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TWO WHEELER INSURANCE

Cheapest Bikes in India 2026

Shashi Kumar 12 August 2026

Right now, the five lowest price bikes in India are the TVS Radeon at ₹55,400, the Hero HF 100 at ₹59,489, the TVS Sport at around ₹62,000, the Hero HF Deluxe at around ₹63,000, and the Honda Shine 100 at around ₹64,900, all ex-showroom, Delhi.

cheapest bikes in India 2026

A commuter bike doesn't need a big engine or a long features list to do its job well, and India's low-cost bikes prove that every year. The cheapest bikes in India sit in this ₹55,000-90,000 bracket precisely because manufacturers strip these models down to the essentials: a small, fuel-sipping engine, a light frame, and just enough features to get you to work and back reliably. Among budget bikes in India, prices and exact specifications shift by variant, city, and dealer offers, so treat the figures below as a starting point for comparison rather than a fixed number to walk into a showroom expecting.

List of Lowest Price Bikes in India 2026

Bike Name Starting Ex-Showroom Price Engine Mileage (claimed) Best For
TVS Radeon ₹55,400 109.7cc ~73 km/l First-time buyers on the tightest budget
Hero HF 100 ₹59,489 97.2cc ~70 km/l Short, frequent city commutes
TVS Sport ₹62,000 99.7cc ~75 km/l Riders prioritising fuel efficiency above all else
Hero HF Deluxe ₹63,000 97.2cc ~70 km/l Stop-start traffic and short daily distances
Honda Shine 100 ₹64,900 98.98cc ~65 km/l Buyers wanting Honda's reliability on a tight budget
Bajaj Platina 100 ₹68,000 102cc ~70 km/l Comfort on uneven or poorly maintained roads
Bajaj CT 125X ₹75,000 124.4cc ~65 km/l A bit more power for highway stretches
Hero Splendor+ ₹77,557 97.2cc ~70 km/l Widest Hero service network access
Hero Passion Pro ₹80,000 113.2cc ~65 km/l A slightly bigger engine without a big price jump
Honda SP 125 ₹92,000 123.94cc ~65 km/l Riders wanting more refinement just above the budget segment

These are ex-showroom figures, which is only part of what you'll actually pay. Your final on-road price adds RTO registration charges, road tax, and mandatory insurance on top, and depending on your state, that can add anywhere from ₹8,000 to ₹15,000 over the ex-showroom number.

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Bikes Under ₹60,000 in India 2026

Only two mainstream models genuinely clear this bar right now, both from the entry-level commuter class, and both count among the cheapest two wheeler in India by any measure.

Model Engine Power Braking Notable Features
TVS Radeon 109.7cc, air-cooled 8.08 bhp Drum (front disc optional) Longest seat in its segment, LCD cluster, USB charging port
Hero HF 100 97.2cc, air-cooled 8.02 bhp Drum Side-stand engine cut-off, tubeless tyres

Both bikes are built for one job: getting you from point A to B on as little fuel as possible, without pretending to be anything more.

Most Affordable Bikes Priced ₹60,000 to ₹90,000

This band is where most of the segment's real competition happens, and it's where you start seeing a genuine jump in features, engine refinement, and brand choice.

Model Engine Power Braking Notable Features
TVS Sport 99.7cc, air-cooled 8.18 bhp Drum High ARAI mileage rating, optional alloy wheels and electric start on top variant
Hero HF Deluxe 97.2cc, air-cooled 8.02 bhp Drum Side-stand sensor, engine cut-off for safety
Honda Shine 100 98.98cc, air-cooled 7.28 bhp Drum Large fuel tank, 4-stroke SI engine
Bajaj Platina 100 102cc, air-cooled 7.9 bhp Drum Comfortec seat, ride-friendly suspension setup
Bajaj CT 125X 124.4cc, air-cooled 10.9 bhp Drum/disc option Bigger engine, sturdier build for load-carrying
Hero Splendor+ 97.2cc, air-cooled 8.02 bhp Drum Widest service network in the country
Hero Passion Pro 113.2cc, air-cooled 9.5 bhp Drum/disc option Sportier styling, slightly larger engine

Cheapest Bike to Buy vs Cheapest Bike to Own

The bike with the lowest sticker price isn't always the one that costs the least over time, and this is exactly where shoppers comparing low price bikes in India tend to get the math wrong.

Take two bikes: a ₹55,400 entry-level commuter claiming 73 km/l, and a ₹68,000 mid-range option claiming 70 km/l but with a longer service interval and cheaper spare parts. Over three years of riding roughly 30 km a day:

  • Purchase price difference

  • ₹12,600 more for the pricier bike upfront.

  • Fuel cost over 3 years

  • At ₹105/litre and roughly 33,000 km covered, the cheaper bike's 3 km/l mileage edge saves around ₹1,300 total, not enough to offset the purchase gap on its own.

  • Insurance

  • Nearly identical for both, since third-party premiums are fixed by engine capacity and both sit in the same slab.

  • Maintenance over 3 years

  • If the pricier bike needs fewer service visits and its parts cost 15-20% less on average, the savings here can run into a few thousand rupees over three years, depending on usage and local labour rates.

  • Expected ownership period

  • Assume both are kept for the same 3-5 years.

Run the full comparison and the two bikes can land within a few hundred rupees of each other by year three, sometimes with the "pricier" bike coming out ahead once maintenance is factored in. The point isn't that the more expensive bike always wins; it's that the ex-showroom number alone tells you almost nothing about what you'll actually spend.

What to Check Before Buying a Budget Bike

Shopping among low cost bikes in India comes down to a handful of practical checks that matter more than the sticker price alone.

  • Look at the on-road price, not just ex-showroom.

  • RTO charges, road tax, and insurance can add 10-20% to what you actually pay at the dealership.

  • Compare real-world mileage, not just claimed figures.

  • ARAI ratings are tested under controlled conditions; city traffic and load bring the number down by 10-15% in most cases.

  • Ask about typical maintenance costs

  • Not just the price of the first service. Spare-part pricing and labour costs vary meaningfully between brands.

  • Check what insurance actually costs for that specific model

  • Since it's a recurring cost you'll pay every year, not a one-time expense.

  • Look at the service network near you, not just nationally.

  • A brand with thin coverage in your city negates a lot of its "low maintenance" reputation.

  • Confirm spare-parts availability locally.

  • A cheap bike from a brand with thin dealer presence in your area can mean longer repair waits.

  • Factor in resale value.

  • Some budget bikes hold value better simply because they're common and easy for the next buyer to service.

  • Match the bike to your actual daily riding distance and terrain.

  • A bike optimised for flat city roads may not hold up as well on rougher rural stretches, and vice versa.

Bike Insurance for Affordable Bikes

Two wheeler insurance is part of what a budget bike actually costs you every year, not a one-time formality you handle and forget. Every bike on Indian roads needs, at minimum, third-party insurance, which is mandatory by law and covers injury or damage you cause to someone else, not your own bike. Because third-party premiums are set by engine capacity rather than the bike's price, this cost stays roughly the same whether you're riding a ₹55,000 commuter or a ₹90,000 one in the same displacement class.

Comprehensive bike insurance goes further, covering your own bike against accidents, theft, and fire, at a somewhat higher premium than third-party alone. On a budget bike, that added cost stays modest in most cases, and for a bike you're depending on daily, it's worth weighing against how much a stolen or badly damaged bike would actually cost to replace out of pocket.

Also Read About:

  • Low seat height bikes in India

  • Gearless bikes in India

  • Lightweight scooters in India

FAQs on Low Price Bikes in India

What is the cheapest bike in India in 2026?

The TVS Radeon currently holds that position among mainstream petrol commuters, starting at ₹55,400 ex-showroom, Delhi.

Which is the best low-budget bike under ₹60,000?

Between the two models that clear this bracket, the Hero HF 100 stands out for its wide service network, while the TVS Radeon edges ahead on claimed mileage and seat comfort.

Which is the cheapest bike under ₹70,000?

The Bajaj Platina 100, at around ₹68,000, is one of the better options in this range, particularly for riders who value ride comfort on rough roads over outright fuel efficiency.

What are the cheapest electric bikes in India?

Electric two-wheelers like the Komaki X One and select Yakuza Electric models start in the ₹35,000-40,000 range, lower than most petrol commuters upfront, though real-world range and charging infrastructure need separate consideration before comparing them directly to petrol bikes.

Which is the cheapest bike to maintain in India?

Hero's entry-level commuters, the HF 100, HF Deluxe, and Splendor+, tend to top this list, largely because Hero's dealer and spare-parts network is the most widespread in the country, keeping both routine service and repair costs predictable.

Which affordable bike gives the best mileage?

The TVS Sport claims one of the highest ARAI ratings in the segment, at around 75 km/l, though actual city mileage will run somewhat lower depending on load and traffic conditions.

Is the cheapest bike always the cheapest to own?

No. A lower purchase price can be offset by higher fuel consumption, pricier spare parts, or a thinner local service network, all of which affect what you actually spend over several years of ownership.

What is the difference between ex-showroom and on-road price?

Ex-showroom price is what the manufacturer charges before any government levies. On-road price adds RTO registration charges, road tax, and mandatory insurance, and is the actual amount you'll pay to ride the bike home.

What additional costs should I consider when buying a budget bike?

Beyond the on-road price, budget for annual insurance renewal, periodic servicing, tyre and battery replacement over the ownership period, and fuel costs based on your actual daily riding distance.

Do I need bike insurance for a new budget motorcycle?

Yes. Third-party insurance is legally mandatory for every bike on Indian roads, regardless of price, and riding without it carries fines and legal risk.

How can I reduce the overall cost of owning a budget bike?

Stick to recommended service intervals to avoid bigger repair bills later, compare insurance quotes at renewal instead of auto-renewing, and choose a model with strong local dealer support so parts and servicing stay affordable over time.

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