Toyota Car Insurance

Toyota is one of the largest vehicle manufacturers in the world founded by Kiichiro Toyoda in the year 1937. The Japanese manufacturer operates in India and has gained immense popularity owing to offering vehicles with strong build, durability and luxurious features. Operating in India as Toyota Kirloskar Motor Private Limited, the Japanese car manufacturer is currently the 4th largest car maker in the country. Toyota has produced great cars like Innova, Corolla, Qualis, Fortuner, etc. in India. While the cars are known for having great built, it is necessary to protect them with a car insurance policy.

Toyota car insurance ensures that the vehicle is protected against third party, man-made calamities, natural calamities and even theft; it also protects the owner-driver with a personal accident policy.

Having car insurance for Toyota helps you in the following ways:

Stay Legally Covered

As per Motor Vehicles Act, 1988, it is mandatory for every Toyota car owner to at least have a third party insurance. Not buying insurance for Toyota vehicle can cause legal trouble, leading to fine up to Rs. 2000/- or even imprisonment.

Protection Against Third Party Liabilities

Car insurance for Toyota helps you stay covered against third party liabilities arising out of damage, disability or death caused to a third party; it also offers protection up to Rs. 7.5 lakh against third party property damage.

Protection Against Own Damage

A comprehensive Toyota car insurance helps you get protection against damages caused to your own car. Damages incurred due to man-made calamities, natural calamities, and theft are covered under comprehensive car insurance. Additionally, comprehensive car also covers third party damages.

Personal Accident Cover

With a car insurance policy you get personal accident cover up to Rs. 15 lakh which protects you against death, bodily injury, disability caused due to an accident.

Coverage Against Theft

In case of theft of your Toyota car, with comprehensive car insurance you get coverage up to the insured declared value mentioned in the policy.

If you have a valid Toyota car insurance insurance then you can raise a claim to get financial coverage from the insurance company.

• Contact your insurance company as soon as you find out your car is stolen, damaged or involved in a third party mishap. You will have to contact the insurance company within 48 hours.
• File an FIR in case your Toyota car is stolen or damaged due to a third party
• A surveyor will be sent by the insurance company to assess the damages caused
• After completion of the survey, the car will be sent to the nearest garage for repair
• You will have to submit all the required documents to the insurance company
• Once the repair work is done, you can collect your car from the garage
• In case if the vehicle is repaired at non-network garage, then you will have to pay the repair bills which will be cleared later by the insurance company

Documents Required for Filing Toyota Car Insurance Claim

The below documents need to be submitted at the time of filing claim for Toyota car insurance

• Car insurance claim form
• Car insurance policy document
• Identity proof
• Address proof
• FIR copy in case of third party claim or stolen car
• Driving license of the owner-driver
• Repair estimate of the car
• Non-traceable report issued by the police in case of car theft

Cashless Claims Process

In case you get your Toyota car repaired at a garage that comes under the network of the insurance company, then you will be eligible to get a cashless claims facility. Under this type of claim, you do not have to pay for the repairs out of your pocket as the insurance company will directly settle the bill with the garage.

Reimbursement Claims Process

In case your Toyota car is being repaired at a garage that does not fall under the network of the insurance company, then you will first have to pay the bills out of your pocket. You will then have to submit the repair bills to the insurance company who post verification of the details submitted will settle your claim.

Third party insurance

This is one of the most common types of insurance cover available at an affordable premium. This cover is mandatory as per the law, offering coverage in case of damages or losses caused to third party car or property. It also covers death, disbality or damages caused to third person.

Comprehensive car insurance

This is an ideal type of car insurance, offering coverage for damages caused to third party as well as own car. It protects the car against damages caused due to natural or man-made calamities and in case of theft too

You can insure your Toyota car insurance online by follwing the below steps

• Visit coverfox.com
• Click on Insurance and select car insurance
• Enter your car number
• In case you don’t know the car number, click on ‘Bought a new car’
• Choose the car brand
• Choose the Toyota car you have purchased
• Select the fuel type
• Select the model you drive
• Enter the registration detail
• Click on view quotes
• Check on coverage
• Compare quotes offered by various insurance company and proceed with your purchase

In case you know the car registration number, follow the below steps

• Enter the car registration number
• Click on view quotes
• Choose the car brand
• Choose the Toyota car you have purchased
• Select the fuel type
• Select the model you drive
• Enter the registration detail
• Click on view quotes
• Check on coverage
• Compare quotes offered by various insurance company and proceed with your purchase