- About Coverfox
"National car insurance is one of the best motor insurance policies available in the market right now. It is offered by National Insurance Company Limited, India’s oldest general insurance company. The insurer has a wide range of general insurance solutions with around 300 products across personal, life, motor, rural, livestock, agricultural, industrial and commercial lines of business. The two types of motor (four-wheeler) insurance plans offered by National Insurance are commercial vehicle and private car. The private car package is available as an annual policy, annual liability policy, bundled policy for brand new cars, 3 years package policy and 3 years liability only policy."
National Private Car Insurance Policy can be tailor-made to insure any private vehicle. National Motor Insurance policy covers Own Damage car insurance and also, Third-party liability insurance, which helps car owners at the time when needed – in case of any accident or mishaps.
Types of coverage
Own Damage: This policy cover any damage or loss to the owner’s car due to any of the following things:
Third Party or Liability: This policy is mandatory by the Motor Vehicle Act 1988, it is provided by National Private Car Insurance Policy which covers any injuries or property damages to the third party.
Personal Accident Cover Coverage of Rs.2 lakh for the owner-driver in case of a permanent total disability or an accidental death on a premium of Rs.100.
a) Passenger Personal Accident cover: Passenger Personal Accident cover can be availed with 100 Rs/person for a Sum Insured of Rs.2,00,000 for each of the occupants.
b) Legal liability for Paid driver: Liability cover with a premium of 50 Rs/annually for the paid-driver
Zero Depreciation Cover: National Insurance will pay you the amount of depreciation deducted on the value of depreciable car parts, such as , rubber, plastic, metal, nylon, etc. if replaced or repaired under own damage claim of the policy.
No Claim Bonus (NCB) Protection Cover: No Claim Bonus is the discount you get on the car insurance premiums provided, you didn’t lodge any claim during the policy period. For first “no-claim” year you get 20% discount on the premium to be paid for the second year. This is cumulative and thus, keeps on increasing with number of “no-claim” years. You can fetch up to 50% of discount for 5 consecutive no-claim years.
Roadside Assistance Cover It's a service facilitated to take care of your vehicle and your worries in an unfortunate event of your vehicle meeting with an accident or breakdown. Some of the benefits are as follows: Service for Flat Tyre, Flat Battery – Jump Start Service, Repair on the spot, Fuel Support (Emergency fuel delivery), Emergency towing assistance, Spare Key Retrieval/Service for key locked inside, Continuation/Return Journey (Taxi Support).
Return to Invoice National Insurance company will pay to the policyholder in case car gets stolen or completely damaged, you get the reimbursement of insured car’s invoice price, including registration charges and road tax.
National Insurance offers many attractive discounts that the policyholder can avail.
|No. Of Years||Discount|
|One claim-free year|
|Two consecutive claim-free years|
|Three consecutive claim-free years|
|Four consecutive claim-free years|
|Five consecutive claim-free years|
Required steps and supporting documents:
a) In case of Car Accident Claim
b) In case of Car Theft Claim
c) In case of Third Party Claims
National Insurance, the oldest insurance company in India. one of the insurance company owned by Indian Government that was founded before Independence. Car Insurance policy of National Insurance provides a comprehensive coverage to protect your car in case of any accident or damage and third-party liability cover. You can widen the scope of car insurance policy by additional add-on covers. National Insurance is a sure consideration for your car insurance.
Yes, you can. National Insurance offers insurance plans for all types of vehicles.
The company rewards you with an added discount if:
National car insurance is one of the best motor insurance policies available in the market right now. It is offered by National Insurance Company Limited, India’s oldest general insurance company.
Yes, you can substitute your present vehicle with another vehicle provided the premium has to be adjusted accordingly on a pro rata basis from the date of substitution.