The TVS Apache RTR 180 is a renowned streetfighter motorcycle known for its performance and sporty design. Equipped with a 177.4cc BS6 engine, it delivers 16.78 bhp of power and 15.5 Nm of torque. The bike is available in variants such as Disc and Disc Bluetooth, catering to a wide range of riders.
Owning a performance motorcycle like the Apache RTR 180 necessitates securing it with the appropriate insurance policy. Insurance not only fulfills the legal requirement but also protects against accident-related expenses, theft, fire, or natural calamities. A third-party plan ensures compliance with Indian Motor Laws, while a comprehensive insurance policy offers complete protection for your motorcycle as well as third-party liabilities. With rising repair costs, valid bike insurance for the Apache RTR 180 ensures peace of mind and financial safety.
Disclaimer: The above mentioned prices are for a 2 year old Hero Honda Karizma R 223 CC, registered in Navi Mumbai & previous policy has expired.
The insurance premium for the TVS Apache RTR 180 varies based on factors such as the variant, Insured Declared Value (IDV), add-ons, and your riding profile. Below are the estimated premiums for popular variants over a 5-year tenure:
| Apache RTR 180 Variants | Insured Declared Value[1st Year IDV] | Total Insurance Premium [5 Year Tenure] |
|---|---|---|
| Apache RTR 180 ABS | ₹83,971 | ₹11,442 |
| Tvs Apache Rtr 180 Disc Bluetooth | ₹1,19,238 | ₹10,745 |
| Apache RTR 180 STD | ₹76,925 | ₹10,477 |
Note: These figures are approximate and can vary based on location, insurer, and additional factors.
When insuring your Apache RTR 180, you can choose from the following policy types:
This is the most basic form of cover and is legally mandatory in India. It protects you from liabilities if your Apache RTR 180 causes injury or damage to a third person, vehicle, or property. However, it does not cover any damages to your own motorcycle.
If you already have third-party coverage, you can enhance your protection with a Standalone Own Damage Bike Insurance policy. This type of policy covers against accidents, theft, fire, natural disasters, and vandalism. It’s ideal for riders who want financial protection for their own vehicle in case of unexpected events.
A Comprehensive Bike Insurance policy combines both Third Party and Own Damage cover, offering complete protection for your Apache RTR 180. It also allows you to add useful add-ons like Zero Depreciation, Engine Protection, and Roadside Assistance. This option is highly recommended for riders who want broader coverage and long-term peace of mind.
Enhance your insurance coverage with these beneficial add-ons:
Ensures full claim settlement without depreciation deductions, especially useful for plastic and fiber parts.
Covers the full invoice value, including registration and road tax, in case of theft or total loss.
Safeguards your Apache RTR 180’s engine from damages due to waterlogging or oil leaks.
Allows you to retain your No Claim Bonus even after making a claim.
Provides financial support for the rider (and optionally the pillion) in case of injury or death.
Offers instant help during breakdowns, flat tyres, or fuel shortages.
Purchasing insurance online offers several advantages:
Instantly compare policies from top insurers to find the best coverage at competitive prices.
Enjoy special discounts available only through online platforms.
Renew your policy online in minutes, avoiding lapses and maintaining NCB.
Easily add covers like zero depreciation, RTI, or roadside assistance.
Receive your policy digitally without the need for paperwork.
Filing a claim for your Apache RTR 180 insurance is straightforward:
Keep these documents ready for smooth claim processing:
The premium depends on the variant, IDV, location, and add-ons. Comprehensive insurance policies with add-ons like zero depreciation or RTI will cost more but provide wider protection.
The Insured Declared Value (IDV) is derived from the motorcycle’s current market value minus depreciation. Since IDV directly impacts the insurance price, setting it accurately ensures fair claim settlement.
Coverage usually includes third-party liabilities, own-damage protection, theft, fire, and damages from natural or man-made disasters. Add-ons can extend cover to the engine, roadside assistance, and personal accident cover.
Exclusions include regular wear and tear, mechanical or electrical failures, riding without a valid license, driving under the influence, and damages caused outside the geographical area defined in the policy.
If you live in areas prone to waterlogging or flooding, Engine Protection is highly recommended to safeguard your motorcycle’s engine from costly repairs.
Yes, the NCB benefit stays with the policyholder. You can transfer it when renewing your Apache RTR 180 bike insurance or even when you buy a new two-wheeler.
