Royal Enfield Bullet Insurance

The dream bike of almost every Indian, the roar of the engine that clearly embark its presence, yes the Royal Enfield Bullet is one of the ruling bikes in India from over 50 years.

This bike has the longest production run so far

Royal Enfield Bullet is one of the most popular motorcycles among Indian bike enthusiasts. Since its launch in 1932, the Royal Enfield Bullet has been successful across generations. It boasts of laid-bare engine, hand-crafted chrome and hand-painted pinstripes. The two-wheeler, which was initially a four-valve engine with exposed valve-gear, has evolved to an all-alloy unit construction engine with electronic fuel-injection.
Note: All information has been sourced from the official website of Royal Enfield.

Royal Enfield Bullet Specifications


TypeSingle Cylinder, 4 stroke, Twinspark, Aircooled
Displacement 346cc
Bore x stroke70mm x 90mm
Compression Ratio 8.5 : 1
Maximum Power19.8 bhp @ 5250 rpm
Maximum Torque28 Nm @ 4000 rpm
Ignition System Transistorised Coil Ignition
ClutchWet, multi-plate
Gearbox5 Speed Constant Mesh
LubricationWet sump
Engine Oil 15 W 50 API, SL Grade & above, JASO MA 2
Fuel Supply 29mm, Constant Vacuum Carburettor
Air CleanerPaper Element
Engine Start Electric/Kick

Chassis & Suspension

TypeSingle downtube, using engine as stressed member
Front suspension Telescopic, 35mm forks, 130mm travel
Rear suspensionTwin gas charged shock absorbers with 5-step adjustable preload, 80mm travel


Wheelbase 1370 mm
Ground Clearance135 mm
Length 2140 mm
Width810 mm (Without Mirrors)
Height 1120 mm (Without Mirrors)
Kerb Weight187 Kg (with 90% Fuel and Oil)
Fuel Capacity 13.5 Ltr

Brakes & Tyres

Tyres Fr.3.25 x 19
Tyres Rr. 3.25 x 19
Brakes Front 280mm Disc, 2-Piston caliper
Brakes Rear153mm Drum, Single Lead Internal Expanding


Electrical System12 volt – DC
Battery12 volt, 8 Ah
Head Lamp2V, HS1- 35/35 W, HALOGEN
Tail Lamp12V, P21/5W
Turn Signal Lamp 12V, R10W X 4nos

Royal Enfield Bullet Features

The salient features of this bike are:

  1. Single Channel ABS
  2. Analogue Speedometer
  3. Passenger Footrest
  4. Low Fuel Warning Lamp
  5. Digital Tachometer
  6. Transistorised Coil Ignition
  7. Chain Drive

List of Model/Variants

The Royal Enfield Bullet comes in the following model/variants:

  1. Bullet 350
  2. Bullet 350 ES
  3. Bullet Trials Works Replica 350
  4. Bullet 500
  5. Bullet Trials Works Replica 500

Royal Enfield Price in India

VariantEx-Showroom Price (Rs.)
Bullet 350 ABS 40 Kmpl, 346 cc1,21,380
Bullet 350 ES ABS 40 Kmpl, 346 cc1,35,613

Note: The prices may vary from state to state and are subject to change.

Types of Insurance for Royal Enfield Bullet

Third-party Liability Insurance:

  • Covers bodily injury and /or death of a third party
  • Property damage to a third party
  • Personal Accident cover for owner driver

Comprehensive Insurance

  • Third-party liability coverage
  • Loss and damage to the two-wheeler due to accident, theft, natural calamities, etc.
  • Personal Accident cover for the owner-driver

Benefits of Royal Enfield Bullet Insurance

The benefits of having a bike insurance plan are:

  1. Coverage for any damages/losses caused to a third party.
  2. Comprehensive coverage for your own two-wheeler.
  3. Coverage upto the insured declared value in case of theft.
  4. Benefits of cashless transactions through network garages.

What two wheeler insurance covers for Your Royal Enfield Bullet:

  1. Loss or damage caused by natural calamities.
  2. Total loss because of fire, explosions or an act of terror.
  3. Total loss because of theft.
  4. Personal accident cover for owner driver.
  5. Own-damage cover.
  6. Third-party liability cover.

What two wheeler insurance doesn't cover for your Royal Enfield Bullet:

  1. Normal Wear and Tear and Electrical or Mechanical Breakdowns
  2. Damage to Tyres (unless vehicle also damaged)
  3. Driver without a Valid Driving License
  4. Driving under the influence (DUI) of intoxicants such as liquor or drugs
  5. When the two wheeler is used for any illegal purpose
  6. Usage outside geographical limits
  7. If the vehicle is used for hire or reward, carriage of goods, organized.

How to buy/renew insurance for Royal Enfield Bullet?

You can simply visit the official website of and compare the right plan. Once selected, you need to submit the basic details of your vehicle such as make, model, registration number, manufacturer, and the manufacturing date and then select the premium amount. Next, you will be required to submit your KYC details such as personal details and communication address. Post submission, you will be directed to the payments page where you can purchase the policy via internet banking. Also, you can request a call back by submitting your telephone number on the website and scheduling an appointment with an agent.

Review of Royal Enfield Bullet

Since its launch, the Royal Enfield Bullet has become a dream bike among bike riders across India. The bike is suitable for long rides and road trips. Royal Enfield Bullet is also the oldest bike in India with a continuous production till date. Royal Enfield has sold over 70,000 bikes in January 2019. The Royal Enfield Classic 350 stands as the single highest selling model.

FAQs on Royal Enfield Bullet

My Royal Enfield Bike insurance has already expired. Is vehicle inspection mandatory?

Yes it is mandatory- Fix up an appointment for the inspection of your Royal Enfield Bike. Do note; this can invite a nominal fee. If the insurance company chooses to offer you the coverage, you can make the payment and get the policy in hand. However, if you are lucky enough, inspection may not be mandatory.

How does NCB work in case I buy a second-hand bike? Will I get No-Claim Bonus?

As a new owner it's your obligation to get the existing two-wheeler insurance transferred in your name within the specified period from the date of transfer of RC. If you fail to do so and if you require raising a claim, the same will not be honored. For a favorable claim, the title on the RC of the two-wheeler and the insurance documents has to match. Also, please understand that the current owner can carry forward his existing No Claim Bonus (NCB) with him. He can use it to seek the premium discount if he purchases a new bike in future. Likewise, as a new owner, you will have to earn this bonus with each claim-free year. You can win a maximum of 50% discount on your own-damage premium with NCB.

Is an online policy valid?

Yes-an online policy is very much valid. You can also renew your Royal Enfield Bike insurance policy with a debit/credit biked or even through net banking. Although, for expired policies you will have to contact us for an offline renewal process.

Should I opt for a single year insurance plan or a long-term insurance plan?

You should opt for a long-term or multi-year two-wheeler insurance plan for your Royal Enfield Bike to enjoy pure convenience and be completely stress-free. You can save on premiums, eliminates the hassles of yearly renewals, skip the paperwork and avoid the gap in coverage since you are insured for an extended period.

Will I get reminder for policy renewals if I buy from

Yes, you will receive reminders via SMS and email on renewals if you have bought the policy from

How is third-party insurance different from comprehensive two-wheeler insurance?

The third party bike insurance only covers your legal liability for any loss and damages to third party because of your bike. It will not cover you or your bike for any damages suffered.

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