ESIC Login - Access Your Benefits, Claims, and More

The Employee’s State Insurance Corporation (ESIC) is a key social security organisation in India. This initiative provides health insurance and medical benefits to workers and their family. ESIC covers a wide range of benefits that includes sickness benefits, maternity, disability, injury during employment and unemployment support. The ESIC portal is a digital platform for both employees and the employer giving benefits to both. Employees enjoy medical and health insurance benefits without the hassle of claim delays and employers get reduced paperwork and errors with compliance tracking. Let’s go over what ESIC means and how it works.

The Employees’ State Insurance Corporation (ESIC) is a statutory body that works under the Ministry of Labour and Employment, Government of India. It is an online platform that helps employees and employers register for the Employee’s State Insurance (ESI) scheme, returns filing, and get different other benefits. The ESI Scheme provides medical, maternity, disability, and dependent benefits to employees. It reduces the paperwork stress on the employer while making sure employers are fulfilling their ESIC duties. ESIC also provides real-time status updates, making claim delays and bureaucratic corruption negligible.

Both employees and employers must meet certain criteria to be eligible for ESIC:

For Employees:

• Monthly Gross Salary: ₹21,000 or less (₹25,000 for persons with disabilities).

• Must be employed in a non-seasonal, organised sector establishment covered under the ESI Act.

• Automatically eligible once employed in an ESI-registered company.

• Contributions: Employee: 0.75% of wages Employer: 3.25% of wages

For Employers:

• Any establishment (factory, shop, hotel, cinema, educational or medical institution) with 10 or more employees (in some states, threshold is 20).

• Must register with the ESIC portal and regularly contribute

The ESIC ensures financial and healthcare benefits to employees. This initiative has the following key benefits:

Medical Benefits

Free and complete medical care for employees and their dependant families across the 165 ESI hospitals and 1574 dispensaries.

Sickness Benefit

70% of the wages paid for up to 91 days in a year during certified sickness, subject to contribution conditions.

Maternity Benefit

Paid leave for pregnant insured women for up to 26 weeks, which can be extendable on medical advice.

Disability Benefit

• Temporary Disability: 90% wages until recovery.
• Permanent Disability: 90% wages as monthly pension based on the extent of disability.

Dependent Benefit

90% wage as pension to family members in case of death due to employment injury or occupational hazard.

Funeral Expenses

A lump sum of ₹15,000 to the dependents for funeral costs.

Rehabilitation Services

Support for insured persons undergoing vocational rehabilitation due to disability.

Unemployment Allowance (Rajiv Gandhi Shramik Kalyan Yojana)

For insured persons who lose employment involuntarily due to closure or retrenchment.

The Employee State Insurance Corporation Scheme is an online platform that centralizes and streamlines all administrative processes and makes it easily accessible for both employees and employers. Here are the key features and services offered by ESIC Scheme:

For Employers:

• Online Registration: Facilitates the digital registration of establishments under the ESI Act.

• Employee Management: Enables the addition and management of insured employees' details.

• Compliance Reporting: Simplifies the submission of returns and compliance documents.

• Integration with Shram Suvidha Portal: Provides a unified interface for various labour law compliances.

For Employees:

• Access to Personal Information: Employees can view their personal details and contribution history.

• Benefit Claims: Facilitates online submission and tracking of claims for various ESI benefits.

• e-Pehchan Card: Provides a digital identity card for accessing medical and cash benefits. (Also called ESI card)

• Dispensary Selection: Allows insured persons to select or change their preferred dispensary online. ​

An employer must register online in the ESIC Scheme to avail its benefits. Here is the process for registering for an ESIC Scheme:

Step 1: Visit the ESIC Portal

Go to the official website: www.esic.gov.in

Step 2: Access the Registration Page

Click on the "Employer Login" section and then select "Sign Up" for registration.

Step 3: Fill in Company Details

Enter your organisation’s name, address, type of establishment, PAN, and other required details.

Step 4: Upload Required Documents

Upload the necessary documents required to the website.

Step 5: Receive User Credentials

After verification, you will receive a unique 17 Employer Code and login credentials.

Step 6: Login & Complete Registration

Log in using your new credentials. Enter employee details and select the type of unit from the drop-down menu, and complete the registration process.

Step 7: Complete the payment to finalize the registration

After giving all the details and documents, make the necessary payment online and avail the ESIC Scheme.

Step 8: Receive the registration letter

After 6 months of contribution payment, you will receive a confirmation letter for registration on ESIC.

After registration is done, the ESIC login process for Employer is pretty simple:

• Go to the Official ESIC Portal

• Click on 'Employer Login'

• Enter the 17 digit unique employer code received at the time of registration as username, and enter password.

• You will be logged in and redirected to the dashboard where you can access employee records, reports and contributions.

Once the employer registers the employee at the ESIC Portal, he/she can login to the website using their insurance number. They will be referred to as an “Insured person" rather than an employee. Here is the login process for employees:

• Go to the Official ESIC Portal

• Click on “Insured Person Login”

• Enter the insurance number as username and password

• You will be logged in and redirected to a page where you can check personal details, medical benefits and claim statuses.

The following documents are required to register under the ESIC scheme:

• Registration Certificate under the Factories Act or Establishment and Shops Act

• Registration Certificate for a company/partnership/firm

• Address proof

• Company's Memorandum and Articles of Association

• Employee list with their contribution details

• Cancelled Cheque from company’s bank account

• List of shareholders

• PAN card (of the business)

• Attendance list of all employees

The following type of establishments can avail the benefits of the ESIC Scheme (Employers):

Factories

• Engaged in manufacturing processes

• Employ 10 or more workers

Establishments under the Shops and Establishments Act, such as:

• Shops, Hotels, Restaurants

• Cinemas, Road Transport Services

• Educational Institutions (Private)

• Medical Institutions (Private Hospitals & Clinics)

• Newspaper Establishments

Threshold for Employee Count:

• 10 or more employees in most states

• In some states, the threshold is 20 employees

Below are the steps to file ESIC returns

• Visit the ESIC Portal- Go to the official website of ESIC

• Log in to Employer Account- Use your employer credentials to access the ESIC dashboard.

• Go to ‘Returns’ Section- Navigate to the “File Return” option available in the employer dashboard.

• Enter Contribution Details- Provide information such as: Total number of insured employees, Contribution details (employee and employer share) and Wages paid during the return period

• Upload Required Documents- Include certified copies of salary statements, attendance records, and other wage-related documentation if requested.

• Submit and Acknowledge- After reviewing all details, click “Submit”. You will receive an acknowledgement receipt, which should be kept for future reference.

Here are a few common problems and their solutions that users face on the ESIC online portal

Login Issues

• Problem: Incorrect credentials or server timeout

• Solution: Use the "Forgot Password" option or try after clearing browser cache. Ensure correct captcha is entered.

Error in Employee Details

• Problem: Mistakes in name, gender, DOB, or Aadhaar linkage

• Solution: Submit a correction request through the employer login or contact the nearest ESIC branch office with supporting documents.

Unable to Generate E-Challan

• Problem: Technical glitches or missing contribution data

• Solution: Re-check wage data, ensure all employee entries are correct, and retry after refreshing the session.

Delayed E-Pehchan Card Generation

• Problem: Card not generated even after successful registration

• Solution: Download the e-Pehchan card manually from the employer portal or contact your regional ESIC office.

Claim Rejection

• Problem: Incomplete documentation or incorrect claim details

• Solution: Review rejection reason, re-submit the claim with correct documents, or approach ESIC helpdesk for guidance.

Dispensary Not Allotted

• Problem: Insured person not assigned a medical facility

• Solution: Update dispensary details through the employer or employee login under the “Change Dispensary” section.

In a case where the user cannot solve the problem or require technical/customer support, they can contact ESIC helpline through:

• ESIC Toll-Free Number: 1800-11-2526

• Email Support: esic-helpdesk@esic.in

• They can also check ESIC offline branches near their areas (Get address through ESIC Portal)