Indore is considered the cleanest city in India. Inscriptions reference Indore as “Indrapura”, likely named after the Indreshwar Mahadev Temple. Indore boasts around 51 public health institutions alongside several prominent private hospitals such as Bombay Hospital, SAIMS, Apollo, and Medanta. Although the healthcare culture in Indore is booming, it is still expensive, and the need for health insurance is prevalent.
Here are the common health issues Indoris face:
During the “Nirogi Kaya” campaign, which screened 590,114 adults, 62,307 were newly diagnosed with high blood pressure, meaning over 10 per cent of those screened had hypertension in Indore. This is a lifestyle disease, caused by bad eating habits and a sedentary lifestyle. Although considered the food capital of India due to its strong street food presence, Indoris do face the problem of lifestyle diseases.
New diabetes cases surged by 510% in Indore district, rising from 2,443 in FY 2021–22 to 14,905 in FY 2022–23, based on government screening data. This is also a result of bad food habits and another lifestyle disease. The youth, particularly, are at high risk of early levels of diabetes in Indore.
Approximately 13,000 new cancer cases are reported in Indore annually, out of around 90,000 cases across Madhya Pradesh each year (Indore Cancer Foundation). Cervical cancer prevalence was observed at 2.24% among women aged 30–60, based on a 2023 district screening of 14,103 women. Breast cancer remains the most common, with over 3,000 new annual cases reported in 2024. High-risk lifestyle factors—such as stress, poor diet, and late marriage—are cited.
Vector-borne diseases are prevalent in Indore, especially during monsoons. The main culprit is waterlogging and stagnant water, leading to breeding grounds for mosquitoes. Reports state that dengue cases surged from 242 in 2022 to 458 in 2023, marking a 90% rise. Another report says as of July, over 132 cases have been reported, including 11 children; 9 new cases in the last 2 days alone.
Here are the reasons to buy online health insurance in Indore:
No need to hassle around, looking for insurance quotes and negotiating with different insurers. Coverfox is your one-stop station for different types of health insurance available in Indore. Compare insurance quotes, coverage, and get excellent service at Coverfox.
Inflation is on the rise, including medical inflation. Just a trip to the hospital would leave a huge hole in your wallet. Unless – you are covered by health insurance. Health insurance ensures financial support during times of need in Indore.
Get quality treatments at network hospitals partnered with your insurer. Do not compromise on your health because of money. Let the insurer handle the finances and you should focus on full recovery.
You can make cashless claims at the network hospital of the insurer. If you are getting treated at a network hospital you do not need to worry about the bill, it will be directly settled by your insurer with the hospital.
Having health insurance in Indore gives you peace of mind. In case an unfortunate event does happen, you will be tension free as financially you will be sound. All you have to do is focus on recovering while the money side of things will be taken care of by health insurance.
Here are the different types of health insurance available online in Indore:
A health insurance plan made specially for the elderly and aged people.
Customise your base insurance plan with add-ons like Room Rent Waiver, OPD Cover, Accidental Disability Cover, etc.
This type of coverage plan covers health insurance for your entire family.
This type of health insurance covers an individual only.
In case of severe diseases like strokes, organ failure, cancer, etc., a critical illness health insurance policy is needed.
In Indore, a health insurance policy will include and exclude:
| What is Covered | What is Not Covered |
|---|---|
Sum Insured: ₹5 lakh to ₹6 crore |
Pre-existing conditions during the waiting period |
Hospital & Treatment Expenses: Includes daycare procedures, maternity expenses, OPD cover, ICU charges, and ambulance charges |
Cosmetic surgeries and aesthetic treatments |
Pre & Post Hospitalisation (30 to 60 days) |
Dental and oral treatments (unless due to an accident) |
Facility Benefits: Covers room rent, pre- & post-existing diseases (as per terms), organ donor expenses, and free health check-up |
Illnesses during the initial waiting period (30–90 days) |
Add-ons: Optional and customisable |
Injuries due to war, terrorism, or hazardous activities |
Tax Benefits: Under Section 80D of the Income Tax Act |
Substance abuse-related complications |
Claim Process: Easy cashless transactions through network hospitals or reimbursement process |
Non-medical expenses like toiletries or administrative charges |
Purchase health insurance online through Coverfox in Indore by:
NOTE: You can ask for a call from Coverfox to help and guide you in buying a health insurance policy. Just click on “Call me” to connect to an excellent support staff.
Renewal of health insurance is done through the insurer’s portal by:
You would require these documents to buy or renew your health insurance plan in Indore:
There are 2 types of claims that one can file against health insurance in Indore.
These are the documents required for filing a claim in Indore:
Here are some tips and tricks for finding and making the best health insurance policy in Indore.
Always check the inclusions and exclusions of the health insurance policy
Check for pre-existing conditions, maternity, and specific treatments
Look out for cashless hospitals that are available in your area
The Sum insured should cover for the entire treatment, so choose accordingly
Balance cost with the coverage offered
Go for insurers with high claim success rates
Consider critical illness, maternity, or room rent waivers
Check if you can switch plans without loss of NCBs
Look for annual check-up benefits.
Health insurance should cover the entire cost of treatment. For this to happen, you must have a sufficient sum insured. For Indore, you should have:
These are just assumptions made on the current costs of medical care in Indore. Do your research before selecting a sum insured amount.
NRIs can buy health insurance in Indore and avail its benefits when they are visiting back to Indore or are settling back here. They can also purchase health insurance for their family residing in the city of Indore, who can enjoy healthcare benefits. NRIs can also buy health insurance for GST and tax benefits under the Income Tax Act.
Key benefits of health insurance in Indore are:
Indore is a clean city, with a well structured healthcare industry. Not having health insurance in Indore is a grave mistake – get insured today with Coverfox. Health insurance ensures financial safety net during medical emergencies. Also, apart from this, health insurance also has tax benefits and gives you peace of mind. Take care of your health and get health insurance from Coverfox if you do not have it already.
Ans:Under the Income Tax Act Section 80D, you will get tax benefits for having health insurance.
Ans:You should have at least a lakh insured in Indore.
Ans:Yes, you can.
Ans:Yes, you can.
Ans:No, there is a waiting period before you can make a claim.
Ans:You can make any number of claims in Indore as long as it is under the insured amount.
Ans:Yes, you can buy health insurance online through Coverfox.
