Mysore or Mysuru, the cultural capital of Karnataka, is home to famous palaces and gardens in India. Being a tourist hotspot, Mysore sees a number of visitors from all around the country and the world every year. With over 163 hospitals spread across the Mysore district (Mysore District Website) and 1,400+ healthcare facilities, access to health care is readily available in Mysore - but the out-of-pocket expenses are still quite high, and not everyone can afford it. Unless you have health insurance, paying for healthcare facilities will take a toll on your wallet in Mysore, shifting your focus from health to finances.
Here are the common health issues that people of Mysore face:
Just 15 confirmed cases from Jan 1 to May 21 in 2025 in Mysuru district, with no fatalities reported this year to date. In comparison, the same period in 2024 saw 252 cases, and 69 Chikungunya cases (2025 dropped to 38 cases). (National Health Mission).
Under the “Gruha Arogya” initiative, door-to-door screening of 1.36 million adults (age 30+) identified around 150,000 individuals with hypertension in the Mysuru district.
Under the National Health Mission’s NCD project, approximately 1.37 million adults aged 30+ were screened: 130,000 individuals (≈11%) were found to have diabetes.
Among school-aged adolescents (10–19 years), obesity prevalence was 5% based on BMI. Overweight prevalence was 9.8%, but body fat percentage-based estimates showed 17.1% obese and 19.4% over‑fat individuals (Study conducted on school children in 2022).
Surveying 400 rural children in 2023 found that the prevalence of ARI: 68.3%, 65% experienced at least one ARI episode within six months (Children aged 1–3 years most affected) (Study on Acute Respiratory Infection in Children).
Buying health insurance is not a luxury, but a necessity in Mysore. Here are the reasons to buy health insurance online in Mysore:
As the city of Mysore is developing, inflation has also been increasing. A standard visit to the hospital will lead to bills that can cost you thousands in an instant. Without health insurance, paying for these bills will burden your financial well-being.
Insurers provide access to their network of empanelled hospitals across Mysore, wherein you can get access to quality medical facilities. Along with it, you can enjoy the benefit of cashless claims through a network of hospitals, focusing on your recovery rather than carrying around cash.
Health insurance can now be bought online in Mysore, from brokers like Coverfox. The process has been made even easier and simpler. Get instant health insurance quotations and policy issuance through Coverfox with the comfort of your chair.
Coverfox has an excellent support staff that will help you with your queries regarding health insurance policies. Also, during claims, you can approach the support staff of your insurer for an easier process.
Prevalence of lifestyle diseases like hypertension, diabetes and obesity is on the rise in Mysore, due to a sedentary lifestyle and bad eating habits. On the other hand, waterlogging and potholes have given rise to an increase in vector-borne diseases like dengue and malaria. Treatment for these diseases can be expensive, and can also be covered under health insurance if opted for such plans.
The pollution rate in Mysore is worsening day by day. Historically, AQI trends show seasonal fluctuations: from 53 in 2020 to 79 in early 2025, indicating mild deterioration over recent years (AQI.in). Pollution leads to a plethora of health hazards and diseases like asthma, COPD, bronchitis, and other waterborne diseases like diarrhoea, jaundice, etc.
Health insurance plans in Mysore include:
This type of insurance covers an individual person only.
Customise your base insurance plan with add-ons like Room Rent Waiver, OPD Cover, Accidental Disability Cover, etc.
Available for severe diseases like strokes, organ failure, cancer, etc.
An insurance plan available specially for the elderly and aged people.
This type of coverage plan covers health insurance for your entire family.
Inclusions and Exclusions of Health Insurance in Mysore are:
| Inclusions | Exclusions |
|---|---|
Add-ons: Optional and customisable |
Injuries due to war, terrorism, or hazardous activities |
Claim Process: Easy cashless transactions through network hospitals or reimbursement process |
Non-medical expenses like toiletries or administrative charges |
Facility Benefits: Covers room rent, pre- & post-existing diseases (as per terms), organ donor expenses, and free health check-up |
Illnesses during the initial waiting period (30–90 days) |
Hospital & Treatment Expenses: Includes daycare procedures, maternity expenses, OPD cover, ICU charges, and ambulance charges |
Cosmetic surgeries and aesthetic treatments |
Pre & Post Hospitalisation (30 to 60 days) |
Dental and oral treatments (unless due to an accident) |
Sum Insured: ₹5 lakh to ₹6 crore |
Pre-existing conditions during the waiting period |
Tax Benefits: Under Section 80D |
Substance abuse-related complications |
In Mysore, you can get health insurance online through Coverfox by:
NOTE: You can ask for a call from Coverfox to help and guide you in buying a health insurance policy. Just click on “Call me” to connect to an excellent support staff.
Renew your health insurance online in Mysore by following these steps:
The following documents are required for buying or renewing health insurance online in Mysore:
You can make cashless or reimbursement claims in Mysore against your health insurance.
These tips will help you find the best possible health insurance policy in Mysore:
Health insurance should be able to cover your entire cost of treatment - that’s ideal. If you have less sum-insured amount, health insurance won't be able to cover all expenses, resulting in out-of-pocket expenses for the policyholder. In Mysore, based on healthcare costs for treatments at hospitals, you should have at least:
These are just assumptions made on the current healthcare costs in Mysore.
NRIs can purchase individual or family health insurance in Mysore. To avail the benefits of health insurance, they need to be present in Mysore. On the same note, the family of the NRI residing in Mysore can enjoy healthcare benefits from the insurance policy if they have a family floater plan. Also, NRIs can enjoy tax benefits on buying health insurance in Mysore.
The key benefits of Health Insurance in Mysore include:
Under the Income Tax Act Section 80D, yes, you are eligible for tax benefits for buying health insurance in Mysore.
The best health insurance policy covers all major and common diseases in Mysore, and has enough sum insured amount to cover the cost of treatments if required.
You should have at least ₹5-₹10 lakh insured in Mysore.
Yes, you can buy multiple or even bundle health insurance plans in Mysore.
Yes, you can buy individual and family floater plans in Mysore.
No, there is a waiting period before you can claim your health insurance plan in Mysore.
There is no specific limit, as long as it is under the sum insured amount in the policy.
Yes, Coverfox is an excellent website to buy health insurance online from.
