The Suzuki Burgman Street 125 is one of Suzuki’s most premium scooters in the 125cc segment. Inspired by maxi-scooter styling, the Burgman Street combines comfort, practicality, and urban convenience, making it a popular choice among city commuters and riders looking for a spacious and comfortable scooter experience.
The 2026 Suzuki Burgman Street 125 is powered by a 124cc 4-stroke, single-cylinder, air-cooled engine producing approximately 8.31 bhp at 6,500 rpm and 10.2 Nm of torque at 5,250 rpm. It features fuel injection technology, CVT automatic transmission, LED lighting, a digital console, spacious seating, and practical storage options designed for efficient city commuting.
Since the Burgman Street is mainly used in urban traffic conditions, it regularly faces risks such as minor accidents, parking scratches, pothole damage, and weather-related exposure. Having the right two wheeler insurance helps reduce unexpected repair expenses while also ensuring legal and financial protection.
Insurance premiums for the Suzuki Burgman Street 125 depend on factors such as variant, IDV (Insured Declared Value), location, add-ons selected, and claim history. Higher variants with connected features and premium components may attract slightly higher premiums.
| Suzuki Burgman Variant | Zero Dep | IDV [1st Year] | Net Premium [5 years] |
| Burgman Street 125 CC | ₹303.91 | ₹60,781 | ₹5,924 |
| Burgman Street EX | 124CC | ₹369.6 | ₹73,920 | ₹6,107 |
| Burgman Street BLUETOOTH 124CC | ₹321.9 | ₹64,380 | ₹5,974 |
| Burgman Street Ride Connect Edition 124 CC | ₹450 | ₹63,684 | ₹5,964 |
Note: Premiums are indicative and may vary depending on insurer, location, policy type, IDV, and add-ons selected.
Buying insurance for your Suzuki Burgman Street 125 online is simple and convenient
Before starting the process, keep the required documents ready such as: Registration Certificate (RC), Previous insurance policy (for renewals), Driving licence, and Basic KYC documents if required
Enter your scooter’s registration number, variant details, and manufacturing year to compare available insurance plans.
While comparing policies, check factors such as premium amount, IDV, add-ons, claim settlement support, and cashless garage network.
After choosing suitable coverage, complete the payment online.
The insurance policy is generally issued instantly in digital format, and you can download the policy documents immediately for future reference.
The Burgman Street 125 is designed differently from conventional commuter scooters. Insurers evaluate the scooter not only based on engine capacity but also on riding usage, repair costs, and feature-related expenses.
The scooter is primarily used for daily city commuting and frequent stop-and-go traffic conditions. This naturally increases exposure to scratches, minor falls, traffic-related damage, and parking incidents.
Its premium maxi-scooter styling, large body panels, LED lighting, digital display, and connected features can also increase repair costs after accidents or damage. Because of this, insurance becomes important not only for legal compliance but also for avoiding unexpected financial burden during repairs.
124cc single-cylinder, air-cooled engine producing approximately 8.31 bhp and 10.2 Nm torque paired with CVT automatic transmission for smooth city commuting.
Delivers an estimated mileage of around 48 - 58 kmpl with a top speed of approximately 95 kmph, making it suitable for everyday urban riding.
Features practical dimensions including 111 - 114 kg kerb weight, 160 mm ground clearance, 780 mm seat height, and a 5.5-litre fuel tank.
Equipped with LED headlamps, digital instrument console, spacious seating, wide footboard, under-seat storage, front pockets, and CBS with front disc and rear drum brakes for added comfort and convenience.
The Burgman Street is built for regular urban usage, which means it constantly faces traffic-heavy riding conditions and city-related risks. Insurance helps cover:
Accidental damage repairs
Theft or total loss
Third-party liabilities
Natural calamity damage
Fire and vandalism-related losses
Instead of facing large repair expenses suddenly, insurance helps convert these risks into a manageable annual cost.
Since the Suzuki Burgman Street 125 is commonly used for daily commuting and city travel, choosing the right add-ons can provide better financial protection and reduce unexpected repair expenses.
This add-on helps you receive a higher claim amount by reducing depreciation deductions on replaced parts during claims.
Highly useful in areas prone to flooding or heavy rain, as it helps cover engine-related damage caused by water ingression or hydrostatic lock.
Offers emergency help during situations such as punctures, battery failure, breakdowns, or towing requirements while travelling.
Helps cover the cost of consumable items like engine oil, lubricants, brake oil, nuts, and bolts that are usually not included in standard insurance claims.
Useful for protecting additional fittings and accessories installed on the scooter, depending on policy terms and declarations.
| Zero Depreciation Cover | No Claim Bonus Cover | Roadside Assistance Cover |
| Return to Invoice Cover | Consumables Cover | Engine Protection Cover |
| Passenger Assistance Cover | Personal Accident Cover |
Filing a claim for your Suzuki Burgman insurance is usually simple if the correct process is followed.
Notify the insurer immediately after an accident, theft, or damage incident.
Provide policy details, incident information, and photographs if required.
The insurer may arrange physical or video inspection of the scooter.
You can either opt for cashless repairs at a network garage or reimbursement after repair completion.
Documents usually required include RC copy, driving licence, policy copy, repair estimate, and FIR in major accident or theft cases.
Once verification is completed, the insurer settles the claim according to policy terms.
A comprehensive insurance policy generally covers accidental damage, theft or total loss, fire, natural calamities such as floods or earthquakes, riots, vandalism, third-party liabilities, and personal accident cover for the owner-driver.
Insurance helps reduce financial burden caused by common urban riding risks including traffic accidents, parking damage, weather-related incidents, and theft situations.
However, certain situations are usually excluded from coverage, including normal wear and tear, mechanical or electrical breakdowns, and damage occurring outside policy terms and conditions.
Claims may also be rejected in situations involving riding without a valid licence, riding under alcohol or drugs, illegal racing activities, or commercial use under a private registration policy.
Disclaimer: *Premiums starting from ₹457 are indicative for third-party bike insurance for select models and may vary based on vehicle specifications, location, and insurer.
You can choose from third-party insurance, comprehensive insurance, and standalone own-damage insurance. Comprehensive insurance is generally recommended for broader protection.
Yes. Since the scooter is regularly exposed to urban traffic, parking risks, floods, and accidental damage, comprehensive insurance provides better financial protection.
No. Insurance premiums are generally affordable because the scooter belongs to the 125cc segment, although premium variants may cost slightly more to insure.
Zero depreciation cover, roadside assistance, engine protection, consumables cover, and accessories cover are among the most useful add-ons.
Yes, the Suzuki Burgman Street 125 is considered one of the most comfortable and feature-rich scooters in the 125cc segment.
Yes, slightly. Higher variants with additional features and higher IDV may attract marginally higher premiums.
Commonly required documents include RC copy, driving licence, policy copy, claim form, repair estimate, and FIR for theft or major accidents.
Inform the insurer immediately, register the claim, submit required documents, complete inspection formalities, and proceed with repairs through cashless or reimbursement process.
Usually yes, because the No Claim Bonus (NCB) may reduce or reset after a claim.
The scooter offers approximately 48–58 kmpl depending on riding conditions, maintenance, and traffic situations.
Yes. Its comfortable ergonomics, spacious footboard, smooth CVT transmission, and fuel-efficient engine make it highly suitable for regular city commuting.
Yes, comprehensive insurance generally covers flood-related damage. However, engine damage caused by water ingression may require engine protection cover.
Yes, expired policies can usually be renewed, although insurers may require inspection and NCB benefits may be affected.
Yes. Roadside assistance can be extremely useful during punctures, breakdowns, battery issues, or towing emergencies in city conditions.
