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While owning a car is everyone’s dream, mainlining it is yet another ballgame altogether. Hence, it’s is imperative to choose a car insurance plan that protects your car against all damages without burning a hole in your pocket. Shriram General Insurance offers car insurance plans where owners can get up to 50% no claim bonus, even if the car insurance is taken by another insurance provider. Moreover, with a cashless claim network, attractive discounts and interesting add on features, this company provides some of the best benefits in the car insurance space.
Owning a car is something everyone longs for but, keeping it safe is also a task. Many people like to own a car due for their comfort, convenience and various other factors. Ensuring protection to your car from thefts and accidents in such a scenario becomes important. The law in India has thus, made it compulsory for all car owners to have an insurance for their vehicle. The policy protects the vehicle from accidents and thefts and various other calamities, be it natural or manmade. Having an insurance policy with an extensive coverage for your car is highly recommended. Let's find out some of the important reasons to insure your car with Shriram Car Insurance:
When buying an insurance policy for your car, you need to take into account several factors and most importantly your needs and requirements. There are many policies available today, and thus, choosing the right one can be a tough decision. A wrong decision can lead to many problems later on, and thus, being careful is essential.
Let's see what Shriram Car Insurance offers:
Third- Party liability insurance
Comprehensive Coverage (Own Damage) This is the comprehensive policy by Shriram Car Insurance and covers a wide range of scenarios. In addition to the third party coverage, this package plan also covers the insured car and its owner from the following damages caused by:
Personal Accident Cover
Apart from the regular coverage, some additional coverage could be included in the plan with some extra premium. These add-ons enhance your basic car insurance plan. Below is the list of the add-ons offered by Shriram Car Insurance:
Passenger Cover: This type of add-on cover safeguards the passengers travelling in the car financially against death or disability due to an accident. This cover ranges from as low as Rs.10, 000 and can go higher up to Rs.2 lakh ((in the multiples of Rs.10, 000). Therefore, the payout differs as per the nature and intensity of the injury
Bi-Fuel System (CNG/LPG Kit): This is a very useful add-on. Here, your fuel system i.e. CNG/LPG is covered.
No Claim Bonus Protection: Your cautious driving earns you a 20% to 50% No Claim Bonus on your own-damage premium for every successful claim free year. However once you claim, discounts will be reset to zero. This add-on assists you by retaining your discounts even if you tend to make some smaller claims as per the policy terms
Electrical & Electronic Accessories: This type of add-on covers all the electrical and electronic accessories of your car. This may include, music system, LCD mini TV, fog lights, seat covers etc.
The claims would not be admitted under the below exclusions:
Contact Details of Shriram Car Insurance
Toll Free: 1800-300-30000
Toll Free: 1800-103-3009
E-mail ID: firstname.lastname@example.org Shriram General Insurance Co. Ltd. (In partnership with Sanlam, South Africa) E-8, EPIP, RIICO Industrial Area, Sitapura, Jaipur - 302022 (Raj.)
Toll free: 1800-300-30000, Fax: 0141-2770692, 2770693
Step-by-step claim process is mentioned below
1. Claim Intimation:
In case of re-inspection advised by the surveyor, intimate Shriram Car Insurance customer desk for the timing of the re-inspection.
The Shriram Car Insurance offers a good range of coverage and there is option for add-on benefits to customize the requirements of the insured. These along with the clear cut direction of claim process makes it the right choice for car insurance. This Company ensures 24*7 customer support and an excellent claim settlement process too. Their excellent inspection team offers you high service standards.