Know all about Pradhan Mantri Matriva Vandana Yojana health insurance on Coverfox.com
Malnutrition has crippled a vast majority of Indian women across rural and semi-urban areas. A significant portion of rural Indian women suffer from undernourishment and anemia. Poor nutrition has drastic effects on childbirth. An undernourished mother almost gives birth to a low birth weight baby. This ultimately results in poor health of the infant and the mother too. In order to address this problem, the Prime Minister of India, launched the Pradhan Mantri Matru Vandana Yojana.
Pradhan Mantri Matru Vandana Yojana (PMMVY) or Pradhan Mantri Matritva Vandana Yojana, was formerly known as Indira Gandhi Matritva Sahyog Yojana (IGMSY).
Note: All information has been sourced from the official website of Ministry of Women and Child Development. Pradhan Mantri Matru Vandana Yojana is a social welfare maternity benefit programme implemented by the Ministry of Women and Child Development under the provisions of National Food Security Act, 2013. The programme is run by the Government of India and was introduced in 2016.
| Programme Commencement | 2016, covers all districts across India. |
| Why Start Pradhan Mantri Matritva Vandana Yojana (PMMVY) | To provide direct cash benefit to pregnant and lactating women of 19 years of age or above for the first live birth. |
| Premium | There is no premium payable as it is a direct cash transfer to the beneficiary’s account. |
| Government Undertaking | Yes |
The Features of Pradhan Mantri Matritva Vanadana Yojana are:
In order to provide adequate rest to women before and after delivery of the first child, the scheme provides partial compensation for the wage loss in terms of cash incentive.
The cash benefit is aimed at improving the health of Pregnant Women and Lactating Mothers (PW& LM).
The scheme covers all Pregnant Women and Lactating Mothers, excluding PW&LM who are in regular employment with the Central Government or the State Government or PSUs.
This plan is designed for pregnant Women and Lactating Mothers who have their pregnancy on or after 01.01.2017 for first child in family.
The date and stage of pregnancy for a beneficiary would be counted with respect to her LMP date as mentioned in the MCP card.
In case of Miscarriage/Still Birth, a beneficiary can claim the benefits only once. This includes any remaining installments for future pregnancies. After receiving first installments, the beneficiary can claim the 2nd and 3rd installments for any future pregnancies.
In case of infant mortality, the girl will not be eligible for claiming benefits under the scheme, if she has already received all the instalments of the maternity benefit under PMMVY earlier.
Pregnant and Lactating AWWs/ AWHs/ASHA may also avail the benefits under the PMMVY.
The Benefits of Pradhan Mantri Matritva Vanadana Yojana are:
The mother is entitled to a cash incentive of ₹5,000 in three installments. The first instalment of Rs 1000/ - on early registration of pregnancy at the Anganwadi Centre (AWC) / approved Health facility, second instalment of Rs 2000/ - after six months of pregnancy on receiving at least one ante-natal check-up (ANC) and third instalment of Rs 2000/ - after child birth is registered and the child has received the first cycle of BCG, OPV, DPT and Hepatitis - B, or its equivalent/substitute.
Eligible beneficiaries also include women under Janani Suraksha Yojana (JSY) for Institutional delivery. The incentive received (₹6,000 per woman) under JSY is for maternity benefits.
Installments
| Installment | Conditions | Amount |
|---|---|---|
| First Installment | Early Registration of pregnancy | ₹1,000/- |
| Second Installment | Received at least one ANC (can be claimed after 6 months of pregnancy) | ₹2,000/- |
| Third Installment | i. Child Birth is registered
ii. Child has received first cycle of BCG, OPV,DPT and Hepatitis-B or its equivalent/substitute |
₹2,000/- |
Targeted Beneficiaries of PMMVY
Under the ‘Pradhan Mantri Matru Vandana Yojana’ (PMMVY) scheme, a cash incentive of Rs. 5,000 is paid out to the Bank or Post Office Accounts of pregnant women and lactating mothers. This, however, shall only be payable for the first live birth, subject to fulfilling specific conditions relating to Maternal and Child Health. The scheme cannot be availed by pregnant women and lactating mothers who are in regular employment with the Central Government, State Governments or PSUs. The PMMVY programme has been in force from 1st January 2017.
The National Health Policy 2017 is a social health care policy which aims at achieving universal health coverage and delivering quality health care services to all at affordable cost. It was approved by the Prime Minister Shri Narendra Modi in 15.3.2017.
As per the Union Cabinet, Government of India, ‘The main objective of the National Health Policy 2017 is to achieve the highest possible level of good health and well-being, through a preventive and promotive health care orientation in all developmental policies, and to achieve universal access to good quality health care services without anyone having to face financial hardship as a consequence’.
There is no online method for the beneficiary to register directly. The eligible women are required to register under the scheme at the Anganwadi Centre (AWC)/ approved Health facility depending upon the implementing department for that particular State/UT.
What is the Online Procedure to Claim Maternity Benefits under PMMVY?
For the purpose of availing maternity benefits, those who are eligible have to register under the PMMVY scheme. This can be done at an Anganwadi Centre or approved health facility, depending on the implementing department for that respective State/UT. The beneficiary would need to fill up the prescribed form for registration, claim the instalment and hand over the same at the Anganwadi Centre or approved health facility.
What is the Offline Procedure to Claim Maternity Benefits under PMMVY?
Individuals also have the option of downloading the prescribed form from the PMMVY Software (https://pmmvycas.nic.in). Here, the entity simply needs to log in with respective scheme facilitator’s login credentials.
Form 1 series pertains to registration and claiming various instalments of maternity benefit under the programme. This series comprises of:
| Instalment | Condition | Amount |
|---|---|---|
| First Instalment | Early Registration of Pregnancy | Rs. 1,000 |
| Second Instalment | Received at least one ANC (to be claimed after 6 months of pregnancy) | Rs. 2,000 |
| Third Instalment | - Childbirth is registered
- Child has received first cycle of immunizations of BCG, OPV, DPT and Hepatitis B or its equivalent/substitute |
Rs. 2,000 |
Source: Pradhan Mantri Matru Vandana Yojana Manual
The schemes under the Umbrella ICDS are:
★ Anganwadi Services Scheme
★ Pradhan Mantri Matru Vandana Yojana
★ National Creche Scheme
★ POSHAN Abhiyaan
★ Scheme for Adolescent Girls
★ Child Protection Scheme
The schemes for Women Empowerment are:
★ Beti Bachao Beti Padhao Scheme
★ One Stop Centre Scheme
★ Women Helpline Scheme
★ UJJAWALA : A Comprehensive Scheme for Prevention of trafficking and Rescue, Rehabilitation and Reintegration of Victims of Trafficking and Commercial Sexual Exploitation
★ Working Women Hostel
★ Ministry approves new projects under Ujjawala Scheme and continues existing projects
★ SWADHAR Greh (A Scheme for Women in Difficult Circumstances)
★ Support to Training and Employment Programme for Women (STEP)
★ NARI SHAKTI PURASKAR
★ Awardees of Stree Shakti Puruskar, 2014 & Awardees of Nari Shakti Puruskar
★ Awardees of Rajya Mahila Samman & Zila Mahila Samman
★ Mahila Shakti Kendras (MSK)
★ NIRBHAYA
★ Mahila police Volunteers
★ Mahila E-Haat
The Official Contact Details of PMMVY Are:
The Pradhan Mantri Matritva Vandana Yojana is an excellent initiative undertaken by the Government of India. Not only does it provide cash benefits to the mother, but it also provides additional cash benefit till the child has received all its initial immunization vaccines. This is a good initiative as most of the women in rural areas do not have access to healthcare, hence end up being undernourished and anemic. Women under this plan are entitled to cash benefits before and after the delivery of the first child.
How can I download Mantri Matritva Vandana Yojana (PMMVY Form, PMMVY Form 1-A) Application From?
The prescribed form(s) can be obtained from the AWC/ approved Health facility free of cost. The form(s) can also be downloaded from the website of the Ministry of Women and Child Development (http://wcd. nic.in).
What is the aim of Pradhan Mantri Matritva Vandana Yojana (PMMVY)
The aim of Pradhan Mantri Matritva Vandana Yojana (PMMVY) is to provide cash benefits to pregnant and lactating women, so that, both the child and mother are in a good state of health.
Can I download (PDF Application) Pradhan Mantri Matru Vandana Yojana (PMMVY) In Hindi?
Yes, you can download the application form in any desired language.
How to Apply for PMMVY?
For the purpose of registration, an entity is required to fill up and submit Form 1 A (Application For Registration Under PMMVY And Claim For First Instalment). The information that needs to be provided in this form includes - Beneficiary Details, Husband Details, Address (Present Residence Address), Details of Bank / Post Office Account, etc. Some of the documents that need to be submitted along with Form 1 A are Copy of MCP Card, Card/Identity Proof, Copy of Aadhaar, Copy of Bank/Post, Office Account and Passbook.
It is essential to note that the beneficiary will have to apply for benefits under the PMMVY Scheme within 730 days from Last Menstrual Period date (as found in the MCP card). If the LMP date is not available, the individual will need to apply within 460 days from the date of child birth. Taking into consideration the fact that only government hospitals have authority to register and update the MCP Card, those individuals who avail services from private hospitals cannot claim the PMMVY benefit. MCP card details are mandatory in order to claim any instalment under PMMVY.
