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icon Two Wheeler Insurance icon Ather Energy icon 450x Electric Scooter
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Ather 450x Electric Scooters insurance

Ather Energy is one of the most popular Indian electric motor companies in India that started in the year 2013. The company is founded by Swapnil Jain & Tarun Mehta. Ather Energy mainly manufactures the Ather 450 plus & the Ather 450X, which are two very popular electric scooters. The plus point is Ather Grid, which is the company's own established vehicle charging infrastructure for electric vehicles across the country. Two wheeler insurance is mandatory in India.

Top Bike Insurance Plans in June 2025

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Reliance General Insurer
Amount Covered: ₹ 1 Lakh
Deal Price: ₹ 2,094 / Year
Waiting period: 4 yrs

Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.

How to buy/renew Ather 450x Scooter Insurance?

  • Visit official website of coverfox.com
  • Click on bike
  • Enter your bike number and policy expiry date
  • If you are not sure of bike number, enter the bike name, bike registration RTO and previous policy expiry date
  • In case if you have bought a new bike, click on bought a new bike and enter bike model and variant
  • Click on view quotes
  • Check on premium, coverage and other details
  • Enter bike owner details like name, email address, nominee name, date of birth, etc
  • Enter communication address and vehicle details
  • Make the payment and get policy instantly

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Types of Insurance to Buy for Ather 450x

Comprehensive Bike Plan

  • This plan covers all third party liabilities & damages along with your own damages.
  • Even losses caused by man-made or natural calamities & even theft is covered.
  • If your bike is stolen or totally damaged, you’ll still get your bike’s full market value.

Third party insurance

  • Covers only third party liabilities & injuries.
  • Pays for the hospitalization treatment cost of the 3rd party.
  • Pays for any legal liabilities with regards to the third party.
  • Pays compensation in case of the third party person’s death

Add-ons

  • Zero depreciation Add-on: An add-on that offers you the complete claim amount skipping any deductions.
  • NCB protection: Even if you raise a claim, this add-on protects your NCB benefits.
  • Engine Cover Add-on: Anything pertaining to the replacement or repair of your bike’s engine is covered.
  • Passenger Add-on: Pays for any injuries sustained by the person accompanying you on your bike.
  • RTI Cover: If your bike is stolen or completely damaged, you get the complete amount that’s specified in the bike’s invoice value.
  • Roadside assistance Add-on: This add-on is of great help especially in an emergency situation while traveling when your bike breaks down.

Add-Ons for Your Ather 450x Electric Scooter Insurance

Zero Depreciation Cover
Zero Depreciation Cover
No Claim Bonus Cover
No Claim Bonus Cover
Emergency Roadside Assistance
Emergency Roadside Assistance
Return to Invoice
Return to Invoice
Daily Allowance Benefit
Daily Allowance Benefit
EMI Protection
EMI Protection
Engine Protection Cover
Engine Protection Cover

What is covered under Ather 450x Scooter Insurance?

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Fire & explosion
Covers damages caused to the bike in case of fire and explosion
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Theft
Covers total cost of your vehicle in case of theft
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Accidents
Damages caused due to accident are covered
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Natural and man-made calamities
Natural disasters like flood, storms or man-made calamities like vandalism, terrorist attack, etc are covered
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Personal Accident
Provides coverage in case of death or disability caused due to an accident
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What’s not covered under Ather 450x Scooter insurance?

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Wear & tear
Normal wear & tear of the scooter is not covered
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Electrical or mechanical breakdown
Electrical or mechanical breakdown of the scooter is not covered
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Riding outside geographical limit
Riding the scooter and causing damages outside geographic limit is not covered
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Riding in intoxicated state
Riding under the influence of drugs or alcohol is not covered
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Policy inactivation
Claiming for damages during the time when policy is inactive
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Illegal activity
Using the scooter for any illegal activity and claiming for damages
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No driving license
Riding without a valid driving license and not abiding by the traffic rules is illegal

How to claim for Ather 450x Bike Insurance?

Two-wheeler insurance claim in case of theft of Ather 450x

  1. File an FIR by visiting the nearest station & inform about your bike’s theft
  2. Call up your insurer after you’re done filing the FIR. Do this within a day or two & keep your policy no. & registration information handy.
  3. You’ll be required to provide docs like FIR copy, claim form, original bike keys & reports of no trace to your insurer.
  4. In a worst case scenario if your two wheeler isn’t found, the insurer will provide you with a claim amount which will be equal to your bike’s IDV.

Own-damage two wheeler insurance claim for Ather 450x

  1. Contact your insurer with a day or two & inform them about the accident
  2. File an FIR by visiting the nearest station
  3. Don’t shift the bike from the spot of accident unless & until you’ve informed the insurer & the police.
  4. The insurer will send a person to conduct a proper survey at the spot of accident or garage to evaluate the damage.
  5. Depending on where your bike is repaired, you’ll either get a cashless service or reimbursement. This is subjected to the network garages of the insurer.
  6. Your claim amount will depend on your cover & repair expenses.

Third party two wheeler insurance claim for Ather 450x

  1. Inform the local police about the accident.
  2. File an FIR by visiting the nearest station as it’s mandatory in case of 3rd party insurance.
  3. Contact your insurer in a day or two max.
  4. Jot down the contact details of all the witnesses in your support.
  5. Click photos if possible as it will serve as an evidence.
  6. Collect the other party’s insurance details.
  7. Make a case registration under the special Motor Accident Claims Tribunal court. Ensure that the place where the accident took place falls under their jurisdiction.
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Specifications of Ather 450x Electric Scooter

SPECIFICATIONS DETAILS
Transmission Type Automatic
Max Torque NA
Kerb Weight 111.6 kg
Front Brake and Rear Brake Disc
Fuel type Electric
Wheels Alloy
Battery 3.7 kWh

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List Price of Variants of Ather Energy - Electric Scooters

VARIANT PRICE
450 Plus Gen 3 1.28 Lakhs
Gen 3 1.49 Lakhs

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Frequently Asked Questions

  • Q. How much does the Ather Energy Electric Scooter weight?

    • 111.6 kilograms

  • Q. What’s the body type of the Ather Energy Electric Scooter?

    • Electric

  • Q. Does the Ather Energy Electric Scooter have tubeless tires?

    • Yes, it contains tubeless tires.

  • Q. What’s the on-road price of variant Ather 450X Gen 3 as of 2022?

    • It’s Rs.1,23,405/- in Delhi. This on-road price comprises the insurance & RTO charges & even the ex-showroom price, RTO and insurance charges.

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