TVS Motor Company is one of the most trusted two-wheeler manufacturers in India and globally, known for its innovative technology, reliability, and affordability. TVS Motor Company was established in 1911 by T. V. Sundaram Iyengar, and today employs about 16,239 people (permanent + non‑permanent) as of FY 2023‑24 according to financialexpress. From daily-use scooters like TVS Jupiter to sporty motorcycles like Apache RTR and the flagship Apache RR 310, TVS bikes cater to every rider’s needs. To safeguard these machines, it’s essential to secure them with the right two wheeler insurance policy for your TVS bike.
A valid two wheeler insurance policy ensures compliance with the Motor Vehicles Act and protects you from unexpected expenses caused by accidents, theft, or damages. With TVS bike insurance online, you can enjoy peace of mind while riding, knowing your bike and finances are well-protected.
Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.
TVS offers a diverse portfolio of two-wheelers, each catering to a specific segment of riders. To help you get an idea of the TVS bike insurance price, here’s a quick look at some popular TVS models with their estimated insurance premium (first-year IDV and 5-year package plan):
| Top TVS Models | Ex-Showroom Price (Bangalore) | Estimated IDV (1st Year) | Total Insurance Premium (5-Year Tenure) |
|---|---|---|---|
| TVS Apache RTR 160 | ₹ 1,10,990* | ₹ 81,813* | ₹ 10,508* |
| TVS Ntorq 125 | ₹ 94,577* | ₹ 62,264* | ₹ 5,829* |
| TVS Jupiter 125 | ₹ 90,246* | ₹ 57,600* | ₹ 5,771* |
| TVS RTR 310 | ₹ 2,77,999* | ₹ 1,85,013* | ₹ 11,163* |
| TVS Raider | ₹ 91,605* | ₹ 75,953* | ₹ 6,142* |
Disclaimer: The above figures are estimates including Own Damage, Third Party, and Personal Accident Cover. Premiums vary by model, location, and add-ons chosen.
While a standard insurance plan offers essential protection, opting for add-ons can enhance coverage and safeguard the advanced parts and technology your bike comes with. Here are some recommended add-on covers for TVS two-wheelers:
Ensures that claim settlements are made without factoring in depreciation, especially valuable for bikes with costly fibre and alloy parts.
Provides full reimbursement of the bike’s invoice value, including road tax and registration, in case of theft or total loss.
Crucial for liquid-cooled and performance-oriented TVS engines, covering damage due to water ingress, oil leakage, or hydrostatic lock.
Allows you to retain your No Claim Bonus even after raising a claim, ensuring continued savings on future premiums.
Offers 24x7 support for breakdowns, towing, flat tyres, or emergencies, making it an essential add-on for long or frequent rides.
A mandatory add-on that provides financial security to the rider in case of accidental injury or unfortunate death.
With the right add-ons, your TVS bike insurance policy becomes a comprehensive shield, ensuring maximum protection and peace of mind every time you hit the road.
TVS has built its reputation on innovation and convenience, and buying or renewing insurance online mirrors that same spirit. Instead of dealing with paperwork or delays, you can secure your TVS bike insurance policy online with just a few clicks from Coverfox.
When you buy or renew a TVS bike insurance policy, it’s important to know what is covered and what is not. This helps avoid surprises at claim time and ensures you choose the right plan and add-ons for your riding style.
The following are covered under a bike insurance policy.
Covers injury, death, or property damage caused to a third party by your TVS two-wheeler.
Protection against accidental damages to your bike in case of collision or mishap.
Compensation if your TVS bike is damaged due to fire, self-ignition, or explosion.
Provides financial protection if your TVS bike is stolen.
Covers damages from floods, earthquakes, cyclones, storms, or other natural disasters.
Protection against riots, strikes, vandalism, or malicious acts.
Mandatory cover offering financial compensation in case of accidental injury or death of the owner-rider.
Such as Zero Depreciation, Roadside Assistance, Engine Protection, and Return-to-Invoice (varies by policy).
The following are not covered under a bike insurance policy.
Depreciation, mechanical or electrical breakdowns not caused by an accident.
Claims will be rejected if the rider does not hold a valid driving licence.
Accidents under the influence of alcohol or drugs are excluded.
Using a privately insured TVS bike for commercial purposes is not covered.
If RC, insurance, or pollution certificate is invalid/expired at the time of accident.
Unless you’ve opted for a coverage extension for international use.
Suppressing facts, providing false information, or fraudulent claims will lead to rejection.
For example, riding after an accident and worsening the damage.
Purchasing or renewing your TVS bike insurance policy online is quick, secure, and hassle-free. Here’s how you can do it step by step:
Renewing your TVS bike insurance on time is equally important, as it ensures continuous protection, helps you avoid penalties, and lets you retain your No Claim Bonus (NCB) for future savings.
Raising a claim under your TVS bike insurance policy is designed to be quick and transparent, whether it’s for accidental damage, theft, or natural calamities. Knowing the right steps ensures faster approval and hassle-free settlement.
By following these steps carefully, you can ensure a smooth and stress-free claim experience for your TVS bike insurance, keeping your ride protected without unnecessary delays.
TVS has an active product pipeline for 2025 aimed at expanding its electrified, commuter and premium line-ups. New launches - ranging from CNG/electric versions of proven scooters to higher-cc performance models and BTO/special editions - will influence buyer choice and also affect insurance considerations (IDV, premium, add-ons). Below are the TVS models that industry outlets and bike portals were tracking for 2025, with their reported or expected ex-showroom price bands and the tentative launch window.
| New TVS Model | Ex Showroom Price (Bangalore) in INR | Expected Launch Date |
|---|---|---|
| TVS RTX 300 | ~₹2.60 lakh | Sep 2025 (expected) |
| TVS Jupiter CNG (special / CNG variant) | ~₹90,000 | Oct 2025 (expected) |
| TVS Jupiter (Electric variant) | ~₹1.10 lakh | Oct 2025 (expected) |
| TVS XL EV | ~₹60,000 | Dec 2025 (expected) |
| TVS Fiero 125 | ~₹75,000 | Dec 2025 (expected) |
| TVS Apache RR 450 | ~₹4.20 Lakh | Dec 2025 (expected) |
The insurance premium depends on the model, variant, IDV, location, and add-ons chosen. Third-party plans are cheaper, while comprehensive policies with add-ons offer complete protection.
It covers third-party liabilities, own damage due to accidents, theft, fire, and natural disasters. Add-ons can extend coverage to include the engine, roadside assistance, and more.
Exclusions include normal wear and tear, electrical/mechanical failures, riding under influence, driving without a valid licence, and damages outside India.
Yes. The policy can be transferred to the new owner by submitting the updated RC and transfer documents to the insurer.
Yes. You can easily buy or renew your TVS bike insurance online in just a few clicks and receive your policy instantly via email.
Yes. When you sell your TVS bike, the existing insurance policy can be transferred to the new owner after submitting the updated Registration Certificate (RC) and transfer documents to the insurer.
