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A car is one of the most prized possessions of the family. Hence, it becomes all the more important to invest in a car insurance plan on a timely basis so as to protect it from all risks that it might be subjected to. ICICI Lombard is a trusted insurer that provides some of the best car insurance plans in the market. ICICI Lombard’s car insurance plan protects your car against third party personal liability as well as provides own damage cover that ensures your damages are covered without you having to break a sweat.
ICICI Lombard Insurance cover protects your vehicle against:
Third Party Personal Liability covers you against:
Own Damage Cover protects against the loss due to:
To supplement the coverage offered by the basic car insurance policy, ICICI Lombard offers add-on features at additional premium. Below are listed few:
Zero Depreciation Cover: This add-on makes you entitles you to claim the entire amount for the replacement of damaged parts of your car.
Garage Cash: With this add-on policy holder can request to compensate for the inconvenience caused while his/her car is being repaired.
ICICI Lombard car insurance offers specific discounts that can significantly trim your premiums.
NCB discount: Can be availed on own damage premium depending on the number of consecutive claim free years.
Installing Anti-Theft devices: Anti-theft devices, approved by ARAI, attracts extra discounts on the premium.
Membership of AAI: Membership of any Automobile Association of India wins brownie points.
Opting for Voluntary Deductions: Higher you opt for the Voluntary Excess, lower will be your premium.
While ICICI Lombard Car insurance policy is designed to provide adequate coverage against any ill-fated eventualities, there are certain scenarios that are excluded from the coverage. Below are listed few:
Intimate the claim on ICICI Lombard's Helpline 1800-2666.
For cashless service, you need to get your car repaired at a garage within the network of ICICI Lombard.
If you wish to opt for reimbursement of expenses, you will need to get the car repaired, settle the costs and then claim for reimbursement.
Note: Do not initiate any repairs to your car before the survey/inspection by the insurance company.
Backed by a strong brand like ICICI, ICICI Lombard General Insurance is one of the market leaders in the insurance segment. With quick and reliable customer service clubbed with convenient and easy claims processing, the company surely deserves to be in the top 3 list. The car insurance plan offered is very comprehensive and when supplemented with appropriate add-on features can definitely secure your financial future in case of any unfortunate mishap ensuring a complete peace of mind.
What is meant by ‘endorsement’?
An endorsement is a document that comprises of the alteration(s) in the car insurance policy, as mutually agreed upon by the insurer and the policyholder. It serves as a written proof of the changes made in the policy terms and conditions.
What is meant by Roadside Assistance cover?
Roadside Assistance cover (RSA) offers policyholders certain benefits when the insured car is stranded due to reasons like a breakdown, accident, etc. On being contacted, the insurer will arrange for services such as vehicle towing, repairing of flat tyres and car parts, arranging for fuel, etc. as per the policy terms.
What facilities can I avail with the ‘Roadside Assistance’ feature under ICICI Lombard Car Insurance?
The following are the benefits offered by ICICI Lombard Car Insurance:
You can call on the Toll-free number 1800 2666 and follow the IVR instructions to know more about the ‘Roadside Assistance’ feature of ICICI Lombard Car Insurance.
Can I renew my ICICI Lombard car insurance online?
Yes, you can renew your ICICI Lombard car insurance online through their official website. The renewal can be done 60 days before the date of expiry of the existing policy. In case your ICICI Lombard car insurance policy has already expired, the insurer will assign a professional surveyor to inspect your vehicle. The policy is renewed only after a thorough examination of the insured car, and verification of the necessary documents.