious Indian awards—the "Car of the Year" award from Business Standard Motoring and the "Best SUV of the Year" and the "Best Car of the Year" awards, both from BBC World Wheels. The mHawk Diesel engine holds a capacity of 2.2 L with 4-cylinders that deliver 120hp. The mHawk uses a top-mounted intercooler to upgrade turbocharger capability. The engine is based on the Bosch Common Rail operation system with solenoid injectors and fuel spray pattern that enhances fuel efficiency. The mHawk is installed with a two chain drive stage system and hydraulic lash adjusters.Mahindra Scorpio delivers an efficient fuel mileage of 15.37 making it one of the most preferred choices of India.
The Mahindra Bolero is a 4-wheel drive off-road vehicle manufactured by Mahindra & Mahindra. The basic layout is based on Mahindra's Armada Grand.A feature-rich car fit for any road—the Bolero has been India’s no.1 UV for six successive years. With all the sufficient power and durability of a traditional UV and the handling ease of a modern car, the Bolero remains ultimate in style and performance. A five-speed manual transmission complements Bolero's motor. The car employs the benefits of the DI engine with modern common-rail technology, thus improving the mileage. The Mahindra Bolero has an ARAI certified fuel competency of 15.96kmpl.
The Mahindra Quanto is a mini SUV conceptualized and manufactured by Mahindra & Mahindra Limited. It's the only vehicle in its category offering chassis developed for sturdy design. It's quieter and calmer with added road noise insulation and smooth reparability. The Quanto's shield is supported with an Anti-lock Braking System, along with EBD, making it safe and secure for any driving conditions. It's the only sub-4metre automobile with 5+2 seating, making it perfect for the chaotic city traffic. The sporty, modern granite theme throws a splash of energy to its interior. The extremely stable and efficient engine produces a power of 100 PS and 240 Nm torque with higher fuel mileage (for an SUV) of 17.2Kmpl.
Covers for any damages/losses caused to the third party
Comprehensive coverage for your own car.
Benefits of cashless transactions through network garages.
Protection for your car against theft, natural calamities, fire etc.
A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.
If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your car’s engine in case it is damaged due to submersion in water.
Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.
The Passenger Cover protects the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.
You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.
If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.
A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.
If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.
How will the engine’s CC affect my car insurance premium?
The total volume of all the cylinders in the car’s engine added together in cubic centimeters (cc) or liters. This has a direct impact on third-party premium. Driving a car that has a high engine CC will have more power and travel faster as it as a great mileage. The risk here is greater as compared to driving a vehicle with low engine CC (with less horsepower and limitation on speed). Higher the cubic capacity, higher is the risk. And if the risk is high, the insurance premium would be more.
What happens if I mistake my car’s variant while filing the details for car insurance?
In such a case, you can notify your insurance company or insurance broker along with your Registration Certificate copy. The requested changes will be incorporated, and you’ll be issued a letter of endorsement for the changes.
What if I had provided wrong policy information?
If it all you have provided wrong policy information, you can contact the insurance company. You can also shoot us a mail to firstname.lastname@example.org, by requesting the endorsement changes and sending the relevant documents as proof.