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Volkswagen Car Insurance

Volkswagen India Pvt Ltd.—a subsidiary of the Volkswagen Group India was founded in 2007. It has a production plant in Chakan, Maharashtra which is competent of producing 200,000 vehicles per annum. Besides Volkswagen vehicles, this plant also manufactures Škoda Rapid of Škoda Auto India Private Limited.

Vehicles produced by the group include Volkswagen Jetta, Polo, Vento & Ameo.

Volkswagen Group Sales India Pvt. Ltd. has an extensive dealer network in India for the sale of products made by Volkswagen India Pvt. Ltd. Volkswagen India has around 119 showrooms and 113 service centers across the nation.

Top 5 most insured Volkswagen models

Volkswagen Polo

Since its launch, the Volkswagen Polo has been delighting generations across the world. Over the years, the much-loved German-engineered hatchback has been redesigned and reimagined several times to be smarter, bolder, and sportier. The Polo is one of the world’s favorite cars with exhilarating power, stunning colors, and sporty design.Its 1.5L TDI engine is a powerhouse with a 4-cylinders coupled with a 5-speed manual transmission. The engine is also available in a power-studded 1.2L MPI Petrol option and is tailor-made with uncanny precision to get the maximum power out of minimum consumption. Volkswagen Polo provides an incredible mileage of 18 kmpl for Manual Transmission Diesel variant, 14 kmpl for Petrol variant and 15 kmpl for Automatic Transmission Petrol variant.

Volkswagen Vento

The Volkswagen Vento is a subcompact car manufactured by Volkswagen India, the ancillary of the German auto manufacturer Volkswagen, since 2010. It is basically a three-box Volkswagen Polo with an extended wheelbase and has been produced primarily for some markets including India. The additional wheelbase allows more rear legroom than the hatchback, 50mm extra wheelbase, and 500-liters of boot space. The car is available in three variants in India—Trendline, Comfortline, and Highline. The Petrol Highline also comes in automatic option. Particularly admired for its build quality, Volkswagen has been very popular and quite active in the Indian market.The Volkswagen Vento Petrol variant gives a fuel mileage of 12.5 kmpl on city roads and about 15.8 kmpl on highways. Volkswagen Vento Diesel variant provides a mileage of about 16 kmpl in the city and nearly 20 kmpl on the highways.

Volkswagen Jetta

The Jetta is high on features, performance and most importantly, space. With storage available in the huge 510-litre boot, foldable rear seats, cup holders and even inside the front armrest, there's enough room for everything.Safety is of prime concern to Jetta. With a whole six-airbag system that offers maximum protection to both driver and passengers along with Electronic Differential Lock (EDL), ABS, Electronic Stabilisation Programme (ESP), and Traction Control, Jetta offers split-second responses in a critical driving condition. The parking sensors come handy in the most challenging of parking situations.The mileage of Volkswagen Jetta Manual Transmission Diesel variant is 17 kmpl. For Petrol variant it is 12 kmpl while for Automatic Transmission Diesel variant, it is 14 kmpl.

Volkswagen Passat

Currently discontinued model, however, Volkswagen is expected to launch the new Passat GTE in January 2017.

Volkwagen Ameo

The Volkswagen started Ameo as a compact sedan in Indian markets on 5th of June 2016. Made and sold in India as a sedan, it is presented as "German engineering with an Indian soul". The Ameo is manufactured under 'Make in India' scheme. Volkswagen Ameo is laid out amazingly with smart exteriors and comfortable interiors with German technology. The company badge installed on the front grille, front dual-beam headlamps, and fog lamps give svelte looks to its front. Side profile displays tail lights at the rear, chic alloy wheels, and electrically manageable wing mirror with turn indicator makes the Volkswagen Ameo exceptional.Volkswagen manufactured the Ameo with a 1.2-Litre (1198cc) engine that transmits the power of 74bhp@5400rpm and peak torque of 110Nm@3750rpm with the help of a 5-speed manual gearbox. This compact sedan can deliver a mileage of 15 kmpl on city roads and 17 kmpl on the highway.

Why Is It Important to Have Insurance For Volkswagen Car Through Coverfox?

  • Covers for any damages/losses caused to the third party

  • Provides comprehensive coverage for your own car

  • Offers cashless transactions through network garages

  • Get end to end claims assistance

Essential Information about Insurance for your Volkswagen Car

Third-party Liability Insurance:
  • Covers bodily injury and /or death of third party
  • Property damage to third party
Comprehensive Coverage
  • Third-party coverage
  • Loss and damage to the vehicle due to accident, theft, natural calamities, etc.
  • Personal accident cover for the occupants
What is covered under a Comprehensive Car Insurance?
  • Loss or damage caused by natural calamities
  • Total loss because of fire, explosions or an act of terror
  • Total loss because of theft
  • Personal accident cover which could include passengers also
  • Own-damage cover
  • Third-party liability cover
What is not covered under a Comprehensive Car Insurance?
  • Normal Wear and Tear and Electrical or Mechanical Breakdowns
  • Damage to Tyres (unless vehicle also damaged)
  • Driver without a Valid Driving License
  • Driving under the influence (DUI) of intoxicants such as liquor or drugs
  • When the vehicle is used for any illegal purpose
  • Usage outside geographical limits
  • Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials
  • Nuclear Wars and Perils

Increase Protection of Volkswagen Car with these Add-ons

Choose The Right IDV

A Zero Depreciation Cover, commonly known as Nil Depreciation Policy, covers for a full claim for plastic, rubber, glass or fiber parts.

Avail No Claim Bonus

If you live in one of those areas that are prone to heavy rainfall, this cover is a must for you. It protects you against the expenses involved in the repair of your car’s engine in case it is damaged due to submersion in water.

Install security devices

Your cautious driving earns you a 20%-50% No Claim Bonus on your own-damage premium for every successful claim free year. However, once you claim, your discounts will be reset to zero. The NCB Protection add-on helps you to retain your discount even if you make some smaller claims as per the policy terms.

Become AAI Member

The Passenger Cover protects the passengers traveling in the car financially against death or disability due to an accident. This cover starts from Rs.10,000 and can go higher depending on the insurance company, and the payout differs as per the nature and intensity of the injury.

Trim your Comprehensive Car Insurance Premium with these Discounts


    You are eligible for a NCB discount on your own-damage premium for every claim-free year. It starts with 20% for the first year and can go as high as 50% over 5 consecutive claim-free years. The best part is you can retain this discount, even if you wish to sell the current car and purchase a new one.


    If your car is fitted with ARAI approved anti-theft devices, you are eligible for an additional discount up to 2.5% on your own-damage premium.


    A membership to any of the recognized Automobile Associations of India can fetch you an extra discount.


    If you are in the noble profession of teaching or employed in Govt. Services, you are entitled for an additional discount on your own-damage car insurance premium.

FAQs on Volkswagen Car

How will the engine’s CC affect my car insurance premium?

The total volume of all the cylinders in the car’s engine added together in cubic centimeters (cc) or liters. This has a direct impact on third-party premium. Driving a car that has a high engine CC will have more power and travel faster as it as a great mileage. The risk here is greater as compared to driving a vehicle with low engine CC (with less horsepower and limitation on speed). Higher the cubic capacity, higher is the risk. And if the risk is high, the insurance premium would be more.

What happens if I mistake my car’s variant while filing the details for car insurance?

In such a case, you can notify your insurance company or insurance broker along with your Registration Certificate copy. The requested changes will be incorporated, and you’ll be issued a letter of endorsement for the changes.

What if I had provided wrong policy information?

If it all you have provided wrong policy information, you can contact the insurance company. You can also shoot us a mail to, by requesting the endorsement changes and sending the relevant documents as proof.