TVS Victor Insurance

TVS Victor is a commuter bike that was the talk of the town back in the mid 2000s. Back in the day, TVS Victor came with a 125 CC engine, which was excellent for cruising through the city traffic. The later BS4 variant had a 110 CC engine. This bike made quite a buzz because of its stylish design. Whether you have the older variant or the newer one, having bike insurance for TVS Victor is not only essential, but also mandatory as per the Motor Vehicle Act 1988.

This table shows different TVS Victors Variants with their prices

*Note: These prices are subject to change as per location and dealership.

In India, there are 3 types of bike insurance plans for TVS Victor that include:

1. Third-Party Two-Wheeler Insurance

A third-party two-wheeler insurance covers damages done to the third party (vehicle, individual or property) during an accident. This type of insurance is mandatory as per the Motor Vehicle Act 1988 and not having it whilst riding the streets of India can lead to hefty fines.

2. Comprehensive Two-Wheeler Insurance

A comprehensive bike insurance covers third-party damages and damage done to your own bike. You can customise this type of insurance policy with add-ons to further enhance your protection.

3. Standalone Own-Damage Insurance

Standalone own-damage insurance focuses only on covering damages to your bike. This type of insurance is only available if you already have third-party insurance from the same or other insurer as it does not cover third-party liability.

In a TVS Victor bike insurance policy, following things will be included:

• Third-Party Liability Cover

• Own-Damage Cover

• Damages Covered as per Add-ons

• Damages due to Natural Calamities

• Damages due to Man-Made Hazards

• Personal Accident Cover

In a TVS Victor bike insurance policy, following things will be excluded:

• Normal Wear and Tear

• Electrical or Mechanical Breakdowns

• Damage to Tyres (unless vehicle also damaged)

• Driver without a Valid Driving licence

• Driving under the influence (DUI) of intoxicants such as liquor or drugs

• When the vehicle is used for any illegal purpose

• Vehicle is used for Hire or Reward, Carriage of Goods, Organised Racing, Pace Making, Speed Testing, Reliability Trials

• Usage outside geographical limits

• Nuclear Wars and Perils

These add-ons help customise and enhance your protection in TVS Victor bike insurance:

• Zero depreciation policy

• NCB protection policy

• Engine Cover policy

• Passenger policy

• Invoice Cover

• 24x7 Roadside Assistance Cover

• Consumable cover

• Personal accident cover

If you wish to Buy TVS Victor insurance online, follow these steps:

1. Visit Coverfox website
2. Head over to Insurance > Two-wheeler Insurance Tab
3. Click on Bought a new bike
4. Select TVS
5. Select Victor
6. Select the variant you want insurance for
7. Add registration details
8. Select Add-ons
9. Compare and Choose an insurer
10. Pay through online gateway and receive the policy at your email

To renew TVS Victor bike insurance, follow these steps:

1. Visit Coverfox website
2. Head over to Insurance > Two-wheeler Insurance Tab
3. Enter your TVS Victor registration details
4. Enter your policy expiry date
5. Click on get quotes
6. Select the new insurer or existing insurer for your bike
7. Pay through online gateway
8. Received the renewed policy at your email address

If your old policy is from Covefox then:

1. Head over to Coverfox website Two-wheeler insurance page
2. Click on Renew here
3. Enter your mobile number to login or use your old policy number
4. Select the new policy that fits your need
5. Pay online through the secured payment gateway.

Below are the documents required to buy TVS Victor Bike Insurance Policy

• Proof of purchase of the two wheeler (In case of new vehicle)

• Registration Certificate (RC)

• ID proof

• Address proof

• Driving Licence (DL)

• Previous Insurance policy (Incase of Renewals)

Follow these steps to file a claim for TVS Victor bike insurance:

1. Contact your insurance company at the earliest and inform them about the incident
2. Lodge an FIR if required (In case of theft or severe accidents).
3. Evaluate the damage done through a garage (preferably an authorized garage by your insurance company).
4. Pay the service centre and apply for reimbursement
5. After filling in the necessary forms, submit the required documents
6. After proper verification, you will be reimbursed for the claim amount decided.
7. Coverfox also offers excellent customer support if required

Documents Required for Filing a Claim Are:

• Duly signed claim form

• Copy of valid vehicle Registration Certificate (R.C.)

• Copy of valid Driving Licence (D.L.)

• Copy of first two pages of policy document

• FIR for accidental damage

• Original repair bill, cash receipt, and proof of release.